Galaxy Capital Recoveries is a private debt collection agency based in Atlanta, Georgia. It appears as though there are a variety of different complaints against Galaxy Capital Recoveries alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Galaxy Capital Recoveries has been in operation since 2013 and has received an “A+” rating from the Better Business Bureau. However, the BBB has not accredited them as a business. Though the company has not received accreditation, your alleged debt with Galaxy Capital Recoveries should still be taken seriously. Be sure to contact this collections company regarding your debt instead of writing off Galaxy Capital Recoveries as a scam.
Galaxy Capital Recoveries does not currently have an up and running website for client or consumer viewing. Therefore, there is a lot of gray area within Galaxy Capital Recoveries’ understanding of compliance and business ethics. One can conclude that the collections company would take these matters very seriously, however, it is possible that some complainants may argue the contrary and claim that this collections company violated collector’s law. Lastly, Galaxy Capital Recoveries is lead by Principal Erin Cagel, and according to dnb.com the collections company has “3 total employees across all of its locations and generates $100,000 in sales (USD).”
Because Galaxy Capital Recoveries does not have an active website, there is no information currently available regarding the collection company’s areas of expertise or specific clientele. Due to this lack of clarity, it becomes even more essential that as a consumer you contact Galaxy Capital Recoveries to inquire about your specific debt and adequately resolve your debt discrepancy. By contacting the collections company, you award yourself the power to gain necessary information to verify your alleged debt and attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are currently no complaints filed against Galaxy Capital Recoveries. As of this post, their Better Business Bureau page has zero reviews, and there are no active reviews or complaints on Google Reviews or BirdEye. While this may currently be the case, your complaint is still valid and reputable. If you find that Galaxy Capital Recoveries may have violated the FDCPA do not hesitant to contact an attorney and file a complaint.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Galaxy Capital Recoveries falls within this category.
Yes and no. Legally Galaxy Capital Recoveries cannot make empty threats to sue you or garnish your wages. However, this does not mean that the collections company is simply unable to sue your or garnish your wages. Alternatively, if there is a default judgment or Galaxy Capital Recoveries has evidence to support the garnishment of your wages, they will be able to proceed with this action. Therefore, in order to guarantee the safety of your assets and rights you should contact an attorney for legal advice and protection. The FDCPA protects consumers like you from fraudulent collection practices. Call Lemberg Law today to find out how we can help fight back against fraudulent collection practices.
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
The Fair Debt Collection Practices Act protects consumers like you against fraudulent collection practices. If you have fallen victim to the harassment of a collections company, or other illegal practices, familiarize yourself with the FDCPA to understand your legal rights and protections. You can find these protections listed on the Federal Trade Commission’s website under “Debt Collections FAQs”. On top of the FDCPA consumers are also guaranteed legal security through The Telephone Consumer Protection Act (TCPA) and The Consumer Financial Protection Act (CFPA). Contact an attorney preemptively if you find that any of your rights under these collectors’ laws have been violated.
Yes. Ultimately, suing is the correct course of action given that your FDCPA, TCPA or CFPA rights have been breached. These federal laws award consumers the power to fight back against unethical collections practices. Take back your power and contact an attorney to defend your rights and guarantee the safety of your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs. Call Lemberg Law today to find out how we may be able to assist you with your case.
You may have a case, if…
“Amazing work! After being harassed for over a month with automated voicemails, I got in touch with Lemberg Law. All I had to do was provide a little information, the numbers, and the voicemail recordings, and they sent me a no-risk, representation agreement. A few weeks later, they called me with a settlement agreement from the company who now agreed to pay me, pay Lemberg’s legal fees, and stop harassing me.”
“They were quick and responsive. I had a debt collector harassing me over a debt that wasn’t mine. They threatened me with ruining my credit. But these guys got it taken care of!! The debt was removed and I received $750 from the collectors. Thank you!!”
“The associates at Lemberg Law took amazing care of me and my situation involving the collection agency. They walked through the steps of process thoroughly and the rest is history. I can’t thank them enough. Thank you!!”
Yes, we would love to help. Call us today.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
See more posts from Sergei Lemberg
