Marcam Associates Collections Complaints?

We Stop Unwanted Calls and Debt Collector Harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Marcam Associates
Marcam Associates is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is Marcam Associates?

Originally founded in Massachusetts in 1988, Marcam Associates is a third party debt collector now based in Rochester, NH. MA conducts early out collections along with conventional debt collection. They focus on collecting medical debt, and use demand letters, debt collection telephone calls, credit bureau reporting so as to collect on debt.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Marcam Associates a scam?

They’re legit. According to the BBB, Marcam Associates is a legitimate debt collection agency with an extensive history of harassing consumers over debt.

If you’ve suffered from Marcam Associates debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Marcam Associates?

As of August 2018, the Better Business Bureau reported closed 1 complaint over the past 12 months and 5 complaints over the past 3 years. The BBB provides this agency an A evaluation. Additionally, Justia lists one Marcam Associates complaint filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists several closed complaints for 2018.

Contact Info

Marcam Associates
PO Box 60
Rochester, NH 03866-0060
Phone Number: (800) 638-1005

Can Marcam Associates Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Marcam would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Marcam Associates?

Absolutely. If you have been unjustly harassed by Marcam associates, contact us for a free case evaluation

Actual Complaints Listed on the BBB website

Threatened collection action on a debt that doesn’t belong to me I received a collection notice on a debt that does not belong to me. The previous time I received a collection notice, I called Marcam’s client directly and told them I am not liable for the bills and to remove my name as a responsible party for their debts. I was told they could only do that if the person they have me listed as the responsible party for contacts them and tells them that. So apparently until the end of time, I’ll be listed as liable for any debts this person incurs with their client. I have a message left with Marcam Associates letting them know this is not my debt and to stop sending me notifications, as well as not putting this on my credit report.

I just checked my credit report and they have an infraction on my report saying I owe them $300++?? I don’t know who or what this company is. But they put me in collections for $300++?? I don’t have credit cards or any outstanding bills so how can a company I’ve never heard of who’s not even in the same state as me say I owe them money? Is this identity theft? It’s on my credit report as an infraction. I want this taken off of my report and this company investigated for fraud.

Marcam Associates Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Also, read more about Massachusetts Two-call Per Week Law

Want to Stop Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“I won’t be afraid to contact you or recommend your services to others for applicable legal issues. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I’m most grateful. I can not say thank you enough!”

“Thank you so very much! I’m still so grateful for the blessing of finding you on the internet. I know it’s early, but I wish to wish EVERYONE in Lemberg Law a amazing holiday season!”

“I received outstanding professionalism from the own staff. I had a horrible experience when trying to solve a debt. 1 debt collector associate said she would speak to the prosecutor’s office and another representative told me that when I called the office back he would call the police and have me arrested. I had been insulted, mocked, and threatened, and feared that the police would appear at my door any given moment.”

Can You Help Me Delete Marcam Associates from My Credit Report?

In a word, yes. Give us a call and we’ll explain the procedure.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • Fae B

    This company calls me at least once a week. I don’t answer my phone because I don’t answer calls from someone I don’t know. I had my voicemail turned off for awhile ,,so now they’re leaving messages. I don’t know who they are or what they want. It’s getting aggravating.

  • Roman S

    Do not give these people ANY of your information. If their calls persist, contact Lemberg Law – sue them for harassment, disturbing your peace and whatever else you possibly can. Report them to the Better Business Bureau and other scam sites.
    These are very bad people.

  • Jim S

    Very poor company. Trying to collect a debt that doesn’t exist according to the company they represent.
    Asked them to call to make sure the debt is real. They refused.
    What a bunch of clowns.

  • Joseph D

    Need help they are effecting my credit report

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