National Enterprise Systems Inc, also known as NES is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
National Enterprise Systems or NES is a third-party collection agency based in Ohio. National Enterprise has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper conduct or sharing of information and threatening to take actions that cannot legally be taken. If you have been contacted by NES., make sure you understand your rights before responding.
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Is National Enterprise Systems a scam?
They’re legit. National Enterprise Systems, Inc. (also known as NES Collection Agency) is a legitimate debt collections agency. It collects on on behalf of 150 schools, as well as state governments and the financial, retail, and telecommunications sectors.
Who does National Enterprise Systems collect for?
National Enterprise Systems collects on higher education, retail, retail, financial services, and telecommunications debt.
NES is also a debt buyer, meaning that they buy blocks of written-off debt for pennies on the dollar. Most of it’s going to stay uncollectible, but if they can find a certain proportion of customers to pay, they will earn a profit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against National Enterprise Systems – NES?
As of April 2017, the Better Business Bureau reported 97 closed National Enterprise Systems complaints over the previous few decades, including 20 closed National Enterprise Systems complaints over the past 12 months. The BBB provides National Enterprise Systems an A+ rating. Additionally, Justia lists 15 NES complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, one alleging violations of the Fair Credit Reporting Act, and one alleging violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 46 closed National Enterprise Systems complaints for 2016.
Can National Enterprise Systems Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely National Enterprise Systems would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
In 2013, a judge in U.S. District Court, Northern District of Illinois, refused National Enterprise Systems motion to dismiss Deschaine vs. National Enterprise Systems for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s decision, the customer alleged that National Enterprise Systems delivered a first debt collection later that failed to effectively disclose the name of the lender to whom the debt was owed. The letter supposedly identified Paragon Way as the “customer,” Precision Recovery Analytics as the “current creditor,” and GE Money Bank/JC Penney Consumer as the “original lender” The customer argued that this violated provisions of the FDCPA that prohibit false, deceptive, or misleading representation or means in connection with the collection of a debt. The judge ruled the National Enterprise Systems motion to dismiss, and allowed the case to proceed. As a company which uses automatic dialers NES may also be subject to the Telephone Consumers Protection Act.
National Enterprise Systems NES Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue NES for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“You, in addition to your employees and office, went out of your way to be useful, keep us updated, and manage everything to decrease the strain on us. We’re extremely thankful for all the help you’ve given us and making this so easy on us. We’ll definitely be recommending you to any friends who are in a similar situation.
“I need to personally thank you and everyone I dealt with at your company for helping to prevent harassment by more than one group service. These agencies were calling my buddy five, six, seven, and even eight times each day, using different names and different telephone numbers. The calls lasted even after my friend told them I did not live there and told them to stop calling him. They would call night and day, Saturdays and Sundays, until I called Lemberg Law.”
“After you chose my case, the calls stopped entirely. After you registered against two bureaus, you settled our situation and obtained compensation for me. I want all to understand that, if a collection agency harasses you, your friend, or your loved ones, put a stop to it by calling Lemberg Law. They’ll find the calls to stop, and they get results quickly.”
Can You Help Me Delete National Enterprise Systems – NES Collections from My Credit Report?
Odds are good that we can help. Contact us now to find out.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.
Enterprise system is leaving me messages and calling Every day as well as calling family members. They are telling me that they are filing charges in Travis County. I asked them to offer me settlement negotiation and they do not respond
Found out my Ohio tax refund was going to be held by the Ohio Attorney General’s office. I called to find out what was going on. Was told this was a student loan from the University of Akron. I have not been enrolled at U of A for 30 years!!!! All of my loans are paid off and I had lived and worked in Ohio for over 10 years with no notice of this debt. I moved back last year, no notice. This is absolutely ridiculous.
I have never been contacted by Lorain Community College in the past 15 years of owing them over $1800. Now all of a sudden I get this notice stating that I owe them money – the Ohio Attorney General office? I don’t think so. It’s been over 15 years and my student loans are all paid off. What gives?
Received a debt collection letter from them saying I ow $1700 for a Synchrony Bank account #xxxx. I told them I donʻt have a CC ending with that number, nor do I have a Synchrony CC. She said there was a large purchase last year in 2018…. again, told her NOPE, NADA, NOTHING! I asked her to give me the date and the vendor (client she representing)… she then hung up on me!
National enterprise systems stated that i owe them $17,542 and have paced this on my credit files with Trans union. This company has called and harrassed me along with UAS and Turnstile capitol management. The college i attended which is South College in knoxville Tn, have students to sign loans, then UAS send letters out stating that the loan has been sold. Next thing happens is that even while in college, they start demanding $1000 monthly then send the report to the credit bureau to destroy your credit.
I have paid this company for many years! the original loan amount was 8600.00 with monthly payments of 62.00 I paid each month $150.00 for over 5 years and the amount never budged. I disputed the claim and and it was erased from my credit file. Now they have sent my sister (co-signed) a threatening letter and say that I owe $12,000.00
This company continues to call me during work hours to tell me about a delinquent account. I’m not even sure of the account.
My dad and I received a letter from NES and we don’t owe anything to anyone. Most of my debt is in Chpt 13 so I should not be receiving any collection letters for anything. They did not even give information on what the debt is for, how acquired or to who we owe. They just say answer/pay amount in 30 days or they are going to move forward with a judgement. We are sending letter back stating that we don’t owe this debt and to provide us with documentation of debt. Plus, I will be sending a copy to my Chpt 13 attorney to see if he can do anything about it. I am getting tired of these people trying to rip people off thinking if they dont give valid [roof of debt that we will pay just because they threaten us with law suits.