General Collection Company is a debt collector located in Grand Island, NE. It appears as though there are a variety of different complaints against this collections company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. General Collection Company should be considered a legitimate business due to the company’s years of experience. Impressively, this collections company has also received an “A+” rating from the Better Business Bureau and has been BBB Accredited. Therefore, the company and the alleged debt that you may have been contacted about should be taken seriously. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. Be wise, do not write off General Collection Company as a scam.
Additionally, this collections company claims that alongside the company’s 60+ years of experience within collections exists a staff which follows a “5-star approach”. This approach consists of, “Following the highest ethical standards; Recovering funds in a prompt, professional manner; Using the latest, most effective recovery techniques; Providing 24/7 access to your recovery status; Building upon our reputation for proven results.”
More specifically, the collections company claims that they have received the “Bronze Award” from the Better Business Bureau, and was named in the “2014 Best Places to Work in Collections” by ARM.com and Best Companies Group. Though this collection company promises to be a professional and reputable business, it is still possible that General Collection Company may still have violated the FDCPA. Lastly, according to dnb.com, this collections company has “38 total employees across all of its locations and generates $1.96 million in sales.”
General Collection Company does not cite who they specifically collect for on their website. There is no information currently available regarding the company’s clientele and areas of expertise. However, General Collection Company lists their featured third party services including, “Pre-charge off, early out and final billing service, Third party accounts receivable management/delinquent account collections, Skip-tracing
Probate (deceased) recovery and claim filing, Bankruptcy claim filing, Legal, Low balance and high balance accounts, Insurance claims, Workmen’s compensation claims, Judgements, Criminal background checks, and Pre-legal.”
Though information is provided on the company’s specific services, there is no available information regarding the company’s area of collections. Therefore, it is very important that as a consumer you clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
General Collection Company has received a few complaints over its time in business. On the Better Business Bureau there are currently no posted reviews or complaints under General Collection Company. However, on Google Reviews, the collections company has received 9 reviews, amounting to a 3 star review overall. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether this collections company falls within this category.
It is illegal to a debt collector to use empty threats to sue you or garnish your wages. The Fair Debt Collection Practices Act prohibits this action. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
You may have a case, if…
“They settled my case so fast. No more harassing calls from them bothersome credit card companies. it was a everyday thing 2 to 4 calls a day. I can have peace now. Thank you for all your help.”
“INCREDIBLE EXPERIENCE! We contacted Lemberg about being harassed by a rude debt collector, and within weeks we got a settlement check. 10/10 recommend this law firm— So happy with our settlement!”
“Fantastic experience! They not only corrected faulty background information that a certain company would not change, I also received a very nice settlement. Given how slow the legal system is, they were lightening fast! They kept me up to speed the whole way. Thanks so much to the lawyers and staff at Lemberg Law!”
“Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.”
Yes, we would love to help. Call us today.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
See more posts from Sergei Lemberg
