Collection Experts is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
BQ & Associates is a debt collection law firm located in Omaha, NE. It appears as though there are a variety of different complaints against this company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
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Is BQ & Associates a Scam?
They’re legit. BQ & Associates is a real company. As a law firm, they are known to take consumers to court in order to garnish their wages. Therefore, it is very important that you tread lightly with this collections company and take your alleged debt seriously. In fact, though BQ & Associates is accredited by the Better Business Bureau and has received an “A+” rating from the BBB. Additionally ,the company has been in business for 33 years. With this experience and professional recognition, it is wisest to take your collection matter with this company seriously.
BQ & Associates cites on their collections website that they have a variety of different affiliations and memberships, including: BBB Accreditation, National Association of Retail Collection Attorneys and CLLA. Additionally, the company claims that, “The firm has earned a reputation for strong leadership in both the legal and political worlds. The firm enjoys amongst its members: a former Director of the Omaha Public Power District Board, one officer serving in the U.S. Army Reserve, and members who actively serve their communities.” Though this loan company promises to be a professional and reputable business, it is still possible that BQ & Associates may still have violated the collectors’ law. Lastly, there is no information currently available about BQ & Associates employee base or revenue.
Who does BQ & Associates collect for?
BQ & Associates explains that they provide a variety of services on their collections website. These services include: Consumer Collections, Commercial Collections, Appellate Litigation, Corporate/Business Transactions, Financial Institutions, Health Care Law, Administrative Law, and Government Relations. In regard to consumer collections, the company explains, “The firm’s expertise includes suits on open accounts, credit card/charge card transactions, and replevins”. Though information is provided on the company’s areas of expertise, with such a wide range of services it is still important to clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against BQ & Associates?
BQ & Associates has received a few complaints over its time in business. On the Better Business Bureau the company has received 2 complaints in the last 3 years with 0 customer reviews. However, this company has received 15 complaints on Google Reviews, in total awarding the company a measly 2.4 star review. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether BQ & Associates falls within this category.
Mailing Address: 14211 Arbor St STE 100 Omaha, NE 68144-2312
Debt Collectors cannot legally make empty threats to sue you or garnish your wages. This is due to The Fair Debt Collection Practices Act prohibiting this action from occurring. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
A complainant claims that after paying their debt in full, the collection company, BQ & Associates had already placed a garnishment in the complainant’s paychecks. The complainant claims that they were assured that they would get a refund of the garnishment amount, but the company has not given the amount to the complainant. According to the complainant, the court mailed the amount to the collections company weeks ago, but the company keeps claiming that they do not have the repayment amount. The complainant also claims that the company has harassed them to get money, but when the company themselves owes money to the complainant, BQ & Associates treats the complainant disrespectfully. Additionally the company did not lift the garnishment at the complainant’s job.
BQ & Associates Calling You?
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Can I sue BQ & Associates for Harassment?
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. You can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
Want to Stop BQ & Associates Collection Harassment Now?
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Can You Help Me Delete BQ & Associates from My Credit Report?
Yes, we would love to help. Call us today.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.