Williams, Rush & Associates LLC is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Williams Rush & Associates?
Williams, Rush & Associates, LLC (WRA) is a third-party collection agency based in Texas. WRA has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including using false or misleading information in an effort to collect a debt and improper contact or sharing of information. If you have been contacted by WRA, make sure you understand your rights before responding.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
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The harassing company pays our fees.
Is Williams Rush & Associates a scam?
They’re legit. According to the BBB, Williams, Rush & Associates, LLC was founded and incorporated in 2011. The BBB established WRA’s profile page in 2012. WRA is listed as a collection agency and loan servicer. Buzzfile estimates WRA’s annual revenue at $1 million and the size of its headquarters staff at 8 employees.
According to its website, Williams, Rush & Associates is “committed to providing a full range of collection solutions by maximizing the percentage of outstanding receivables recovery in an efficient and expense-reducing way that ensures the client’s reputation is not impacted in a negative way.”
The Williams, Rush & Associates website does not provide a lot of detailed information about their business practices or client base. WRA “manages customer accounts receivables, holding down the expense of debt collections when those accounts go into default, and specializes in the collection of consumer and commercial debts.” In addition, WRA is “able to find people via…skip tracing software.” WRA’s “procedures are set up to provide maximum attention to each account…with…superior recovery services at all account levels.” WRA also utilizes a litigation division when “all collection remedies have been exhausted.”
Williams, Rush & Associates “core purpose… is to provide exceptional customer-focused outsourcing solutions.” They are a member of the Association of Credit and Collections Professionals (ACA). However, their website does not provide any links or references to consumer protection resources, laws, or enforcement agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Williams Rush & Associates?
The BBB has closed 16 complaints against Williams, Rush & Associates in the past three years, with 6 complaints closed in the past 12 months. Most of those complaints alleged problems with billing and collections. Since May 2015, the Consumer Financial Protection Bureau (CFPB) has closed 22 complaints against WRA. Justia lists at least 3 cases of civil litigation involving Williams, Rush & Associates.
Can Williams Rush & Associates Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Williams, Rush & Associates would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Williams Rush & Associates LLC?
Absolutely. Here are some Sample Cases against Williams, Rush & Associates, LLC
Complaints against Williams, Rush & Associates often cite problem resulting from efforts to collect delinquent student loans. In September 2016, a complainant indicated she had been receiving calls from WRA regarding a delinquent student loan that belonged to her daughter. The complainant indicated that her daughter is an adult who had expressed to her mother that she had made every effort to work with Williams, Rush & Associates, but that WRA appears interested only in harassing and intimidating her daughter into paying the debt. The complainant alleged that the calls she was receiving were part of that harassment and represented an effort to attempt to influence her daughter by calling her. The complainant further alleged that the educational institute did her daughter a disservice, and that her daughter “is handling it better than she would, because she probably would have filed a lawsuit” against the institute. The complainant indicated that both she and her daughter had repeatedly asked WRA to stop calling the complainant, but Williams, Rush & Associates representatives continue to leave messages. She indicated further that she doesn’t “have time to play games” and wants to be excluded “from whatever it is that they need to do. If WRA feels they… need to take collections a step further, so be it, but…the complainant’s daughter does not involve the complainant in her affairs unless necessary and obviously she doesn’t feel that the complainant needs to be involved in this…The complainant didn’t co-sign or sign a promissory note on any contract with” the educational institute. She concluded her complaint by stating that if WRA wants “to contact the complainant’s daughter please call her and maybe… try to be a little more understanding of people’s situations and willing to work with them for a resolution rather than harassing and demanding what they can’t pay.”
In response, Williams, Rush & Associates indicated that they “reached out to assure the complainant that they have removed her phone number as a contact number. The reason she was receiving the calls is that her daughter listed her as a point of contact and listed her phone number on the application for the student loan. Williams, Rush & Associates apologized for any inconvenience this may have caused the consumer.”
Williams Rush & Associates Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Williams Rush & Associates Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“As we discussed on the phone earlier today, this settlement is perfectly okay to me. I need to thank you and all of your cohorts at Lemberg Law to get a project handled so professionally. Please allow Amy, the first person who contacted me from Lemberg, know how much I appreciate her efforts, kindness, and professionalism.”
“I won’t be afraid to contact you or recommend your services to others for applicable legal issues. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I’m most grateful. I can not say thank you enough!”
“I received outstanding professionalism from the own staff. I had a horrible experience when trying to solve a debt. 1 debt collector associate said she would speak to the prosecutor’s office and another representative told me that when I called the office back he would call the police and have me arrested. I had been insulted, mocked, and threatened, and feared that the police would appear at my door any given moment.”
“I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”
Can You Help Me Delete Williams Rush & Associates from My Credit Report?
We can absolutely help. Call us today.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.