Joseph, Mann & Creed Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Joseph, Mann & Creed?
Joseph, Mann, & Creed is headquartered in Twinsburg, Ohio, and was set in December 2000. This collection agency collects a huge selection of debt, such as insurance premiums, agent commissions, credit cards, lines of credit, paper and magazine subscriptions, in addition to taxes and fees owed to federal, state, and local authorities.
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Is Joseph, Mann & Creed a scam?
They’re legit. The BBB lists Joseph, Mann, & Creed as a legitimate collection agency on their profile page. They paid on contingency, meaning that they don’t get paid unless and until they obtain money from customers. This means that they’re highly motivated not to just get in touch with a customer, but also to ensure they obtain payment. Joseph, Mann, & Creed handles set accounts that require litigation in court, but seems to prefer not to pursue this tactic until absolutely needed. Instead, they utilize strength research, skip tracing, automated letters and calling, and other strategies for collection.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Joseph, Mann & Creed?
As of April 2017, the Better Business Bureau reported 35 closed Joseph, Mann & Creed complaints over the previous few decades, including 11 closed Joseph, Mann & Creed complaints over the past 12 months. The BBB provides Joseph, Mann & Creed an A+ rating. Additionally, Justia lists five Joseph, Mann & Creed complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 29 closed Joseph, Mann & Creed complaints for 2016.
Joseph, Mann & Creed, Inc. 8948 Canyon Falls Blvd., Suite 200 Twinsburg, OH 44087 Joseph, Mann & Creed Phone Number: 216-831-5626
Can Joseph, Mann & Creed Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Joseph Mann and Creed would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Joseph, Mann & Creed Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue JMC for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“With your help the nagging collection calls have finally ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”
“When I first emailed the office, I was not exactly sure what they could do for me. I had an idea, but they responded back with everything I could expect to take place. I never believed I would be receiving a check, it was definitely a silver lining. I highly recommend them to anyone seeking customer legal services.”
“I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”
Can You Help Me Delete Joseph, Mann & Creed from My Credit Report?
Odds are good that we can help. Contact us now and we’ll clarify.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.