GLA Collection Company Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What Is GLA Collection Company?
GLA Collection Company is a third-party collection agency based in Kentucky. GLA has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as communicating information about delinquent debts to unauthorized third parties and failing to provide written verification of debts. If GLA Collection Co. has contacted you about delinquent financial obligations, make sure you understand your rights before you take action..
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Is GLA Collection Company a scam?
They’re legit. According to the BBB, GLA Collection Company is a legitimate collection agency founded in 1974. The BBB opened a file for GLA in 1978. The agency subsequently became accredited in 1971. GLA Collection Company has been operating for 40 years, and is based in Louisville, Kentucky. They operate in a number of countries, including Kentucky, Indiana, North Carolina, South Carolina, Ohio, Virginia, and Tennessee.
Who does GLA Collection Company collect for?
According to their website, GLA Collection Company claims that their staff members have an average of 12 years of experience in health collections. GLA Collection Company focuses on medical collections, and advertises an “early-out” program that they claim makes them individual advocates instead of a collection agency.
Along with its early out program, GLA provides a service called “Pre-Collect.” GLA asserts that this is a “milder” collection procedure which utilizes “third-party influence” to increase collections. GLA Collection Company employs robocalling tactics, utilizing an auto-dialer to confirm information and proceed customers through the collections process. If a debt is uncollected after 60 days, GLA accounts the debt to the major credit agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
GLA Collection Company Collection Agency Complaints
As of April 2017, the Better Business Bureau reported 71 closed GLA Collection Company complaints over the previous few decades, including 41 closed GLA Collection Company complaints over the past 12 months. Additionally, Justia lists seven GLA Collection Company complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and eight alleging violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 55 closed GLA Collection Company complaints for 2016.
GLA Collection Company, Inc. 2630 Gleeson Lane Louisville, KY 40299 Phone Number: 800-928-7809 Website: http://www.glacompany.com/
Can GLA Collection Company Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely GLA would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
In 2015, a judge in U.S. District Court, Western District of Kentucky, refused another debt collection agency’s motion to dismiss Mooneyham vs. GLA Collection Company for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s decision, the customer alleged that GLA Collection Company reported his medical debt to a credit bureau. He explained that, when he attempted to cover GLA Collection the face value of the debt, the debt collection agency told him he needed to cover interest rates that range from 8 percent o 18 percent annually. The customer argued that the interest rates violated state law and, thus, the FDCPA’s prohibition against collecting fees that a debt collection agency isn’t legally entitled to collect. The judge ruled against the second defendant and allowed the case to proceed.
GLA Collection Company Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue GLA for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“Just a quick note to inform you that I got my check now and say thank you again. I will be discussing about you with “my friends!”
“I want to thank you and your team for all of the help you have provided to me. Honestly, you have a excellent staff who has dealt professionally and been very empathetic at one time in my life once I hit a speed bump.”
“Thank you and your staff at Lemberg Law for the exceptional work you did on my behalf in managing the debt collection agency. I’ve not experienced the level of professionalism, care, timeliness in follow-through, and financial compensation obtained through your firm.”
Can You Help Me Delete GLA Collection Company from My Credit Report?
We ought to be able to assist. Contact us and we’ll inform you how we can help.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.