Collection Experts is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
June 28, 2021
What is BQ & Associates?
BQ & Associates is a debt collection law firm located in Omaha, NE. It appears as though there are a variety of different complaints against this company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
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Is BQ & Associates a Scam?
They’re legit. BQ & Associates is a real company. As a law firm, they are known to take consumers to court in order to garnish their wages. Therefore, it is very important that you tread lightly with this collections company and take your alleged debt seriously. In fact, though BQ & Associates is accredited by the Better Business Bureau and has received an “A+” rating from the BBB. Additionally ,the company has been in business for 33 years. With this experience and professional recognition, it is wisest to take your collection matter with this company seriously.
BQ & Associates cites on their collections website that they have a variety of different affiliations and memberships, including: BBB Accreditation, National Association of Retail Collection Attorneys and CLLA. Additionally, the company claims that, “The firm has earned a reputation for strong leadership in both the legal and political worlds. The firm enjoys amongst its members: a former Director of the Omaha Public Power District Board, one officer serving in the U.S. Army Reserve, and members who actively serve their communities.” Though this loan company promises to be a professional and reputable business, it is still possible that BQ & Associates may still have violated the collectors’ law. Lastly, there is no information currently available about BQ & Associates employee base or revenue.
Who does BQ & Associates collect for?
BQ & Associates explains that they provide a variety of services on their collections website. These services include: Consumer Collections, Commercial Collections, Appellate Litigation, Corporate/Business Transactions, Financial Institutions, Health Care Law, Administrative Law, and Government Relations. In regard to consumer collections, the company explains, “The firm’s expertise includes suits on open accounts, credit card/charge card transactions, and replevins”. Though information is provided on the company’s areas of expertise, with such a wide range of services it is still important to clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against BQ & Associates?
BQ & Associates has received a few complaints over its time in business. On the Better Business Bureau the company has received 2 complaints in the last 3 years with 0 customer reviews. However, this company has received 15 complaints on Google Reviews, in total awarding the company a measly 2.4 star review. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether BQ & Associates falls within this category.
Can BQ & Associates Sue Me or Garnish My Wages?
Debt Collectors cannot legally make empty threats to sue you or garnish your wages. This is due to The Fair Debt Collection Practices Act prohibiting this action from occurring. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against BQ & Associates?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant claims that after paying their debt in full, the collection company, BQ & Associates had already placed a garnishment in the complainant’s paychecks. The complainant claims that they were assured that they would get a refund of the garnishment amount, but the company has not given the amount to the complainant. According to the complainant, the court mailed the amount to the collections company weeks ago, but the company keeps claiming that they do not have the repayment amount. The complainant also claims that the company has harassed them to get money, but when the company themselves owes money to the complainant, BQ & Associates treats the complainant disrespectfully. Additionally the company did not lift the garnishment at the complainant’s job.
BQ & Associates Calling You?
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Can I sue BQ & Associates for Harassment?
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. You can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
Want to Stop BQ & Associates Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- A collector has called you in the early morning or late night
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collection company threatened you with negative credit reporting
- A debt collector attempts to intimidate you
- A collector accused you of criminal conduct
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
What Our Clients are Saying
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“I am extremely happy to have Sergei Lemberg as my attorney he handled my case in the utmost professional way. He kept me well informed of any and all dealings as did his staff which were just as professional as he was.”
“INCREDIBLE EXPERIENCE! We contacted Lemberg about being harassed by a rude debt collector, and within weeks we got a settlement check. 10/10 recommend this law firm— So happy with our settlement!”
“I contacted Lemberg Law to assist me in a credit dispute. They were prompt, meticulous and helpful. I highly recommend them for settling creditor disputes. I am very thankful for their involvement and dedication to seeing my case through to a successful conclusion.”
Can You Help Me Delete BQ & Associates from My Credit Report?
Yes, we would love to help. Call us today.
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