Collection Experts is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
June 29, 2021
What is Brown & Joseph?
Brown & Joseph is a debt collection firm located in Itasca, IL. It appears as though there are a variety of different complaints against this company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
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Is Brown & Joseph a Scam?
They’re legit. Brown & Joseph is a real company. In fact, though the company has not been BBB accredited, this collections company has received an “A+” rating from the BBB. Additionally, the company has been in business for 25 years. With this experience and professional recognition, it is wisest to take your collection matter with this company seriously.
Brown & Joseph lists a variety of professional affiliations some of which include: IACC, AICPA, ACA International, IACC, HIPAA Complainant, NSIPA, and more. Additionally, Brown & Joseph notes on their website that their “mission is to deliver and sustain the highest quality, most effective and innovative solutions for accounts receivable management and to provide our employees with meaningful work in a healthy, exciting, productive and idea-inducing environment.” Though this collections company claims to follow all collections company rules and regulations, it is still possible that they may still have violated collectors’ law. Lastly, according to zoominfo.com, the collections company has an employee base of 300 and revenue of $63 million.
Who does Brown & Joseph collect for?
Brown & Joseph writes on their website that they specialize in insurance industry collections, logistics industry collections, telecom industry collections, and healthcare industry collections. Though it is likely that your alleged debt comes from one of these areas of collections, it is still wise to contact the collections company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Brown & Joseph?
Brown & Joseph has received many complaints over its time in business. First, on the Better Business Bureau the company has received 9 complainants and 8 customer reviews in total awarding the company 1 star. Additionally, this company has received 57 complaints on Google Reviews, in total awarding the company a 1.4 star review. If you find that your FDCPA rights have been violated by this collections company, consider contacting an attorney to file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether this collections company falls within this category.
Can Brown & Joseph Sue Me or Garnish My Wages?
Ultimately, it is illegal for debt collectors to make empty threats to sue you or garnish your wages. In fact, debt collectors are required to follow a number of rules and regulations due to the Fair Debt Collection Practices Act. Though there are legal protections in place, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Brown & Joseph?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that Brown & Joseph has been harassing them about an unpaid balance through one of their business accounts. The complainant explains that they asked the collections company “for a copy of the invoice in question, and they were unwilling to provide any information.” Additionally, the company claimed to have sent an email, which was never received. After the complainant explained this issue to the collections company, the company got aggressive and threatening. The complainant claims that they refused to “provide any sort of transparency from their side, utilizing scare tactics and fear mongering to bully their way to results.”
Brown & Joseph Calling You?
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Can I sue Brown & Joseph for Harassment?
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. You can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
Want to Stop Brown & Joseph Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- A collector has called you in the early morning or late night
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collection company threatened you with negative credit reporting
- A debt collector attempts to intimidate you
- A collector accused you of criminal conduct
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
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Can You Help Me Delete Brown & Joseph from My Credit Report?
Yes, we would love to help. Call us today.
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