LJ Ross Associates is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is LJ Ross Associates?
LJ Ross Associates is a third-party collection agency based in Michigan. LJ Ross has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including threatening to take actions that cannot legally be taken and attempting to collect debts not owed. If you have been contacted by this debt collector, make sure you understand your rights before responding.
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Is LJ Ross Associates a scam?
They’re legit. According to the Better Business Bureau (BBB), LJ Ross Associates, Inc. was founded in 1992. The BBB established a profile page for LJ Ross in 1993. The BBB lists LJ Ross Associates as a collection agency and have been an accredited business since 2015.
Who does LJ Ross Associates collect for?
LJ Ross Associates began as a check verification and collection service for retailers, this firm has expanded its collection operations to a lot of different sectors, such as education, medical care, utilities, government, and credit cards. LJ Ross writes and calls to consumers in a number of different languages, including English, Spanish, German, Arabic, and Hebrew. Licensed in all 50 states, LJ Ross Associates both trains employers how to accumulate by themselves and conducts collection activities on behalf of businesses.
For utility customers, this company has more than twenty years of expertise in tactics like monitoring a user who has opened a new account, and then transferring their previous equilibrium into the new account. LJ Ross Associates advertises that it pursues collection at all levels in the debt crisis, from the moment a customer opens their accounts to after the account has been delinquent for quite a long time
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against LJ Ross Associates?
As of April 2017, the Better Business Bureau reported 22 closed LJ Ross Associates complaints over the previous few decades, including 6 closed LJ Ross Associates complaints over the past 12 months. The BBB provides LJ Ross Associates an A- rating. Additionally, Justia lists five LJ Ross Associates complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and three alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 39 closed LJ Ross Associates complaints for 2016.
LJ Ross Associates 4 Universal Way Jackson, MI 49202 Phone Number: 800-446-9206 Website: http://www.ljross.com/
Can LJ Ross Associates Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely LJ Ross would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
LJ Ross Associates Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue LJRA for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“I got a test yesterday in settlement of my case. I need to thank you and your staff for your services. I discovered the people I dealt with at Lemberg Law to be unfailingly polite, professional, and helpful when I called in with questions.”
“Never did I feel anything less than your most important customer. I love your service, and wish that more people were aware that there was a remedy for those foul creatures that call themselves collectors. Do not get me wrong, I pay my debts, or at least attempt to, but those agencies are aware of what they’re doing is illegal and know that the person on the other end of the line probably does not know that.”
“It was a joy to deal with you. I would recommend this company to anyone.”
Can You Help Me Delete LJ Ross Associates from My Credit Report?
Odds are good that we can help. Contact us now and we’ll clarify.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.