EPA USA is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
EPA USA is a debt collector located in Phoenix, AZ. It appears as though there are a variety of different complaints against EPA USA alleging violations of the Fair Debt Collection Practices Act (FDCPA). If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. It can be confirmed that EPA USA is not a scam. This conclusion is due to the fact that EPA USA has received an “A-” rating from the Better Business Bureau. Additionally, the company lists a variety of affiliations on their collections website, including: “American Bankers Association, Arizona Bankers Association, Receivables Management Association, and Greater Phoenix Economic Counsel.” Due to the company’s stellar BBB rating and its numerous professional affiliations, it is important that as a consumer you do not write off EPA USA as a scam and instead contact the collections company to receive information regarding your alleged debt.
More specifically, the BBB cites the leader of EPA USA as Mr. Ryan Sester, CEO. Additionally, according to dnb.com, EPA USA has ” 15 total employees across all of its locations and generates $642,544 in sales.” Be aware of any suspicious activity from EPA USA, and if you find that this collections company may have violated FDCPA, contact and attorney and file a report.
EPA USA lists a number of “Current Portfolios” on their collections website, including, “Home Credit, Citi Bank, Vodafone, Societe Generale, Volkswagen Finance, ING, T Mobile, BNP Paribas, AEON Credit Service, AXA, and AIG.” While this is not the entire list of the company’s clientele or its areas of expertise, it shows that this collections company has a wide range of experience. Therfore, as a consumer you should choose to verify your debt with EPA USA and discuss the details of your alleged debt. It is known that due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with, making this matter extremely important to resolve.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
EPA USA has little to no complaints posted across the internet. This fact, however, does not mean that any of these complaints are less credible or severe, or that your own personal experience with this collections company is less valid. First, on the BBB, EPA USA has 1 complaint posted within the last three years, and 0 reviews. Currently there are no additional reviews posted about this collections company on other review websites. However, more seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
In simple terms, yes. However, collections company are not legally able to make empty threats to sue you or garnish your wages. While this may be the case, if there has been a default judgment, EPA USA is able to choose whether or not to sue you or garnish your wages. Remember that without validation of your debt, most collections companies will choose not to sue. Nonetheless, it is still wisest when dealing with unethical collections companies that you contact an attorney to protect your rights and assets. Need assistance? Call us today. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
If you find yourself in contact with EPA USA, remember that The Fair Debt Collection Practices Act protects you against the abuses and misconduct of collection agencies. Find out if you can receive compensation! If you would like to inquire about these specific rights, you can find them listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. In addition to this legal protection, as a consumer you are also entitled to supplementary rights under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you absolutely can. The smartest move to make, if you would like to defend your rights and recover your damages, is to sue. More specifically, choose to take action when you have found that your FDCPA or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices, utilize them to defend your rights and receive compensation for unethical collections practices. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Amazing work! After being harassed for over a month with automated voicemails, I got in touch with Lemberg Law. All I had to do was provide a little information, the numbers, and the voicemail recordings, and they sent me a no-risk, representation agreement. A few weeks later, they called me with a settlement agreement from the company who now agreed to pay me, pay Lemberg’s legal fees, and stop harassing me.”
“They settled my case so fast. No more harassing calls from them bothersome credit card companies. it was an everyday thing 2 to 4 calls a day. I can have peace now. Thank you for all your help.”
“Lemberg Law got a faulty debt of over $4,000.00 removed completely from my record AND got me the highest award of $1,000.00 in my settlement. Very kind and very skilled at what they do. I highly recommend Lemberg Law.”
Absolutely, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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