Accurate Collection Services is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Accurate Collection Services is a debt collections agency based in Morristown, New Jersey. It appears as though there are a variety of complaints against Accurate Collection Services alleging violations of the Fair Debt Collection Practices Act (FDCPA) including inaccurate credit reporting and harassing consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
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Is Accurate Collection Services a scam?
They’re legit. Accurate Collection Services has been in the collections business for 9 years. Because Accurate Collection Services is not a scam, do not ignore the need to resolve your debt. In respect to the company’s timeline, Accurate Collection Services was started in 2011 (no specific date was disclosed). The collections business has not been accredited by the Better Business Bureau, but it has been awarded an A+” rating from the BBB. Accurate Collection Services does not have a strong presence across the internet. The profile for the collections company on the BBB contains only minimal information. In addition to this lack of information, Accurate Collection Services only has a website that is used for the purpose of collecting on debt. Therefore, there is no media presence available to give clients and consumers a better idea of what the company does and where their ethics may lie. With that being said, Accurate Collection Services is still a legitimate company, and you should not ignore the need to settle the disputed debt.
In regard to the collection company’s size, according to dnb.com the company has an employee base of 1 and a revenue of $62,000. Lastly, dnb.com also notes that the leadership of the collections business is headed by Key Principal John Mccafferty.
Who does Accurate Collection Services collect for?
There is no information currently available that tells consumers who Accurate Collection Services specifically collects for. The only message provided by Accurate Collection Services is that, “Accurate Collection Services represents creditors in the recovery of obligations owed to them. We maintain offices in New Jersey. We understand that financial circumstances may have presented obstacles to resolving your obligation. Our objective is to always treat consumers with dignity, respect and courtesy, while protecting our clients’ rights and interests”. Some complainants feel as though Accurate Collection Services has not met this goal. Though there is no information available on the type of collections that Accurate Collection Services deals with, the complaints and reviews posted about the company often relate to outstanding medical bills. Therefore, it is likely that the debt which you have been contacted about relates to the medical field and potentially health insurance matters. Though this is likely the case, it is still important to confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Accurate Collection Services?
Accurate Collection Services has received a number of complaints across the internet, including the well established, BBB.org. While the company has received an “A+” rating from the BBB, there is still a complaint posted about Accurate Collection Services on the BBB and one, one star review. Accurate Collection Services has responded to the complaint posted on the BBB, agreeing to stop contacting the complainant. However, on other review websites, Accurate Collection Services has received many more negative reviews. This includes Google Reviews where Accurate Collection Services received an overall 1.7 star review from 16 total reviews. In addition to these poor reviews on Google Reviews, Accurate Collection Services also received an overall 1.6 star review from 17 reviews on BirdEye. More seriously, Accurate Collection Services could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out. There is additionally a case posted on classaction.org, titled Cintron v. Accurate Collection Services, LLC. To read more about this complainant’s case, click here.
Mailing Address: 17 Prospect St Morristown, NJ 07960-6862
Can Accurate Collection Services Sue Me or Garnish My Wages?
It is illegal for a collections company to make empty threats to sue you or garnish your wages. Accurate Collection Services would most likely choose not to sue if they cannot verify your debt or you may not owe said debt. In other circumstances where this is not the case, it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. If you find yourself in a similar situation, the wisest option would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
A complainant claims that every time he/she has visited their local hospital for the past 6 years they are always asked to verify their address and contact information. The employees at the hospital typically read what is on the computer and the complainant verbally confirms that the address listed is correct. In all of the complainant’s visits over time, not once was their address read incorrectly. It was later that the complainant randomly began to receive collections letters from Accurate Collection Services for $25 and $100 from over a year ago. The complainant did not understand where the bill came from and after contacting the hospital, found that the hospital had their address in the system with extra zeros. The complainant does not understand how Accurate Collection Services could have received his/her correct address. According to the complainant, this has also happened with other medical offices, where the bill was supposedly sent to the wrong address and somehow the collections agency received the correct address. The complainant would like to know if this is legal, and if not, whether there is any legal remedy for this issue.
Accurate Collection Services Calling You?
You can protect yourself from unethical collections practices by reading up on your rights when it comes to collections companies. The Fair Debt Collection Practices Act protects citizen like you from the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Accurate Collection Services for harassment?
Yes, you can sue Accurate Collection Services if you feel as though your FDCPA rights have been breached. Ideally, if you would like to be able to recover your damages and protect yourself as an individual, you should sue. Utilize the Federal laws that protect citizens like you from these fraudulent practices. Suing gives individuals the power to defend their rights and protect their assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Accurate Collection Services Debt Collection Harassment Now?
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.