Hollis Cobb Associates Inc or HSA is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Hollis Cobb Associates?
Hollis Cobb Associates, Inc. (HCA) is a third-party collection agency based in Georgia. HCA has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as threatening to take actions that cannot legally be taken and attempting to collect debts not owed. If you have been contacted by HCA, make sure you understand your rights before taking action.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Hollis Cobb Associates a scam?
They’re legit. According to the Better Business Bureau (BBB), Hollis Cobb Associates, Inc. was founded in March 1977 and incorporated a month later. The BBB established its profile page the same day HCA was founded. HCA is listed as a collection agency and billing service that uses the alternate business names, Patient Account Bureau, North Georgia Credit Services, Retail Account Bureau, and First South Business Administration. Buzzfile estimates HCA’s annual revenue at $11.7 million, and the size of its headquarters staff at 85 people.
According to its website, HCA in 1977 created “the first collection agency in the Greater Atlanta Region that specialized in and served only the healthcare community.” They soon developed early-out and on-site first-party collection services. HCA modernized by adding digital technology in the 1990s. In 2012, HCA acquired Bonded Collection Corporation, a “longtime and well-respected industry leader in commercial collections” based in Chicago, IL. In 2013, 2014, and 2016, HCA added three additional healthcare clients to their portfolio.
As a full-service agency, Hollis Cobb Associates offers professional solutions in four areas: front end, active accounts receivable, bad debt, and other solutions. Their front-end division offers benefits verification, customer service, pre-certification, pre-registration, pre-service collections, presumptive charity, and scheduling. HCA’s active accounts receivable division focuses on denials resolution, insurance follow-up, payment monitoring, self-pay early-out, and underpayment recoupment. HCA’s bad debt specialists handle legal, pre-legal, and primary and secondary collection accounts. Other solutions include accounts receivable work-down and clean-up projects.
HCA has offices in the Midwest, the Southeast, and a foreign office in Nicaragua. HCA’s compliance page cites adherence to the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Health Information Portability and Accountability Act (HIPAA). Their Consumer and State Disclosures page includes mandated legal disclosures and links to the websites of the Federal Trade Commission (FTC) and the Colorado Attorney General.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Hollis Cobb Associates Inc?
The BBB has closed 37 complaints against Hollis Cobb Associates in the past three years, with 4 closed in the past 12 months. Most of those complaints allege problems with billing and collections. Since September 2015, the Consumer Financial Protection Bureau (CFPB) has received 17 complaints about HCA. Justia lists at least 3 cases of civil litigation involving HCA.
Can you help me file a No Fee Lawsuit against Hollis Cobb Associates Inc?
Absolutely. Here are some Sample Cases against Hollis Cobb Associates Inc
Complaints against Hollis Cobb Associates cite a tendency toward dismissive and insensitive customer service. In September 2016, a complainant indicated problems resulting from medical care for his son. His son had been in a car accident and was hospitalized with several very serious injuries. Prior to the complaint, his son was self-employed and uninsured as a result of recent healthcare legislation, but as a result of the accident, he was disabled and unemployable.
The complainant himself was retired and disabled with a heart condition. He had made some initial payments, but bills totaling $27,000 were turned over to HCA. He had been struggling to make consistent monthly payments, but he alleged that HCA “had continued to harass him with numerous people every month calling his cell phone about this account.” Some of the calls had been outsourced to the foreign office. His complaint indicated that neither he nor his son had any more money to pay the bills, and that his son had just been released from the hospital after another surgical intervention. He requested that HCA cease contact attempts because his son was ill; he was a heart patient himself; and the continued stress was upsetting to both of them. In response, HCA indicated that the “request for cease communication had been acknowledged…that the telephone number listed in this inquiry had been added to the internal ‘Never Call List’… and that there would be no further contact from Hollis Cobb Associates regarding this matter.”
Hollis Cobb Associates, Inc. 3175 Satellite Boulevard Building 600, Suite 400 Duluth, GA 30096 Telephone: (678) 969-7800 Website: https://www.holliscobb.com/
Hollis Cobb Associates Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Hollis Cobb Associates Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are recieving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“When I first contacted Lemberg Law, I was at my wit’s end, not knowing what to do or how to protect myself against the collection agencies. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide.”
“Thanks to the staff at Lemberg Law, I have peace of mind again. They worked quickly to find the harassing calls ended and were super considerate when I spoke together. I love the hard work!”
“I am so blessed that during this dreadful, frightening encounter, your company was there to help me. I can not thank you enough.”
Can You Help Me Delete Hollis Cobb Associates from My Credit Report?
We can absolutely help. Call us today.
Can Your Firm Help me Deal with Hollis Cobb Associates?
The short answer is yes. Contact us now to find out more.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.