Alpha Recovery Corp is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Alpha Recovery Corp?
Alpha Recovery Corp is an Accounts Receivable Management (ARM) company. They are located in Centennial, CO with a second office scheduled to open in Tempe, AZ. Alpha Recovery has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as failing to provide written verification of debts and threatening to take actions that cannot legally be taken. If Alpha Recovery has contacted you about delinquent collection items, make sure you understand your rights before taking action.
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Is Alpha Recovery Corp a scam?
They’re legit. According to the Better Business Bureau (BBB), Alpha Recovery Corp was founded in 2010 and incorporated in the same year. The BBB established a profile page for Alpha Recovery in 2011, and Alpha has been a BBB-accredited business since 2016. The BBB lists Alpha Recovery as a collection agency. Buzzfile estimates Alpha’s annual revenue at $4.8 million and the size of its headquarters staff at 33 employees.
Who does Alpha Recovery Corp collect for?
Alpha Recovery Corp’s website advertises specialized service in four areas: collections, purchasing, asset sales, and consulting. Their collections services division is active in virtually all areas of business: consumer credit card debt; installment loans; secured and unsecured loans such as auto repossessions; student loans; retail credit cards; and other areas like healthcare; commercial; and utilities
In addition to acting as a third-party collection agent, Alpha Recovery’s purchasing division takes over the “non-performing” accounts of other businesses; their asset sales division buys and sells the inventories of struggling businesses; and their consulting division employs people to manage other companies in the ARM industry.
Alpha Recovery is a purely financial organization whose revenue follows directly from the inability of individuals to meet their financial obligations or from the inability of businesses to remain profitable. As a result, their business practices are necessarily predatory in nature. Complaints indicate that their written communication is often characterized by false and misleading language, and that their customer service efforts are often substandard and characterized by abusive language.
If you’ve suffered from AR debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Alpha Recovery Corp?
Alpha Recovery Corp. has been listed as an accredited business with the Better Business Bureau since November 22, 2016. As of August 2017, the BBB lists a total of 38 closed complaints —18 for issues related to advertising and sales; 12 for issues related to billing and collections; and 8 for issues related to service. 10 of these complaints were filed in the past year. As of August 2017, of the five customer reviews left for Alpha Recovery on its BBB website, four of them are negative. The BBB has maintained a rating of A. Justia lists eight complaints for violations of the FDCPA or other statutory actions. Finally, the Colorado Attorney General indicates that they maintain an active business license for Alpha Recovery; however, they also confirm a record of disciplinary action.
Can Alpha Recovery Corp Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Alpha Recovery Corp would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Alpha Recovery Corp?
Absolutely. Here’s an example of a case filed in federal court.
On March 10, 2017, the United States District Court for the Eastern District of Wisconsin, Milwaukee Division accepted a class action complaint against Alpha Recovery and Bureaus Investment Group 15, LLC (BIG 15) demanding a jury trial for violations of the Fair Debt Collections Practices Act. Citing a class “so numerous that joinder is impracticable,” but definitely exceeding fifty members, the action cited specifically that, according to 15 U.S.C. § 1692g(a)(3) of the FDCPA, a debt collector must “unambiguously inform the unsophisticated consumer that, unless the consumer disputes the debt within the 30 day validation period, the debt collector is permitted to assume the debt is valid.” Alpha Recovery was cited with deliberately and repeatedly using false and misleading language to prevent consumers form understanding their rights. This specific violation was cited as illustrative in practice and theory of additional violations by Alpha Recovery and BIG 15. Although this case demonstrated very specific instances of willful violations of federal statues, a Notice of Voluntary Dismissal was issued on May 22, 2017 and the case was terminated on May 23, 2017.
Press Releases of Lawsuits Brought On By Lemberg Law
May 18, 2017. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, District of Maryland. The case, against Alpha Recovery Corp, charges the debt collection agency with violating state and federal law and asks for $1,000 in statutory damages under the Fair Debt Collection Practices Act, actual damages under the Maryland Consumer Debt Collection Act, and other relief.
The Fair Debt Collection Practices Act was enacted so that consumers wouldn’t have to put up with abusive tactics. After Alpha Recovery Corp start calling our client about a debt, he told him that he had not received a letter regarding the debt and that he did not want to pay the debt until he received a letter. In response, he says that the debt collector accused him of stalling and told him that he should “own up” to his responsibilities. He was then transferred to a manager, who told him that he – the manager – would not do anything “this stupid” with his money. He also called our client a failure. Moreover, the manager claimed that our client’s ex-wife must have “run up” the debt, and then mocked our client’s vocabulary.
This lawsuit charges that Alpha Recovery Corp violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using abusive language; and by using unfair and unconscionable means to collect a debt. The lawsuit also charges that Alpha Recovery Corp violated the Maryland Consumer Debt Collection Act by using obscene and grossly abusive language.
Alpha Recovery Corp Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Alpha Recovery for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
“We were so impressed with how the attorney listened to us and understood the position we were in. Thank you for stopping the calls. The check was a nice bonus, but mostly we’re glad we’re not being hounded anymore.”
“Lemberg Law contacted me within a couple of hours of me submitting my info on their site. That same day Daniel emailed me instructions on what to do the next time the collection agency called. Within a week, the calls had stopped. Today marks week 2 and we’ve not had a call in three days. I can’t say thank you enough.”
“I can’t praise your service enough. I was lost and just really wanted my credit report cleaned up. You have gone beyond my expectations. Thanks again!”
Can You Help Me Delete Alpha Recovery Corp from My Credit Report?
There is a good chance we can. Contact us to find out more.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.