Chapman Financial Services is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Who is Chapman Financial Services – CFS?
Chapman Financial Services is a debt collection agency based in Minnesota that specializes in third-party debt collection. CFS has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), including improper contact or sharing of information and threatening to take actions that cannot legally be taken. If you have been contacted by CFS about past due financial obligations, make sure you understand your rights before taking action.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Chapman Financial Services a scam?
They’re legit. According to the Better Business Bureau (BBB), Chapman Financial Services is a legitimate collection agency headquartered in Coeur D Alene, Idaho. The company was founded in 1930 and markets itself as a full service collection agency committed to exceeding expectations and increasing “net-back.” It operates as a division of the larger MST Financial Services.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Chapman Financial Services?
As of September 2017, the Better Business Bureau reported 13 closed complaints against Chapman Financial Services in the past three years, including 5 closed within the past 12 months. Overall, the Better Business Bureau gives Chapman Financial Services a rating of C-. In addition, Justia lists 2 complaints filed in federal court against Chapman Financial Services in the past four years alleging violations of the Fair Debt Collection Practices Act. Further, the Consumer Financial Protection Bureau (CFPB) lists 5 closed Chapman Financial Services complaints since 2015.
Chapman Financial Services 316 N. 4 P.O. Box 7100 Coeur d’Alene, ID 83816 Phone Number: 208-667-4671 Website: http://www.chapmanfs.com/
Can Gurstel Law Firm Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely CFS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Chapman Financial Services?
Absolutely. Here are some Sample Cases against Chapman Financial Services
In Bailor vs. Chapman Financial Services, the United States District Court for the Eastern District Court of Washington entered a judgment in favor of the plaintiff Robert Bailor against Chapman Financial Services in the amount of $1,250. The Court found that the practices of Chapman Financial Services were in violation the Fair Debt Collection Practices Act.
Chapman Financial Services Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Want to Stop Chapman Financial Services Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”
“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
Can You Help Me Delete Chapman Financial Services from My Credit Report?
Chances are good that we can help. Call us today and we’ll explain.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.