Free Help to Stop HS Financial Group Collections Harassment

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

HS Financial Group
HS Financial Group is debt collector specializing is Higher Education, Government, Consumer, and Commercial accounts who has been accused of questionable collection practices. This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.

What is HS Financial Group?

HS Financial Group is a debt collector located in Westlake, Ohio. It appears as though there are a variety of different complaints against HS Financial Group alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as harassing consumers and failing to notify consumers of their alleged debt. If a debt collector has contacted you, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is HS Financial Group a Scam?

They’re legit. Due to HS Financial Group’s 20 years in business and  the company’s “A+” rating from the Better Business Bureau, the collections company should be taken seriously. Though HS Financial Group has not been accredited by the BBB, the company has a variety of alternative affiliations and memberships including: ACA International, Commercial Law League of America, National Creditors Bar Association, Commercial Collection Agencies of America, IACC, RMA Certification, SDVOSB, NaVOBA, and NVBDC Certification. Therefore, it is important that you take your alleged debt with HS Financial seriously and contact the collections agency to attain more essential information.

HS Financial claims to take collector’s law very seriously. The company writes on their website that, “The HS Financial Group team of professionals is committed to delivering truly distinct services through professionalism, integrity, and excellence.” Though the company promises to commit to theses standards, many complainants claim that they have done otherwise, ignoring the needs of the consumer and potentially violating the FDCPA. In regard to leadership, HS Financial Group cites President Timothy M. Sullivan as the principal contact. Lastly, this collections company is said to have an employee base of  50 and an annual revenue of $4,650,490 according to

Who does HS Financial Group collect for?

According to their website, HS Financial Group collects on behalf of creditors in the Higher Education, Government, Consumer, and Commercial sectors. Though this collection repertoire is reported by the collections company themselves, due to the wider range of collections expertise, it is important that you verify your account with HS Financial Group themselves. This step in the collections process is necessary because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against HS Financial Group?

HS Financial Group has not accumulated many complaints over its time as a collections company. On the Better Business Bureau the company has only received 1 complainant in the last year with 0 reviews. Additionally, this collections company has received 5 Google Reviews, awarding the company a pitiful 1.8 star review overall. If you believe that this collections company may have violated the FDCPA do not hesitant to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.

It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to  Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether HS Financial Group falls within this category.

Contact Information

Can HS Financial Group Sue Me or Garnish My Wages?

Debt collectors may try to induce payment by threatening to sue you or garnish your wages. Using empty threats of legal action to intimidate consumers into payment is prohibited under the FDCPA. Likewise, collection agencies are highly unlikely to sue for debts which you cannot be verified to owe. However, it should be noted that debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. We strongly advise you to contact an attorney BEFORE such a judgement would be possible. Here at Lemberg Law, we have advocated for tens of thousands of victims of debt collector harassment. Contact us to see if you may have a case.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against HS Financial Group?

Absolutely. You can sue a debt collector. 

HS Financial Group Calling You?

The Fair Debt Collections Practices Act (FDCPA) prohibits collection agencies from pursuing debts via over-the-phone harassment. More specifically, this includes excessive, threatening, misleading, and/or untimely calls. If you are a victim of any of these, you may be able to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.

Can I sue HS Financial Group for harassment?

Yes. Federal Law allows you to protect your FDCPA rights in court via lawsuit.  Consequently, the FDCPA entitles violated consumers to recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.

Want to Stop HS Financial Group Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • A collector has called you in the early morning or late night
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • A collection company threatened you with negative credit reporting
  • A debt collector attempts to intimidate you
  • A collector accused you of criminal conduct
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“Amazing work! After being harassed for over a month with automated voicemails, I got in touch with Lemberg Law. All I had to do was provide a little information, the numbers, and the voicemail recordings, and they sent me a no-risk, representation agreement. A few weeks later, they called me with a settlement agreement from the company who now agreed to pay me, pay Lemberg’s legal fees, and stop harassing me.”

“They were quick and responsive. I had a debt collector harassing me over a debt that wasn’t mine. They threatened me with ruining my credit. But these guys got it taken care of!! The debt was removed and I received $750 from the collectors. Thank you!!”

“The associates at Lemberg Law took amazing care of me and my situation involving the collection agency. They walked through the steps of process thoroughly and the rest is history. I can’t thank them enough. Thank you!!”

Can You Help Me Delete HS Financial Group from My Credit Report?

Yes, we would love to help. Call us today.

Share your story

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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  • Hunter

    H & S Financial improper pattern and practice.

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