Finmax Smart Capital is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
What is Finmax Smart Capital?
Finmax Smart Capital is a debt collector located in Greenacres, FL. It appears as though there are a variety of different complaints against this collections company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
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Is Finmax Smart Capital a Scam?
They’re legit. Finmax Smart Capital should be considered a legitimate business due to the company’s 6 years of experience. Additionally, this collections company has impressively been accredited by the Better Business Bureau, and has received an “A+” rating from the BBB. Though this may be the case, the alleged debt that you may have contacted about should be taken seriously. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. Be wise, do not write off Finmax Smart Capital as a scam.
Additionally, this collections company claims that they are “a professional collection agency with decades of experience in the receivables management industry.” The company additionally claims to maintain long term relationships with their clients. In regard to professsionalism, the company also cites their various affiliations and memberships including: Certified Debt Trader Member, RMAi Certified, ACA International, and BBB Accredited Business. Though this loan company promises to be a professional and reputable business, it is still possible that Finmax Smart Capital may still have violated the collectors’ law.
Lastly, according to dnb.com, this collections company has, “8 total employees across all of its locations and generates $131,403 in sales ” According to the BBB, the collections company’s leadership is headed by Mr. Valerii Boiko, Manager and Peter Barabash, Administrative Manager.
Who does Finmax Smart Capital collect for?
Finmax Smart Capital does not cite who they specifically collect for or what area of collections they specialize in. Therefore, because no information is provided on who this company works with, it is incredibly important that as a consumer, you clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Finmax Smart Capital?
Finmax Smart Capital has received a few complaints over its time in business. On the Better Business Bureau the company has received 1 complaint in the last 3 years with 1, 5 star customer review. This collections company has also received 4 Google Reviews, in total awarding the company a 4 star review. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Finmax Smart Capital falls within this category.
- Mailing Address: 3900 Woodlake Blvd STE 305 Greenacres, FL 33463-3010
- Website: http://Profinmax.com
- Phone Number: (866) 403-8649
Can Finmax Smart Capital Sue Me or Garnish My Wages?
It is illegal to a debt collector to use empty threats to sue you or garnish your wages. The Fair Debt Collection Practices Act prohibits this action. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Finmax Smart Capital?
Absolutely. You can sue a debt collector.
Finmax Smart Capital Calling You?
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Can I sue Finmax Smart Capital for Harassment?
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. You can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
Want to Stop Finmax Smart Capital Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- A collector has called you in the early morning or late night
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collection company threatened you with negative credit reporting
- A debt collector attempts to intimidate you
- A collector accused you of criminal conduct
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
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“Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.”
Can You Help Me Delete Finmax Smart Capital from My Credit Report?
Yes, we would love to help. Call us today.
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