Credit Systems International, also called CSII is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Credit Systems International?
Credit Systems International Inc or CSSI is a third-party debt collection agency headquartered in Fort Worth, Texas,. CSSI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and improper communication tactics. If CSII has contacted you about past due financial obligations, make sure you know your rights before you take action.
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Is Credit Systems International a scam?
They’re legit. According to the Better Business Bureau (BBB), Credit Systems International was founded in 1980. The BBB established its profile page for CSII in 1984 and it has been a BBB-accredited business since 2015. The BBB lists Credit Systems International as a collection agency. Buzzfile estimates CSII’s annual revenue at $$5.2 million and the size of its headquarters staff at 48 employees.
Who does Credit Systems International collect for?
Credit Systems International primarily collects healthcare debts, but it also will take on any other type of debt, such as utility bills and credit card debts. It advertises itself as providing “consumer-centric collection options” and working “with customers in finding solutions for resolving their accounts.” But they’re not credit counselors or a debt consolidation firm. CSII is a debt collection agency that gets compensated for extracting money from customers based on billing information it receives from its corporate customers. Credit Systems International, utilizes many collection tactics, but won’t correspond with customers via email.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Credit Systems International?
As of April 2017, the Better Business Bureau reported 59 closed Credit Systems International complaints over the previous few decades, including 26 closed Credit Systems International complaints over the past 12 months. The BBB provides Credit Systems International an A+ rating. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 53 closed CSII complaints for 2016.
Can Credit Systems International Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely CSII would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Credit Systems International?
Absolutely. You have rights as a consumer, and when they are violated you have grounds to sue the collection agency at no expense to you. Call us now to find out if you have a case.
Credit Systems International Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue CSSI for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“Thank you, thank you, thank you! I could not be happier with all of the hard work your workplace has done for me. I feel throughout the entire process I had been kept informed, and my questions were always answered completely. The calls have stopped, I no longer have a mountain of crap bills piling up, and I owe it all to Lemberg Law.”
“After you chose my case, the calls stopped entirely. After you registered against two bureaus, you settled our situation and obtained compensation for me. I want all to understand that, if a collection agency harasses you, your friend, or your loved ones, put a stop to it by calling Lemberg Law. They’ll find the calls to stop, and they get results quickly.”
“Thanks are not sufficient for such fantastic results! ”
Can You Help Me Delete Credit Systems International from My Credit Report?
We will do our very best. Contact us to find out about the upcoming steps.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.