Free Help to Stop Account Resolution Services ARS Collections Harassment

How To Put An End to Unwanted Calls and Debt Collector Abuse and Threats.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Account Resolution Services ARS
Account Resolution Services LLC or ARS is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is Account Resolution Services?

Account Resolution Services or ARS is a third-party collection agency based in Florida. ARS has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including attempting to collect debts not owed and failing to verify debts. If you have been contacted by this debt collector, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Account Resolution Services a scam?

They’re legit. According to the Better Business Bureau (BBB), Account Resolution Services, LLC is a legitimate collection agency started in 1979. The BBB established a profile page for ARS in 1996. Account Resolution Services is listed as a collection agency, billing service, medical biller, and medical staffing service. ARS uses at least 20 alternate business names, including ARS Accounting Resolution; Emergency Physician Northern VA Community Hospital; Emergency Physician Palms; Emergency Physician West Boca; Emergency Physicians Ft. Walton; Emergency Physicians Health Central; Emergency Physicians Palmetto; Emergency Professional Services, Inc.; EMSA South Broward, Inc.; HCFS Healthcare Financial Services, LLC; Healthcare Revenue Recovery Group, LLC; HRRG, LLC; Inphynet Hospital Services; Inphynet South Broward, Inc; Paragon; Paragon Contracting Services, LLC; Paragon Contracting SRV, LLC; Plantation Billing Center; Southwest Florida Emergency Management, Inc.; and Sunrise Billing Center Team Health. The BBB also lists 15 alternate phone numbers for Account Resolution Services. Buzzfile estimates Account Resolution Services’ annual revenue at $91,721 and the size of its headquarters staff at 2 employees.

Who does Account Resolution Services collect for?

According to its website, Account Resolution Services “is a division of Healthcare Revenue Recovery Group (HRRG).” The ARS website does not provide a lot of detailed information about its business practices or client base but Account Resolution Services appears to exclusively collect for healthcare providers. Page tabs include Payment, Request, FAQs, Notices, and Contact.

The Payment tab leads to a link to the ARS online payment portal. The Request tab leads to a page with email addresses and a sample email message site visitors can use to request a paid-in-full letter. The FAQs page tells site visitors how to make online payments; how to locate their account numbers on collection notices; how to request that ARS stop making phone calls; and information about the three national credit reporting agencies. The Notices tab provides a link for requesting all collection letters sent within the previous year. The Contact page provides telephone numbers, mailing addresses, and hours of operation.

The ARS website includes the following legal disclosure: “This is an attempt to collect a debt and any information obtained shall be used for that purpose. This communication is from a debt collector.” However, they do not provide any information about their regulatory compliance policies, or any links or references to consumer protection resources, laws, or enforcement agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Account Resolution Services?

As of May 2018, the BBB has given ARS a rating of F. the BBB has closed 340 complaints against Account Resolution Services in the preceding 3 years, with 156 complaints closed in the past 12 months. The largest share of those complaints alleged problems with billing and collections; however, several consumers also complained about advertising and sales or customer service. Since May 2015, the Consumer Financial Protection Bureau (CFPB) has closed 68 complaints against ARS, all of them attributed to HFCS. Justialists at least 9 cases of civil litigation involving ARS.

Contact Information

Account Resolution Services, LLC
1643 Harrison Pkwy., Ste. 100, Bldg. H
Sunrise, FL 33323-2857
Telephone: (800) 562-2945

Can Account Resolution Services Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely ARS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Account Resolution Services?

Absolutely.  You can sue a debt collector. Here is a Sample Case Complaint:

Complaints against Account Resolution Services commonly cite problems resulting from disputes about the validity of debts and the accuracy of information reported to the credit reporting agencies. In May 2018, a complainant indicated that he had sent ARS a “certified letter requesting validation of accounts they are attempting to collect; however, ARS allegedly failed to respond. The complainant indicated that under the “Texas Finance Code the debt collection agency has thirty (30) calendar days to respond to a debt validation request… and that all debt collectors operating in the State of Texas must be able to verify, or ‘validate,’ any debt on which they are attempting to collect payment.” The complainant also stated that debt collectors must be able to “provide the alleged debtor with specific information concerning their debt, including but not limited to: the name of the original creditor; the original date of default or non-payment of the debt; the date the debt was transferred from the original creditor to the third-party debt collector; the original balance; and the current balance.” The complainant indicated that ARS had failed to fulfill its obligation and stated that he now has the right to sue but indicated he would prefer to allow ARS a chance to resolve the problem prior to litigation. In response, ARS stated that they had “investigated the consumer’s dispute; … verified with their client that the information being reported was accurate; … and that validation was mailed to the consumer on that date. However, …. due to the age of the account, …ARS agreed to close and request deletion from the credit bureaus.””

Account Resolution Services Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Can I sue ARS for harassment?

Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Stop Debt Collection Harassment

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“Thank you Lemberg Law!!! Harassed non-stop by rude collectors. My attorney was speedy and polite, really knew what she was doing. They took my call, asked what was going on, never interrupted, and were extremely patient. I knew what was going on every step of the way. They got the calls to stop and sent me a check in the mail as promised. I even paid off my debt with the settlement! Ha!.”

“I don’t know if I’d call it a miracle like some of these other people, but whatever it is, they did it right. Exactly what you are looking for in a law firm: professional, polite, and efficient. They know what they are doing, and usually have a check waiting for you at the end. As a professional myself, I know how to spot competence and these guys have it. I recommend Lemberg Law”

“Recommend them highly. Quick to settle my claim, polite, diplomatic, and advocated aggressively on my behalf. Very professional, would gladly use them again.”

“Thank you for standing with me Lemberg Law. I was so afraid I could lose my job because of a caller who called my job number 4 hours straight back to back. He not only harassed and threatened me but also abused workmates who received the call when I wasn’t around. Since I solicited for your services, I’ve had a peace of mind, and I’m happy because of the few dollars I got as a settlement.”

Can You Help Me Delete Account Resolution Services from My Credit Report?

We can absolutely help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • Betty

    I don’t understand how ARS hasn’t been shut don’t buy now. This just screams illegal business to me even though it might look good on the surface. I mean collecting debts that may have already been written off?! Going after people who are on Medicaid and disabled? wtf? They need to be investigated by more then the BBB. That’s ridiculous. Don’t answer your phones or give those people any money! Disgraceful.

  • Bryan

    If you have medicaid and can provide proof of coverage they will delete. Told me they don’t bill medicaid. We shall see. I sent them a coverage letter said it would take 30 to 45 days.

  • Whatthehell

    No idea what this is I had Obama care before working now all of a sudden I checked my credit and this just magically appeared out of no where so I don’t get it??????

  • Anne F

    If the hospital has already written off the debt, do you still owe the money to ars?

  • Deborah R

    Collection letter sent 2 1/2 years after my daughter was signed into ER. She has NJ Medicaid which would have paid in full. I called and tried to get info but since my daughter is mentally challenged I made the call. They insisted she had to talk since it’s her bill. I had no problem with that but said I would help her understand . They refused and I said I don’t want this to blow up for 650 $ that, if legitimate, would
    be paid. She told me to call a lawyer and hungup.

  • Tammy L

    A part time disabled worker and University student in Mn, with this number 254-864-1200 contacting and harrassing. When I call back am put on hold or goes to voicemail. I have no reason to be investigated or such as all my background checks are very clean. (Required for my work)

  • Frank Q

    They try to hurt your credit as much as possible. They have 3 seperate reports on my credit instead of 1 with total amount on it

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