ARS National Services Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is ARS National Services?
ARS National Services is a third-party debt collection agency based in California. ARS has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and threatening to take actions that cannot legally be taken. If you have been contacted by this debt collector, make sure you understand your rights before responding.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is ARS National Services a scam?
ARS National Services is a legitimate debt collection agency. It has been in business for over 20 years and has five regional offices across the U.S. The company has a BBB rating of A+ and has been accredited by the Better Business Bureau since 2000.
Why is ARS National Services calling me?
If ARS is calling you, it is likely because you owe money to one of their clients. They may be trying to collect the debt in full, or they may be willing to work out a payment plan. ARS uses a variety of methods to collect debts, including robocalls, letters, skip tracing, and in-person visits. If ARS has contacted you about a debt, you have certain rights under the Fair Debt Collection Practices Act (FDCPA). These rights include the right to be informed of the debt, the right to dispute the debt, and the right to be treated fairly by the debt collector.
Who does ARS National Services collect for?
ARS National Services primarily collects on behalf of financial services organizations, like banks and credit card companies, but it does also collect debt for different industries. Its business motto is targeted to customers, prospective employees, and to customers targeted by its own debt ranges: “Move Forward With Your Life.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against ARS National Services?
As of March 2017, the Better Business Bureau reported 35 closed ARS National Services complaints over the previous few decades, including 7 shut ARS National Services complaints over the past 12 months. The BBB provides ARS National Services an A+ rating. Additionally, Justia lists 27 ARS National Services complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 25 closed ARS National Services complaints for 2016.
ARS National Services, Inc.
201 W. Grand Avenue
Escondido, CA 92025
Phone Number: 800-456-5053
Can ARS National Services Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely ARS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against ARS National Services?
Absolutely. You can sue a debt collector. Here is a Sample Case Filed in Federal Court:
In 2015, a judge in U.S. District Court, District of New Jersey, refused ARS National Services motion to dismiss Park vs. ARS National Services for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s conclusion, ARS National Services delivered the customer four debt collection letters from window envelopes which revealed the customer’s account number embedded in a barcode. The customer claimed that this was a violation of the FDCPA’s prohibition on using any language or symbol on an envelope besides the debt collection agency’s speech. ARS National Services argued that, since the account number was embedded in a barcode, it was a “benign symbol” exempt from the FDCPA. Drawing on legal precedent that determined that a real account number visible through a window envelope was an FDCPA violation, the judge was not persuaded by ARS National Services’ debate, and allowed the case to proceed.
Here are some past Press Releases of Lawsuits Brought On By Lemberg Law Against ARS National Services
December 28, 2015. On November 2, 2015, the U.S. District Court, Western District of Pennsylvania, denied a motion from ARS National Services for judgment on the pleadings (Link vs. ARS National Services, No. 15-643) alleging that ARS National Services violated the Fair Debt Collection Practices Act (FDCPA).
The case centers on an envelope that ARS National Services sent Ms. Link. ARS National Services sent Ms. Link a collection letter that had a barcode on the outside of the envelope. When the barcode was scanned with the proper device or a smartphone camera, an account number connected to Ms. Link was revealed.
ARS National Services moved for judgment on the pleadings. This means the court should dismiss the case if it found that there was no dispute between the parties about the material facts and it was not possible for Ms. Link’s assertions to constitute a violation under the FDCPA even if everything she claimed was true. Since the material facts were undisputed it came down to whether or not the barcode on the outside of the envelope violated the FDCPA.
ARS National Services argued that the barcode did not violate the FDCPA because it fit into the law’s “benign language” exception since the only information that could be gleaned from it was an internal account number. The court disagreed and relied on language in the FDCPA saying it should be broadly construed, and the potential harm the disclosure could cause. A binding case requires that the court look at the potential of the information to identify the debtor. Since the account number is directly tied to Ms. Link, it is therefore possible for her identity to be found out from the barcode.
For the above reasons the judge denied ARS National Service’s motion for judgment on the pleadings, and Ms. Link’s case alleging FDCPA violations can more forward.
ARS National Services Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue ARS for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop ARS National Services Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
What Our Clients are Saying
“A belated thanks for your company. I still get an occasional call but when I ask them not to they cease. Hopefully sometime in the future all of the collection agencies will be emptied. The peace from the constant calls is refreshing.”
“We are writing to express our sincere thanks and to convey how very happy we’ve been, from first contact, together with the services offered by your firm — specifically by the lawyer who handled our situation, Vlad Hirnyk.”
“Know that you, Vlad, and your company did a fantastic thing. You took on a huge company for small people and righted a wrong. For this we are thankful.”
Can You Help Me Delete ARS National Services from My Credit Report?
Odds are, we can. Contact us and tell us how we can help.
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