Joseph, Mann & Creed Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Joseph, Mann, & Creed is headquartered in Twinsburg, Ohio, and was set in December 2000. This collection agency collects a huge selection of debt, such as insurance premiums, agent commissions, credit cards, lines of credit, paper and magazine subscriptions, in addition to taxes and fees owed to federal, state, and local authorities.
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Is Joseph, Mann & Creed a scam?
They’re legit. The BBB lists Joseph, Mann, & Creed as a legitimate collection agency on their profile page. They paid on contingency, meaning that they don’t get paid unless and until they obtain money from customers. This means that they’re highly motivated not to just get in touch with a customer, but also to ensure they obtain payment. Joseph, Mann, & Creed handles set accounts that require litigation in court, but seems to prefer not to pursue this tactic until absolutely needed. Instead, they utilize strength research, skip tracing, automated letters and calling, and other strategies for collection.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Joseph, Mann & Creed?
As of April 2017, the Better Business Bureau reported 35 closed Joseph, Mann & Creed complaints over the previous few decades, including 11 closed Joseph, Mann & Creed complaints over the past 12 months. The BBB provides Joseph, Mann & Creed an A+ rating. Additionally, Justia lists five Joseph, Mann & Creed complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 29 closed Joseph, Mann & Creed complaints for 2016.
Joseph, Mann & Creed, Inc. 8948 Canyon Falls Blvd., Suite 200 Twinsburg, OH 44087 Joseph, Mann & Creed Phone Number: 216-831-5626
Can Joseph, Mann & Creed Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Joseph Mann and Creed would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Joseph, Mann & Creed Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue JMC for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“With your help the nagging collection calls have finally ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”
“When I first emailed the office, I was not exactly sure what they could do for me. I had an idea, but they responded back with everything I could expect to take place. I never believed I would be receiving a check, it was definitely a silver lining. I highly recommend them to anyone seeking customer legal services.”
“I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”
Can You Help Me Delete Joseph, Mann & Creed from My Credit Report?
Odds are good that we can help. Contact us now and we’ll clarify.
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Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.
A company I was doing business with has sent my account to Joseph, Mann and Creed. After repeated emails JMC continues to call me and get in my face about a debt I do not owe. LMK if you have advice or help. I’d appreciate it. TY Jeff
I too have been scammed by Hughs net. I moved from the area cancelled my service. I paid the fee for early cancellation. Requested a return box to send back equipment as required. Sent them everything that was listed on the paper that was in the box. Received a bill the next month,called the was told they didn’t get the box. I kept the shipping receipt and gave it to them and they said disregard it I shouldn’t get any more bills. Next month same thing..called told me the same thing again gave them the shipping#. Next month another bill called again this time they tell me something was missing in the box. Didn’t know but said it wasn’t in the box or it could have been defective if they got it??? I then asked to speak to supervisor (don’t think they put the real one on) after 28 minutes she said she will do an override don’t worry all taken care of disregard any bills. Next month same thing called same excuse as month before. Next month another bill sent it back with a letter of the comp# for the calls made I told them they needed to get it together and quite sending these bills. After I sent the bill back I then got a call from this collector. I call them back told them I was upset that this could go on like this it’s wrong and again I am told I didn’t send the everything or it was defective. I asked again for a supervisor she put me on hold twice said they were busy after 39 minutes of waiting. I then told them I have the shipping weight I can prove everything was in the box, she told me they didn’t know. If they don’t know how can I be charged for something they don’t know. I will fight this to the end, as a retired deputy I am honest , truthful and abide by the laws will not take what don’t belong to me and they..and they will not get anything more from me because I have paid them the cancellation fee and sent all the equipment back the way I received them. Everything worked fine to the day it was cancelled. It’s ashame this can continue with this company for I have read many bad reviews.
HughesNet advertised a download speed of 25 Mbps and based on this I signed up with them to be my ISP (internet service provider. within a week after installation, i noticed that there was a buffer problem (movie stops and starts) with the movies i was streaming.
I began to check the download speeds at various times of the day and found them to be
6-10 Mbps. (less than half of what they advertised. To document the download speeds i used SnagIt – a 3rd party software that actually takes a screenshot of whats on the screen. When HughesNet couldn’t or wouldn’t fix the problem within 3 months, I cancelled my service with them of which they have charged me with a $625 early cancellation fee added to my last bill. I offered to pay for my last months service but not the early cancellation penalty. After 2 months they assigned my account to Joseph, Mann, & Creed. When I tried to respond to their collection through the emai my correspondece is returned as undeliverable. From what I’ve read about this company, it won’t do much good to dispute the debt.
Need some advice.
I rec’d a letter from Joseph Mann & Creed stating I was to pay $431.37 for HughesNet. services. I had signed up in God Faith that I would be getting internet only. First of all, they put a defective modem in, which was verified by a customer service rep when I called to complain. This all started the end of January 2107 and by the end of February 2017 I was so upset, being I didn’t have internet and I was paying (they were extracting $61.37 automatically) from my checking acct. I was calling cust. serv like every day and getting no where. I finally was told I would be charged $200 for a tech to come out. I said absolutely not. For them to cancel my account – I was paying for something I wasn’t getting. Then I get this demand letter from collection agency for $431.37. Nice scam – in speaking with many people in this area, they have had the same experience. Please, I am 81 years old and live on a fixed income. I can’t / will not pay for something I never had.