CMI Credit Mediators is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
July 9, 2021
What is CMI Credit Mediators?
CMI Credit Mediators is a debt collector located in Upper Darby, PA. It appears as though there are a variety of different complaints against CMI Credit Mediators alleging violations of the Fair Debt Collection Practices Act (FDCPA) including failing to provide consumers with information regarding alleged debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
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Is CMI Credit Mediators a scam?
They’re legit. Do not simply write off CMI Credit Mediators as a scam. Because this collections company has many years of experience within debt collection, it can be confirmed that CMI Credit Mediators is a real, verified business. Do not ignore the need to resolve your debt as this can result in heavier damages to your credit and financial stability.
In addition to this collection company’s many years of experience, the company is additionally awarded legitimacy due to its active Better Business Bureau page. Most notably, CMI Credit Mediators has received BBB accreditation and an “A+” rating from the Better Business Bureau. The BBB additionally cites the leaders of this collections company as, Mr. Andrew McClure Esquire, Legal Counsel, Mr. John Seiverd, Vice President of Sales, Ms. Nancy Seiverd, President, and Ms. Kim Kailian, Accounting Manager. Lastly, According to dnb.com, CMI Credit Mediators has an employee base of 1 and has sales of $35,554.
Who does CMI Credit Mediators collect for?
CMI Credit Mediators’ website draws readers in by explaining that, “We understand that our continued growth and success depends on providing superior customer service, results, and integrity. Our proven approach combines experience, process, tools, and technology with highly trained professionals to produce outstanding customer service, and a commitment to quality that ensures we deliver successful collection outcomes.” While this collections company alleges to provide quality service, no message is left about who the company specifically collectors for or what area of collections they work in.
Therefore it is incredibly important that you verify your debt with CMI Credit Mediators and discuss the account. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against CMI Credit Mediators?
CMI Credit Mediators has received a few complaints on the Better Business Bureau. Currently, this collections company boasts 8 complaints in the last 3 years and 5 customer reviews awarding the company 1 star overall posted on the BBB. Additonally, there are 30 reviews posted about CMI Credit Mediators on Google Reviews, awarding the company 3.7 stars. If you find that this collections company may have violated the FDCPA be sure to leave a review of file a complaint. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Can CMI Credit Mediators Sue Me or Garnish My Wages?
Legally, collections companies cannot make empty threats to sue you or garnish your wages. If, however, there has been a default judgment, CMI Credit Mediators can choose to sue or garnish wages. If your debt is invalidated, this collections company would likely choose not to sue, but it is wisest to gain access to an attorney if you are unsure about your debt collection circumstances and question whether the collections company is using legal collections practices. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against CMI Credit Mediators?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that CMI Credit Mediators previously promised the complainant that for a fee they would restore their account. The company additionally offered “to pay for a portion of their FAKE bill” in order to be restored. However, different representatives tell you different things. Now, the complainant claims that the company alleges over $1,000 is owed on a bill that the complainant NEVER authorized. Additionally, the complainant claims that they received $0 of product or services for this alleged bill. CMI Credit Mediators has been consistently contacting the complainant trying to get them to pay off this invalidated debt.
CMI Credit Mediators Calling You?
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue CMI Credit Mediators for harassment?
Yes, and if you would like to defend your rights and recover your damages you should. Therefore, suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop CMI Credit Mediators Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- A collector has called you in the early morning or late night
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collection company threatened you with negative credit reporting
- A debt collector attempts to intimidate you
- A collector accused you of criminal conduct
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
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“Lemberg Law is the gold standard for consumer rights. Their staff is highly responsive and very personable and their attorneys are tough!! I highly recommend them and if I need their assistance again I will definitely call Lemberg.”
Can You Help Me Delete CMI Credit Mediators from My Credit Report?
Absolutely, we would love to help. Call us today.
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