We Help Stop Southwest Recovery Services SRS Collections Harassment

How To Put An End to Unwanted Calls and Debt Collector Abuse and Threats.


Southwest Recovery Services SRS
Southwest Recovery Services Inc or SRS is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
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What is Southwest Recovery Services?

Southwest Recovery Services or SRS is a third-party collection agency based in Texas. SRS has received complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including attempting to collect debts not owed and threatening to take actions that cannot legally be taken. If you have been contacted by SRS, make sure you understand your rights before responding.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Southwest Recovery Services a scam?

They’re legit. According to the Better Business Bureau (BBB), Southwest Recovery Services, Inc. is a legitimate collection agency, founded and incorporated in 2004. The BBB established SRS’s profile page in 2005. SRS is listed as a collection agency that uses the alternate business name, Southwest Financial Services. Buzzfile estimates Southwest Recovery Services’ annual revenue at $86,735 and the size of its headquarters staff at 2 employees.

According to its website, Southwest Recovery Services “is a nationally recognized full service accounts receivable management company.” Claiming “over 25 years of debt recovery and account servicing and collection agency experience at all stages,” SRS provides “superior results, transparent pricing, and exemplary customer service…to companies from all industries recovering lost revenue as quickly as possible at the lowest cost while preserving…clients’ public image.”

As a full-service collection agency, Southwest Recovery Services offers a full range of accounts receivable services. SRS’s debt recovery division’s “trained and fully equipped team employs several strategies,” including an early-out debt settlement program; debt negotiation, mediation, and arbitration; pre-legal remedies; and post-legal judgment collections. SRS also offers early-out and revenue cycle management programs for healthcare providers. They also offer administrative support through their debt collection consulting and receivables management programs.

Who does Southwest Recovery Services collect for?

Southwest Recovery Services’ several divisions are active in six distinct industries: apartment complex collections; medical collections; municipal government collections; consumer retail collections; utility service provider collections; and commercial business-to-business collections.

The Southwest Recovery Services website is essentially client-facing. Although their FAQ page provides a link to the federal Fair Debt Collection Practices Act page on the Federal Trade Commission (FTC) website, their Resources page is aimed at potential clients, and there are no reference or links to additional consumer protection resources.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Southwest Recovery Services – SRS?

As of February 2018, the BBB has given Southwest Recovery Services a rating of D+ and has posted an alert on SRS’s profile page warning site visitors about a pattern of complaints alleging overly aggressive collection activity. The BBB has closed 56 complaints against SRS in the past three years, with 22 complaints closed in the past 12 months. Most of those complaints allege problems with billing and collection services. As of April 2015, the Consumer Financial Protection Bureau (CFPB) has closed 34 complaints against SRS. Justia lists at least 8 cases of civil litigation involving SRS.

Contact Information

Southwest Recovery Services, Inc.
17311 Dallas Pkwy., #235
Dallas, TX 7524
Telephone: (866) 558-3328
Website: https://swrecovery.com/

Can Southwest Recovery Services Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely SRS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Southwest Recovery Services Inc – SRS?

Absolutely.  You can sue a debt collector. Here is Sample Complaint:

The BBB has posted the following notice on the profile page for Southwest Recovery Service:

“On May 22, 2015, BBB requested Southwest Recovery Service’s voluntary cooperation in eliminating an identified pattern of customer complaints.

“Specifically, complaints received by BBB allege aggressive collection practices via the telephone.

“After contacting the company in an effort to address these patterns of complaints, BBB did not receive any substantive cooperation in eliminating the underlying cause for this pattern.”

Many of the consumer complaints on SRS’s BBB profile page confirm these allegations. For example, in January 2018, a complainant indicated that he had received deceptive voice mail messages from SRS representatives indicating the complainant was a reference for his son. The complainant was under the impression that the caller was attempting to complete a job application review, when in fact she was attempting to collect a debt. When the complainant called back, he discovered that the Southwest Recovery Service representative “had called other family members in the same manner, including some at work.” The complainant spoke with his son about the call and discovered that the collection effort was “on behalf of a former landlord who alleged that the complainant’s … son broke a lease, which…was untrue.” The complainant’s son had “satisfied a one-year lease and … had gone into a month-to-month. He had provided notice of intent to vacate and was paid in full for that month. In truth, he was owed a refund on deposit.” The complainant further indicated that “regardless of the validity of the debt, the tactic used to make the call…was highly deceptive and clearly intentional.” The complainant indicated that his review of prior complainants against SRS “showed a pattern of highly aggressive and harassing collection tactics which…possibly can be considered harassment under the TX Penal Code.” In addition, the complainant “experienced difficulty trying to track the landlord/management company, presumed to be the client of” Southwest Recovery Service, ultimately discovering there was “no local office address, just a contact number for a manager…found on an unprofessional webpage with little information.” The complainant demanded that “all telephone calls, …as well as…calls to other family members, …cease immediately,” and that if any further calls are made, he would “immediately initiate a complaint through local law enforcement…and also contact the Attorney General’s Consumer Affairs Office.”

In response, SRS indicated that it “had made a note of the complainant … not wanting any further calls in an attempt to leave a message for his son…and that no further calls will be made.”

Southwest Recovery Services SRS Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Can I sue SRS for harassment?

Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Southwest Recovery Services Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“Every e-mail sent or phone call made to your firm was answered not only promptly, but virtually immediately. Mr. Hirnyk patiently explained every legal concept – including what was possible and what was not – under existing state and federal consumer law.”

“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”

“Know that Sergei, and your firm did a good thing. You took on a big company for little people and righted a wrong. For this we are grateful.”

“Thank you and your team at Lemberg Law for the exceptional work you did on my behalf. I have never experienced the level of care, professionalism, timeliness in follow-through, and monetary compensation obtained through your firm.”

Can You Help Me Delete Southwest Recovery Services SRS from My Credit Report?

We can absolutely help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

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About the Author:

Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Sergei Lemberg
  • Mike

    They are calling me. My office number and dozens of family members multiple times a day. When does it end…

  • Jk

    I received a call at work, which is not allowed. I’m in the service industry. They called again to my cellphone, I answered. Asked exactly who they were calling for, but would not give me an answer. They asked for my personal information. I stated if they are calling me, they should have my information. Still would not give me information of who they were calling for, told them they can contact my attorney.

  • R. W

    Just received a phone call from them as well. The gentleman who answer was not clear when he spoke so I had to ask him several times who he was with. He also asked me if I was the person they called and I answered yes then he told me he couldn’t give me information because I was not the person in question (when I am).

  • Eddie

    Called my number looking for my mother. I don’t know how they got my phone number. I didn’t speak with them but they left two voicemails stating they need to speak with her or her attorney. When I called them they said they couldn’t tell me any information. I had to google to find out what SRS even is all about, they are collections company.

  • Terri

    SRS called lookin for my husband telling me they could not talk to me. After my husband gave them permission to talk to they were rude telling a family member took out a loan in his name but refuse to send me proof. They said they sent a letter out but i ask for them to send me another letter they refused keep saying the sent one and they were not going to send another. I even told them wanted to see proof and was mean. I can not fix anything they are accusing my husband of unless I have proof. Once I ask them how do I know this is not a scam and needed more info still refused, My husband spoke to that person again after two day sent a email of a contract that was done two years ago with his name on it but not the family member. when asking how he got my phone number in the begining he said off the credit report the he called was the first time anyone knew anything about this I would the letter that they said they sent out saying they were going to take action but he will not resend it or even email

  • Wiliam

    They called my cell and left a voicemail saying they need a statement from me or my attorney concerning a legal matter. They have called my brother, ex-wife, mother, and a job that I moved on from 3 years ago. I am still friends with the owner of former job and he gave me a heads up of the message the they left for him.
    I answered their call today and they wanted me to “confirm” more like provide them with my DOB and SSN before they would even discuss anything with me. Very rude and now they are forced into “pursuing further legal action against me” before hanging up on me? Upset that I told them they called me so I would not be providing them with any identifying solicited information. Ridiculous!

  • Thomas

    Same with me they call me they call my family several times I call him back he says he can’t tell me who he’s representing because I waited too long to call them back and they’re not handling it anymore very rude it’s just ridiculous that a company can be open with practice like that

  • Kara B

    I received a voicemail from them saying they are going to take legal action and i needed to give a statement or have my counsel give a statement. I looked them up and found lots of negative things about them and they never told me the account they are calling in regards to.

  • Janna

    This company has been calling my family and bugging them looking for me. Not sure how they got there numbers.

  • Katherine

    This company left me one message and within 5 minutes had called three family members. It took forever to get the first person to tell me who she worked for and what it was regarding. She kept throwing out words like charged off, prelegal, and automatic debit payments and then told me to prove you will make good on this debt before we have to take it further

  • Dave

    I believe it’s this company that’s been calling me and leaving messages – on my cell and at work. They’ve also called my family and friends. Threatening “legal measures.” Stating they need me or my attorney to make a statement. Says his name is Jake Jones specializing in litigation with SRS. Calls from a 630-517-5884 but then leaves a toll free number of 855-421-6414. Never asks for my name or anything. For all I know they could be calling random numbers, leaving general messages. But they’ve called me more than a few times now.

  • Jacquelyn

    These guys called me twice, then began calling my family. They told me they were a law firm, then said they were taking me to court and i better get a good attorney.

  • Dayanara

    This people has became my bad dream. I call them told to stop after being call at 6 in the morning and calling all my family members. Then saying they absolutely coming to get to take me to court. Take my money blah blah blah!

  • Jennifer B

    This company is calling my friends and family, not sure how they got their phone numbers but I am very upset!!

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