Grimley Financial Corporation Or GFC is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Grimley Financial Corporation (GFC) is third-party collection agency specializing in healthcare, commercial, and education loans. GFC has received complaints alleging problems with their billing and collection services. If you have been contacted by GFC, understand your rights before responding.
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Is Grimley Financial Corporation a scam?
They’re legit. According to the Better Business Bureau (BBB), Grimley Financial Corporation is a legitimate collection agency, founded and incorporated in Haddonfield, NJ in 1986. The BBB opened its file on GFC in 2002. GFC is listed as a collection agency, a credit-debt consolidation service, a financial services company, and a credit and debt counseling service. GFC uses the alternate business name, Patient Financial Services. Buzzfile estimates GFC’s annual revenue at $5.2 million.
GFC’s website states a mission of providing “value added third party collection services incorporating the utmost in professionalism, customer service and collection diligence,” with state-of-the-art technology that comes second only to “people skills and customer service [that retains] old-fashioned hospitality.” GFC cites its client retention rate as its primary indicator of success.
GFC’s collection agents collect delinquent consumer debt for providers of credit in healthcare and education. In addition, GFC collects commercial debt for corporate and business clients. GFC’s healthcare division offers pre-collect services with agents who operate as an extension of the business offices of healthcare providers, servicing accounts that are typically 30 to 45 days old. Their healthcare bad debt division services placements that are 120 days or more past due. Collectors are educated in insurance company practices. GFC’s education division specializes in tuition collection and assisting private schools with their collection accounts. Finally, GFC also collects delinquent commercial accounts for businesses that range from small entrepreneurships to Fortune 1000 companies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Grimley Financial Corporation – GFC?
The BBB has closed only 2 complaints against GFC in the past three years, one of them in the past twelve months. Both complaints allege problems with billing and collection services. There are also 2 negative reviews, both alleging rude and aggressive conduct by collection agents. GFC is not BBB accredited; the BBB has given them a rating of A+. Justia lists at least 2 cases of civil litigation naming GFC as either plaintiff or defendant.
Can Grimley Financial Corporation Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely GFC would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Grimley Financial Corporation?
Absolutely. Here are some Sample Complaints
In May 2017, a patient was contacted by one of GFC’s pre-collect representatives about billing for a surgical procedure. Because the complainant was contacted by GFC and not the provider, the complainant found GFC’s conduct “shady.” GFC reviewed the collection notes for the calls in question and indicated that there did not appear to have been any problems on either side during the call. Also in May 2017, a complainant indicated a GFC representative had been rude and unprofessional during a telephone conversation. After requesting a transfer to a supervisor, the complainant received the information she was requesting, but still insisted both representatives were rude. Finally, in April 2015, a complainant indicated that she had been contacted by GFC regarding a debt. GFC had indicated they had sent written notification a few days earlier that should arrive soon. Two weeks later, the complainant called GFC to let them know she still had not received verification. According to the complainant, the GFC representative said they had already sent it, that it was “too bad” if she had not received it, and then refused the complainant’s request to send a duplicate copy. GFC’s review of the complaint confirmed that the agent had refused to send verification, and GFC management provided contact for follow-up and promised to send written notification.
Grimley Financial Corporation Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Grimley Financial Corporation Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
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“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
Can You Help Me Delete Grimley Financial Corporation – GFC from My Credit Report?
Chances are good that we can help. Call us today and we’ll explain.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.