Free Help to Stop LJ Ross Associates Collections Harassment

How To Put An End to Unwanted Calls and Debt Collector Abuse and Threats.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

LJ Ross Associates
LJ Ross Associates is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is LJ Ross Associates?

LJ Ross Associates is a third-party collection agency based in Michigan. LJ Ross has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including threatening to take actions that cannot legally be taken and attempting to collect debts not owed. If you have been contacted by this debt collector, make sure you understand your rights before responding.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is LJ Ross Associates a scam?

They’re legit. According to the Better Business Bureau (BBB), LJ Ross Associates, Inc. was founded in 1992. The BBB established a profile page for LJ Ross in 1993. The BBB lists LJ Ross Associates as a collection agency and have been an accredited business since 2015.

Who does LJ Ross Associates collect for?

LJ Ross Associates began as a check verification and collection service for retailers, this firm has expanded its collection operations to a lot of different sectors, such as education, medical care, utilities, government, and credit cards. LJ Ross writes and calls to consumers in a number of different languages, including English, Spanish, German, Arabic, and Hebrew. Licensed in all 50 states, LJ Ross Associates both trains employers how to accumulate by themselves and conducts collection activities on behalf of businesses.

For utility customers, this company has more than twenty years of expertise in tactics like monitoring a user who has opened a new account, and then transferring their previous equilibrium into the new account. LJ Ross Associates advertises that it pursues collection at all levels in the debt crisis, from the moment a customer opens their accounts to after the account has been delinquent for quite a long time

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against LJ Ross Associates?

As of April 2017, the Better Business Bureau reported 22 closed LJ Ross Associates complaints over the previous few decades, including 6 closed LJ Ross Associates complaints over the past 12 months. The BBB provides LJ Ross Associates an A- rating. Additionally, Justia lists five LJ Ross Associates complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and three alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 39 closed LJ Ross Associates complaints for 2016.

Contact Info

LJ Ross Associates
4 Universal Way
Jackson, MI 49202
Phone Number: 800-446-9206

Can LJ Ross Associates Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely LJ Ross would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

LJ Ross Associates Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Consumers have reported this agency harassing them from the following numbers:

  • 844-348-1742

Can I sue LJRA for harassment?

Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Stop Debt Collection Harassment

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“I got a test yesterday in settlement of my case. I need to thank you and your staff for your services. I discovered the people I dealt with at Lemberg Law to be unfailingly polite, professional, and helpful when I called in with questions.”

“Never did I feel anything less than your most important customer. I love your service, and wish that more people were aware that there was a remedy for those foul creatures that call themselves collectors. Do not get me wrong, I pay my debts, or at least attempt to, but those agencies are aware of what they’re doing is illegal and know that the person on the other end of the line probably does not know that.”

“It was a joy to deal with you. I would recommend this company to anyone.”

Can You Help Me Delete LJ Ross Associates from My Credit Report?

Odds are good that we can help. Contact us now and we’ll clarify.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • Bonita

    They call me all hours of the day. I have never answered them.

  • Patricia H

    I get DAILY calls from these people even at 5, 6, 7pm but when I answer the line is dead silent and nobody says anything. Its basically a prank phone call daily and usually multiple times. Also I have not received any mail or anything from these guys so I had no idea why or who this was harassing me.

  • Patricia H

    I get DAILY calls from these people even at 5, 6, 7pm but when I answer the line is dead silent and nobody says anything. Its basically a prank phone call daily and usually multiple times.

  • maniel r

    l j ross is the worst collection company i been throurgh it cost me thoused of doller for their idiot idia that they can not clean my credir for $30.00 dollar copay not paid in time for usless doctor as we pay it before two years i hiar credit company to clean it and they told me this compay is the worst they alway like to hear credit so i ask my friend not to deal with any doctor or assusiation that use them

  • Freb B

    LJ Ross Assoc has been calling me. They have used robocalls called off hours uses different phone numbers and refuse to fully identify themselves. They are very rude have received no written correspondence They have become very harassing. So far they called me from three different numbers. Also I am a identity theft victim.

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