CST Company is a debt collector located in Louisville, KY. It appears as though there are a variety of different complaints against CST Company alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging consumers with paid off debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. CST Company is a real business, and the alleged debt you may owe should not be ignored. Because of the collection company’s 69 years of business, CST Company can be awarded permissibility. Additionally, CST Company has impressively been BBB accredited and has also received a stellar “A+” rating from the Better Business Bureau. Therefore, be conscientious about your debt and make sure to contact this collections company with any concerns or questions you may have.
According to the collection company’s website, CST Company has attained a variety of professional awards and affiliations including, “Commercial Collections Agency, AICPA, IACC, and Credit Research Foundation”. This collections company also claims that they have allegedly become one of the “most successful and respected commercial collection agencies in America”. Though many of CST Company’s clients may be appreciative of the company’s services, many consumers argue to the contrary of CST Company’s claim, alleging that the collections company was anything but respectful when dealing with their collection matter. Additionally, according to the BBB, the collections company is headed by Mr. Edward Burton, President; Mr. Stanley Fagin, Vice President/Director; Mr. Steve Ungerman, Director; and Mr. Aruthur Ungerman, Director. Lastly, According to dnb.com, CST Company has a total of 80 employees and sales of $10.05 million.
CST Company does not explicitly explain who their clients are on their collections website. Therefore, no information is currently available about CST Company’s clientele and their specific area of collections. While we know that CST Company works within debt collection, there is no information provided about who the company specifically collects for or what area of collections they work within. Because of this lack of clarity it is incredibly important that you verify your debt with CST Company and discuss the account. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
CST Company has received a few complaints posted across the internet. For example, on the BBB there are currently 2, 1 star customer reviews. Additionally, on Yelp this collections company has received 4 more 1 star reviews. Ultimately, the similarities between these reviews and the angry sentiments of complainants awards this collections company a less than glowing review. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Ultimately, it is illegal for CST Company to make empty threats to sue you or garnish your wages. However, CST Company can choose to sue or garnish wages after a default judgement. Therefore, a collection company would likely choose not to sue you for unvalidated debt, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that CST Company has been continuously contacting them about a past due trash bill. According to the complainant, this bill gets paid automatically every single month and their trash service never stopped. The complainant claims that if they did not pay this bill, money would not be taken out of their account and their trash would not be picked up every week. On top of alleging that this complainant owes debt which has not been proven, the complainant claims that this collections company has also been harassing them with constant letters and phone calls and even “had the nerve to send a deputy from the sheriff’s department to issue a citation.” Due to the fact that the complainant claims that they have paid this fee and are not in debt, this harassment should not be occurring.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Therefore, suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Absolutely, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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