AmSher Collection Services Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is AmSher?
AmSher Receivables Management is a third-party debt collection agency based in Alabama. AmSher has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as using false or misleading information in an effort to collect a debt and misrepresenting the legal status or amount of debts. If AmSher Collection Services has contacted you about delinquent collection items, make sure you understand your rights before you respond.
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Is AmSher a scam?
They’re legit. According to the Better Business Bureau (BBB), AmSher Collection Services, Inc. was founded and incorporated in 1986. The BBB established a profile page for AmSher in January 1986, and AmSher has been a BBB-accredited business since July 1986. The BBB lists AmSher as a collection agency and billing service that uses the alternate business name, AmSher Receivables Management. Buzzfile estimates AmSher Collection Services’ annual revenue at $15.3 million and the size of its headquarters staff at 130 employees.
Who does AmSher collect for?
AmSher Collection Services Inc is a family-owned debt collection agency that’s been in business since 1986. It conducts both commercial and consumer collections. For customer debt, they manage virtually every sort of unsecured debt, such as utilities, cable, phone, retail, and health care. They advertise using sophisticated technology to forecast consumer payment patterns, and use credit reporting, letters, robocalls and other concentrated techniques to produce collections.
AmSher provides collections and accounts receivable management services in four distinct areas: first-party collection; third-party collection; outsourced billing and contact; and commercial “B2B” services. Acting as an extension of the clients’ billing department, ACS’s first-party collection division provides “inbound and outbound receivables management services, which deliver exceptional liquidation results with high levels of client and consumer satisfaction.” ACS’s third-party division provides “solutions [that] include pre-collect, primary, secondary, late-stage contingency, and warehouse services, by… leveraging decades of industry experience, innovative technology, and sophisticated analytics to design customized strategies for each line of business, at every stage in the credit and collection process.”
AmSher’s outsourced billing division provides “customized dunning services, late payment reminders, reactivation, and customer save campaigns.” Their B2B division provides “business to business, commercial accounts receivable services to local and regional clients.” ACS also offers legal services through a partnership with The Law Offices of Maury Cobb.
AmSher states that it employs a “devoted compliance team that includes in-house counsel and an ACA-Certified Credit and Collection Compliance Officer.” The footer of their home page provides a link to “important state disclosures,” and their Resources page includes links to ACA International, insideARM, Credit and Collection News, Resource Management Services, and the Birmingham Business Alliance.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against AmSher Collection Services?
As of November 2019, the BBB has closed 65 complaints against AmSher Receivables Management in the preceding 3 years, with 25 complaints closed in the previous 12 months. Most of those complaints cited problems with billing and collections. As of June 2013, the Consumer Financial Protection Bureau (CFPB) has closed 805 complaints involving ACS. Justia lists 10 complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, one alleging violations of the Fair Credit Reporting Act, and one alleging violations of the Telephone Consumer Protection Act.
AmSher Collection Services, Inc. 4524 Southlake Parkway, #15 Hoover, AL 35244 Phone Number: 800-955-7632 Website: http://www.amsher.com/
Can AmSher Collection Services Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely AmSher would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
In 2018, a proposed class action was filed against Amsher Collection Services, Inc. claiming a misleading collection letter was sent to a New York consumer. According to the lawsuit, AmSher failed to clarify to the consumer who her original creditor was, in violation of the Fair Debt Collections Practices Act (FDCPA).
In 2016, a judge in U.S. District Court, Northern District of Alabama, refused AmSher’s motion to keep a class action lawsuit pending a Federal Communications Commission interpretation of the Telephone Consumer Protection Act. In the circumstance, Schwyhart vs. AmSher Collection Services, the customer alleged that his mobile phone was robocalled with no consent. The debt collector’s defense was that it was calling to go over another consumer’s mobile phone debt and did not know that the number was reassigned to the plaintiff. However, the FCC had previously suggested that the TCPA applies to the “called party” rather than the “intended recipient” of the telephone. The trade association for debt collectors, ACA International, challenged the FCC’s order, however, the judge ruled that the challenge was not grounds to remain the case, and that it should proceed.
Press Releases of Lawsuits Brought On By Lemberg Law
September 24, 2015. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, District of New Jersey. The case, against AmSher Collection Services, charges the debt collection agency with violating the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act. It asks for $1,000 in statutory FDCPA damages, $500 to $1,500 in statutory TCPA damages, plus other relief.
Spouses share many moments and feelings, but the one thing they shouldn’t have to share is debt collection calls. Our clients are a married couple. The husband allegedly owed a debt to CenturyLink, but our clients say that this agency robocalled both of them on their cell phones, using an automated voice saying the call was to collect a debt from the husband. When the husband spoke to a real person from AmSher Collection Services, he says that he told them to stop calling his cell phone.
The wife doesn’t know how they even got her cell phone number. When the debt collection agency called, she followed the automated prompts to get them to stop calling. Despite our clients’ efforts, our clients continued to get hounded by AmSher.
The lawsuit charges that AmSher violated the FDCPA by engaging in harassing behavior; and by using unfair and unconscionable means to collect a debt. It also charges that this collector violated the TCPA by using an automated telephone dialing system or predictive dialer to call our client’s cell phone without her consent.
AmSher Collection Services Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue Amsher for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
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Can You Help Me Delete AmSher Collection Services from My Credit Report?
The brief answer is yes. We can help. Call us today to learn more.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.