R. A. Rogers Inc or RAR is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is R. A. Rogers – RAR?R.A. Rogers, Inc or RAR is a third-party collection agency based in Maryland. RAR has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and improper communication tactics.If you have been contacted by R.A. Rogers , make sure you understand your rights before responding.
The harassing company pays our fees.
They’re legit. According to the Better Business Bureau (BBB), R.A. Rogers, Inc. was founded in 1990. The BBB established a profile page for RAR in 2002. RAR is listed as a collection agency that uses the alternate business name, R. A. Rogers Collection Consultants. Buzzfile estimates RAR’s annual revenue at $1.1 million and the size of its headquarters staff at 14 employees.
According to its website, RA Rogers “is a full-service and nationwide collection agency.” RAR “can increase recovery while minimizing cost,” and employs a “policy of emphasizing service and not soliciting more accounts than could be properly handled.”
RA Rogers collects delinquent debts for credit unions and banks; healthcare and medical service providers; and rental property management companies. RAR’s financial services division “currently serves over 400 credit unions and banks nationwide… with a staff of fully trained professionals that can answer questions, resolve problems, and give updates on accounts.” Their medical services division employs “a staff of fully trained professionals that can…help patients understand why they have a delinquent balance…and work with…them to resolve any pending insurance claim… or provide new insurance information if it was not previously given.” RAR’s property management division employs a “staff of fully trained professionals that are familiar with the charges a tenant can incur, including unpaid rent, late fees, lease break fees, re-rental cost, damages, and court expenses.”
All of RA Rogers collections divisions offer contingency-based services; preparation and referral of legal accounts, locally and nationwide; skip tracing; credit bureau reporting; processing of estate claims at no additional charge; processing of proof of claims at no additional charge; and online access to transmit accounts and view status and recovery reports. In addition, RAR’s financial services divisions offers repossession services and pre-charge off services, including phone calls, letters, and bankruptcies.
RA Rogers is a member of the American Collectors Association and the Credit Bureau. They are licensed, bonded, and insured as required by law. However, their website does not provide links or references to consumer protection resources, laws, or enforcement agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
The BBB has closed 7 complaints against R. A. Rogers in the preceding 3 years, all of them in the past 12 months. Most of those complaints alleged problems with customer service, with only two complaints alleging problems with billing and collections. Since March 2017, the Consumer Financial Protection Bureau (CFPB) has closed 2 complaints against RAR. Justia Does not list any cases of civil litigation involving R. A. Rogers.
R.A. Rogers, Inc.
2135 Espey Ct.
Crofton, MD 21114-2442
Telephone: (800) 830-8641
Website: http://www.rarogersinc.com/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely RA Rogers Inc would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. Here are some Sample Cases against R.A. Rogers, Inc.
Complaints against RA Rogers commonly cite problems resulting from disputes about debt verification, the accuracy of information reported to the credit reporting agencies, and abusive customer service representatives. In March 2018, a complainant indicated he had been contacted by RAR regarding a debt they had purchased from another collection agency. According to the complainant, he “received a lot of phone calls… with threats, and that the customer service is horrible.” During calls, when the complainant asked to speak to a supervisor, the RAR representatives allegedly replied that he was “already speaking to a supervisor.” The complainant indicated that although he does not owe them any money, he has been “getting harassed all day long.” In response, RA Rogers indicated they had closed and returned the account in February 2018 and had not performed any collection activity on the account in question since November 2015.
In May 2017, a complainant indicated that RA Rogers had “continued to report an account on…his…credit report that they had not validated.” The complainant indicated that he had “asked this company multiple times for the validating information that they have been using to verify this account to the credit bureaus and they have failed to provide…that information.” The complainant alleged that RAR is “violating…his rights under the FCRA that states that any accounts that cannot be verified must be promptly deleted.” He also complained that the “negative account is hurting…his credit score and that he wants it removed immediately.” The complainant stated that RAR is not “licensed to collect in the state of Maryland so… he is unsure…why they feel it is ok… to continue to report an unverified account to…his credit report.” He concluded by requesting that RA Rogers “cease all collection activity and remove the account from his Equifax credit file immediately.” In response, RAR indicated that they had “received a fax from the consumer stating that …he disputed the debt.” They indicated further that “validation of the debt was mailed… via USPS to the address listed in the complaint…and included a signed application from…the client and a transaction summary validating the balance.”
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Your debt harassment checklist:
“We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”
“If you are unsure about this company…DONT BE!!! They are for real when they say they are here to help you. It only takes a few short minutes of your time to talk to a rep. I was a skeptic, but you did everything you said you would! I can’t say thank you enough!”
”Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”
“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.
We can absolutely help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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RA Rogers & Associates lied about having lawsuit papers served to my previous address (the homeowner would have called me). They threatened me to take all my possessions away unless I paid a $25K debt from over 12 years ago. I couldn’t pay it because of being on SSD. I asked for verification of the debt & they said if I did that they couldn’t offer me a “deal” that oil would have to pay THAT day or they would take me to court to seize my possessions. They lied, harassed, threatened & intimidated me into tears to pay their “deal”; it had to be on that phone call or else. It started at $6,750; I said that’s impossible. He dropped it to $6,000; I said I still can’t pay that. Back & forth, all I could think about was losing my car & everything else. What a slick talker he was!! It finally settled on $5,000 which I couldn’t afford, but felt I had to pay or else. They are a predatory collection group, any lie, threat, intimidation or harassment to get money for their client. That money, saved for YEARS, was all I had to pay for badly needed dental care never covered by Medicare. And it still wasnt enough, I needed help. They are bottom feeders, blood suckers who will stoop to any low to get their money. Afterwards, I found out my debt was past the statute of limitations in my state, legally I didnt have to pay it. The courts would have agreed.