Alexander Rose Associates is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Alexander Rose Associates is a debt collection business based in Houston, Texas. It appears as though there are a variety of different complaints against Alexander Rose Associates alleging violations of the Fair Debt Collection Practices Act (FDCPA) including providing no verification of debt and failing to communicate effectively with debtors. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
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Is Alexander Rose Associates a scam?
They’re legit. Alexander Rose Associates has been in the collections business for 27 years. The company was originally started on July 22nd, 1993 and was accredited by the Better Business Bureau on March 21st, 2013. On top of its accreditation by the Better Business Bureau, Alexander Rose Associates has also received an “A” rating from the BBB. Due to the company’s years of experiences and their stellar BBB rating, it is easy to see that Alexander Rose Associates is not a scam. Therefore, the debt which you may have been contacted about is real, and needs to be dealt with. In fact, Alexander Rose Associates is part of the Texas Apartment Association, the Houston Apartment Association, and ACA International. Even with these forms of certification and partnerships in mind, remember that Alexander Rose Associates still may be in violation of the FDCPA. Therefore, while it is important that you do not ignore the need to resolve your alleged debt with Alexander Rose Associates, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA.
According to its website, Alexander Rose Associates, “is proficient in all current Federal Debt Collection Practice and Collection Management Issues”. Alexander Rose Associates explains that there are not monthly fees associated with their services and if there is no collection, there is no charge. In regard to the collection company’s size, according to dnb.com, the company has an employee base of 13 people and sales of $650,000.
Who does Alexander Rose Associates collect for?
According to their website, Alexander Rose Associates specializes in debt collection within apartment leases, commercial leases, and storage leases. They require certain information in order to process collections including, “an itemized final statement, credit/rental application, service, lease, or rental contract, and a copy of consumer identification on file”. Additionally, Alexander Rose Associates includes references on their website, such as, Dalene S. Guidry President of Hettig Management, Trish Ferrier, President/Broker of First Class Management, Sandy Parker of AIM Realty Management, and Paige Pescia, Assistant Regional Supervisor of CLMS Management Services, L.P. In sum, it is likely that your debt resides in the area of apartment lease collections, commercial lease collections, or storage lease collections.
Even with this knowledge about the types of debt Alexander Rose Associates specifically collects on and the businesses it works with, it is still important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Alexander Rose Associates?
There are many complaints currently posted about Alexander Rose Associates. On the BBB, Alexander Rose Associates has received 3 complaints closed in last 3 years and 1 complaint closed in last 12 months. The details of these complaints are currently unavailable on the BBB. In addition to the numerous complaints posted on the BBB, Alexander Rose Associates has received nine, 1 star reviews on Google Reviews and two, 1 star reviews on WalletHub. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Mailing Address: 8876 Gulf Fwy Ste 400 Houston, TX 77017-6544
Can Alexander Rose Associates Sue Me or Garnish My Wages?
It is illegal for collections companies to make empty threats to sue you or garnish your wages. In the case that the company cannot verify your debt or you may not owe said debt, the collections company would most likely choose not to sue. However, Alexander Rose Associates can still summon debtors to court and garnish wages after a default judgement. If you find yourself in this situation, it is important that you choose to sue and hire legal aid. The wisest option in this case would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
According to PACER.com, a complainant by the name of Julie Vandyke was contacted by Alexander Rose Associates regarding a debt from a fitness club membership. The complainant claimed that she did not owe said debt, and explained that the debt, from her standpoint, was “invalid”. The complainant explained that within 5 days she received no verification of the alleged debt, but soon after this legal time period of verification, she received a notification of the debt from Alexander Rose Associates. After receiving this verification, she proceeded to contact the collections company, and the owner of the agency explained to the complainant that she would be taken to court, sued, and her wages would be garnished, if she did not pay half of this debt which was allegedly owed. The complainant felt as though this collections company was harassing her after she explained that she would not pay off the debt, and the collections company met this demand by saying that they were going to sue.
Alexander Rose Associates Calling You?
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Alexander Rose Associates for harassment?
Yes you are able to sue Alexander and Rose Associates, and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you must sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Alexander Rose Associates Debt Collection Harassment Now?
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.