Gulf Coast Collection Bureau Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Who is Gulf Coast Collection Bureau – GCCB?
Gulf Coast Collection Bureau Inc is a third-party collection agency based in Florida. GCCB has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), such as failing to verify debts and using false or misleading language in an effort to collect a debt. If GCCB has contacted you about past due collection items,make sure you understand your rights before responding
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
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The harassing company pays our fees.
Is Gulf Coast Collection Bureau a Scam?
They’re legit. According to the Better Business Bureau (BBB), Gulf Coast Collection Bureau is a legitimate collection agency founded in 1978 and is based in Sarasota, Florida. It concentrates on collecting medical debts. They conduct third party debt collecting, early out programs, probate claim processing, insurance re-billing, and payment tracking. Gulf Coast Collection Bureau has a remarkably small online footprint, and it can be tough to learn information about the firm.
Gulf Coast Collection Bureau highlights that their collectors are trained in the most recent laws, regulations, and regulations concerning debt collection. The agency asserts that their objective is to attain a “mutually beneficial settlement” between customers and creditors. Their debt collection methods include skip tracing, demand letters, debt collector telephone calls (such as a strong robocalling program), reporting to credit bureaus, and litigation.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Gulf Coast Collection Bureau?
As of April 2017, the Better Business Bureau reported 39 closed Gulf Coast Collection Bureau complaints over the previous few decades, including 18 closed Gulf Coast Collection Bureau complaints over the past 12 months. The BBB provides Gulf Coast Collection Bureau a C rating. Additionally, Justia lists six Gulf Coast Collection Bureau complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 72 closed GCCB complaints for 2016.
Can Gulf Coast Collection Bureau Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely GCCB would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Gulf Coast Collection Bureau?
Absolutely. Here is a Sample Case Filed in Federal Court
In 2014, a judge in U.S. District Court, Middle District of Florida, denied Gulf Coast Collection Bureau’s motion to dismiss Lee vs. Gulf Coast Collection Bureau for alleged violations of the Florida Consumer Collection Practices Act and the Telephone Consumer Protection Act. According to the judge’s decision, the customer allegedly accrued hospital bills, and the hospital gave Gulf Coast Collection Bureau the debt to accumulate, together with the customer’s cell phone number. The customer supposedly asked the debt collection agency to stop calling, and delivered Gulf Coast Collection Bureau a cease and desist letter, and revoked consent to call his mobile phone. Allegedly, they still continued to call. The debt collection agency contended that there might not be a TCPA violation because the calls were made with the customer’s consent to be called from the hospital.
Gulf Coast Collection Bureau Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Stop Debt Collection Harassment
You may have a case, if…
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“You, in addition to your employees and office, went out of your way to be useful, keep us updated, and manage everything to decrease the strain on us. We’re extremely thankful for all the help you’ve given us and making this so easy on us. We’ll definitely be recommending you to any friends who are in a similar situation.
“My lawyer was able to attain a settlement for me now in this instance. This settlement was at my petition, and I am quite pleased that she had been able to assist me in resolving this situation. She’s been great to work with, very professional at all times, and has the power to present options in a simple manner that I could understand. Words can’t express how much I appreciate the help I received from her in this annoying and perplexing case.”
“Thank you, and your company, for your representation in this matter. I sincerely appreciate your efforts in addition to the final result.”
Can You Help Me Delete Gulf Coast Collection Bureau from My Credit Report?
We can help. Contact us and we will explain.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.