ARS Portfolio Services is a debt collection agency which may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
ARS Portfolio Services is a debt collections agency based in Williamsville, NY. It appears as though there are a variety of different complaints against ARS Portfolio Services alleging violations of the Fair Debt Collection Practices Act (FDCPA). If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. ARS Portfolio Services can be considered a legitimate collections company due to the fact that it has been in business for a number of years. On top of these years of experience, ARS Portfolio Services has also received an “A+” rating from the Better Business Bureau. However, this collections company is currently not BBB accredited. Overall, due to the company’s years of experience and its stellar BBB rating, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam.
ARS Portfolio Services does not currently have an active website that lends viewers information on the company’s ethics and business practices. However, according to opengovwa.com, this collections company has 3 officers, including, Officer John Pruetz, Officer Stephen Bissett, and Officer Kristen Onisk. Lastly, there is no information currently available on dnb.com or zoominfo.com regarding this collections company’s employee base or revenue.
Because ARS Portfolio Services does not currently have an active website, there is little information on the collection company’s clientele and its areas of expertise. Therefore, many consumers would like to know what debt they allegedly owe to ARS Portfolio Services. The best way to resolve this discrepancy would be to contact the collections company to verify and attain details on your alleged debt. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Oddly enough, there are currently no active complaints posted about ARS Portfolio Services on the BBB or on Google Reviews. However, this does not mean that any issue you are having is less valid or severe. Ultimately, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
A collections company would only choose to sue you or garnish your wages given that they can validate your debt, as it is illegal for ARS Portfolio Services to make empty threats to sue you or garnish your wages. Moreover, ARS Portfolio Services can choose to sue or garnish wages after a default judgement. This choice verifies that a collection company would likely choose not to sue you for unvalidated debt. However, it is the smartest option to preemptively contact an attorney to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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