Law Offices of Howard Lee Schiff Collections Complaints?

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Law Offices of Howard Lee Schiff
The Law Offices of Howard Lee Schiff, P.C is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is The Law Offices of Howard Lee Schiff?

The Law Offices of Howard Lee Schiff, P.C. (HLS) is a Connecticut-based law firm that specializes in third-party debt collection. HLS has received complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including misrepresentation and threatening to take actions that cannot legally be taken. If you have been contacted by The Law Offices of Howard Lee Schiff, make sure you understand your rights before taking action.

According to the Better Business Bureau (BBB), the Law Offices of Howard Lee Schiff, P.C. was founded in 1959 and incorporated in 1977. The BBB established HLS’s profile page in 2001. HLS is listed as a collection agency and law firm. Buzzfile estimates HLS’s annual revenue at $15.4 million and the size of its headquarters staff at 100 employees, with an estimated 124 employees at all locations.

According to its website, The Law Offices of Howard Lee Schiff “is dedicated to consumer legal collections throughout the six state New England region.” HLS “takes pride in its function within the credit community and has endeavored to blend the law with modern technology and traditional professional concerns.” HLS’s “client base includes representation of corporate leaders in banking, consumer credit, healthcare credit, utility service credit, retail credit, and student loan credit.”

HLS is a law firm that primarily provides its “client base with collections experience in the various jurisdictions where they are admitted to practice.” Each of HLS’s local offices is staffed with “litigation supervisors, paralegals, and legal assistants…trained and experienced in the different legal requirements in each state.”

In addition to its legal services, The Law Offices of Howard Lee Schiff works directly with creditors. Their collections division employs “experienced full-time staff utilizing state-of-the-art call management and predictive dialer technology to maximize contact which means maximum recovery.” HLS’s high-tech “automated system also provides a wide range of reporting options at each step in the collection process.”

As for compliance, The Law Offices of Howard Lee Schiff cites a policy of “legal compliance with provisions of the federal Fair Debt Collection Practices Act, provisions of the Bankruptcy Code, stringent state regulations, HIPAA, and GLB, as well as FTC and Attorney Generals consent decrees that may affect certain clients.” In addition, they cite an IT department proficient in maintaining electronic data interchange (EDI) and data security compliance. However, the HLS website does not provide links or references to consumer protection resources or enforcement agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against The Law Offices of Howard Lee Schiff?

The BBB has closed 4 complaints against The Law Offices of Howard Lee Schiff in the past three years, with 1 complaint closed in the past 12 months. Most of those complaints allege problems with billing and collection services. As of April 2015, The Consumer Financial Protection Bureau (CFPB) has closed 12 complaints against HLS. Justia lists at least 13 cases of civil litigation involving HLS.

Can you help me file a No Fee Lawsuit against The Law Offices of Howard Lee Schiff PC?

Absolutely. Here are some Sample Cases against The Law Offices of Howard Lee Schiff P.C

In September 2012, in United States District Court, District of Massachusetts, a judge issued a Memorandum of Decision and Order in a case alleging The Law Offices of Howard Lee Schiff had violated several provisions of the FDCPA. In this case, the plaintiff had acquired consumer debt by using a Sears department store card issued by Citibank. After assuming a total balance of $1,181.69 in February 2003, the plaintiff entered a debt management program with the Consumer Credit Counseling Service (CCCS) of New England to pay it off. The plaintiff ultimately paid back the entire balance, beginning with monthly payments of $26.00 in June 2006, then monthly payments of $36.00 by March 2008 until the balance was paid. Over the course of her payment plan, the plaintiff paid a total of $1,484.59, “which was $302.90 more than her original balance.”

Subsequently, around June 2009, Midland Funding purchased the debt and hired HLS to collect it.

Beginning in June 2010, The Law Offices of Howard Lee Schiff began sending letters to the plaintiff demanding a payment of $1,974.57, with no explanation for how HLS had arrived at the total. The letters did contain the required notice of the plaintiff’s right to dispute the debt, and in February 2012, the plaintiff wrote to HLS and explained that she had already paid the debt through CCCS, indicating that she had the “monthly statements from CCCS and Money Management showing the monthly payments being sent to Sears Roebuck and Co.” Regardless, HLS not only failed to provide validation of the delinquent debt, but also continued sending letters demanding payment. The first followed in late March 2010, indicating a balance of $1,974.57 and offering a settlement of 75% of the total balance; the second sent in early June 2010, listing a balance of $2,439.39, and offering another settlement.

In addition to the collection letters,The Law Offices of Howard Lee Schiff also filed suit against the plaintiff, claiming she owed Midland Credit $1,974.57, plus interest and court costs. After filing the suit, HLS sent the plaintiff another collection letter demanding a current balance of $2,503.64, and again offering to settle the balance for a lesser amount. The letter made no explanation for the change in the balance or of the lawsuit. A final collection letter in March 2011 again demanded that the plaintiff pay $1,974.57, again offering a settlement at a lesser amount for payment in full, but also again neither explaining the change in amount nor mentioning the lawsuit. Because the lawsuit and the letters were apparently proceeding in a parallel path, the court held a case management conference in January 2011, at which time the plaintiff provided proof of her payment history. But as litigation continued anyway, the plaintiff hired an attorney.

The September 2012 hearing was held to make a determination about HLS’s request for dismissal. The plaintiff alleged that HLS’ conduct violated Section 1692g(b) of the FDCPA “by failing to cease collection efforts after… the plaintiff’s request for validation of the Account, and by failing to provide validation of the Account”; and Sections 1692f(1) and 1692e(2) “by misrepresenting that a debt was due, since it had been paid in full, and by deceptively changing the amounts it claimed were due by adding amounts that were not authorized by law or agreement.” HLS attempted to argue that they had not violated the law because the plaintiff’s dispute letter informing them that she had already paid the debt did not legally constitute a request for validation or dispute. HLS also attempted to argue that it was up to the plaintiff to prove that she didn’t owe the debt. In addition, HLS claimed that they were entitled to add interest, so the unexplained charges in the balance due were not a violation, and that the entire claim was barred by the one-year statute of limitations. The court dismissed all of The Law Offices of Howard Lee Schiff’s arguments as unpersuasive and denied their motion to dismiss charges.

Contact Information

The Law Offices of Howard Lee Schiff, P.C.
Corporate Headquarters
510 Tolland St.
PO Box 280245
East Hartford, CT 06128-0245
Telephone: (800) 288-9457

The Law Offices of Howard Lee Schiff Calling You

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop The Law Offices of Howard Lee Schiff Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“Every e-mail sent or phone call made to your firm was answered not only promptly, but virtually immediately. Mr. Hirnyk patiently explained every legal concept – including what was possible and what was not – under existing state and federal consumer law.”

“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”

“Know that Sergei, and your firm did a good thing. You took on a big company for little people and righted a wrong. For this we are grateful.”

“Thank you and your team at Lemberg Law for the exceptional work you did on my behalf. I have never experienced the level of care, professionalism, timeliness in follow-through, and monetary compensation obtained through your firm.”

Want to Stop The Law Offices of Howard Lee Schiff Debt Collection Harassment Now?

We can absolutely help. Call us today.

Can You Help Me Delete The Law Offices of Howard Lee Schiff from My Credit Report?

The short answer is yes. Contact us now to find out more.

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • David D

    I have been trying to pay an account managed by The Law offices of Howard Schiff since June of this year and I am unable to access the payment portal. I have made numerous attempts to contact the office by phone email and messages. I have seen postings that their office may have closed or something but I have not received any notifications of same by USPS or any means as of this date. How should I proceed to remain in compliance with court order and settle debt to eliminate judgement against me.

  • Steve V

    I have been trying to make a payment thru the office of Hoard Lee Schiff and I have telephone recordings state that the office is closed.

  • angela b

    I have court today with them they bought a debt from capital one capital one would not take a payment i could give them not any of them I do have print outs on two cards of the conversations just not the one of the credit card for court today

  • Carl

    Howard Schiff has been trying to collect a debt from me and I do not owe him. He has not provided any discovery or documents or contract between his office and myself. It’s a cc debt.?that was used between the years of 2013-2017. I was wrongfully and illegally incarcerated until March 27,2017, when appeals board released me on a huge constitutionall issue. How could I use a credit card while in prison? Not one document with my signature. Not a video. Nothing. Yet they win on Procedure. Still fighting now as they dat I didn’t file notice of appeal in time and request transcripts. I’m heading to court now to show court the first filing and the second. This is a very unfair company collecting money that is not owed to them. Show me and I’ll pay. Horrible business.,

  • James S

    A judgment was made in court for me to pay CACH, LLC $20.00 per month for a credit card debt I owed. The judgment was for $1,863.77. I have been making those payments faithfully since May 24, 2017, paying a total of $440.00 towards this debt. This month, Howard Lee Schiff took over this account and they are saying I now owe $1,792.18. How is this fair or even legal?

  • Yvonne B

    I’m concerned about the status of limitations for a credit card that was over 10 yr ago.and was write off by the original creditor the account is now in the handle of the office of HLS.. who few days ago had my bank account levied.

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