Account Resolution Corporation is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Account Resolution Corporation is a debt collections agency based in Chesterfield, Missouri. It appears as though there are a variety of different complaints against Account Resolution Corporation alleging violations of the Fair Debt Collection Practices Act (FDCPA) including, charging consumers with unverified debt, failing to communicate with debtors, and harassing consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Account Resolution Corporation has been in the collections business for 17 years. Ignoring the need to resolve your alleged debt with Account Resolution Corporation would be unwise, remember that Account Resolution Corporation is not a scam. In respect to the company’s timeline, Account Resolution Corporation was started on April 16th, 2003 and was accredited by the Better Business Bureau on December 19th, 2012. The collections business has impressively been accredited by the Better Business Bureau while additionally receiving an “A+” rating from the BBB. The Account Resolution Corporation website does not include any information about the collections business aside from a message claiming that the company is known for, “maintaining the highest professional, ethical, and work standards”. Many complainants feel as though this is not true of Account Resolution Corporation.
Aside from this sole piece of information that Account Resolution Corporation leaves website viewers, there is little to no information across the web regarding the company’s professionalism. Dnb.com does note, however, that Account Resolution Corporation has an employee base of 1 and a revenue of $148,919. The website also informs readers that the leadership of the collections business is headed by Key Principal, James P Hill Junior. Even with minimal information available, remember that this alleged debt you may have been contacted about should still be dealt with to protect your credit and ability to take out future loans.
Account Resolution Corporation gives no information about what businesses they specifically collect for, or what their client base consists of. However, after reviewing the complaints posted on BBB.org for Account Resolution Corporation, it is easy to see that most of these complainants are dealing with health care and health insurance related matters. Though it is likely that this company mainly collects on medical bills, it is still important to clarify what type of debt you owe and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Account Resolution Corporation has received a number of complaints across the internet, including the well established, BBB.org. While the company has received an “A+” rating from the BBB and has been accredited, there are still a number of complaints posted on the webpage for Account Resolution Corporation. Account Resolution Corporation has received 14 complaints closed in last 3 years and 7 complaints closed in last 12 months on the BBB website. While Account Resolution Corporation has responded to many of these complaints, their existence and the similarities between the complaints has still done damage to the Account Resolution Corporation’s business and reputation within collections. In addition to the BBB reviews, Account Resolution Corporation has also received 37 Google Reviews amounting to an overall 1.9 star rating. On top of this review, Account Resolution Corporation also received 13 reviews on WalletHub, awarding the company an overall 2.8 star review. More seriously, Account Resolution Corporation could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
It is illegal for Account Resolution Corporation to make empty threats to sue you or garnish your wages. Be aware, however that it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. If Account Resolution Corporation cannot verify your debt or you may not owe said debt, they will likely choose not to sue. If this is not your case, and the debt can be verified, it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant received an alert on their “nearly perfect credit report” that there was a negative item posted by Account Resolution Corporation. After receiving this information, the complainant called the provider who the collections company claimed the complainant had not paid and the provider confirmed that the complainant did in fact pay and that they did not have a balance. The complainant also never received any notice from Account Resolution Corporation about the alleged amount owed. The complainant called Account Resolution Corporation to resolve the matter and the employee was incredibly rude, making no effort to resolve the problem or fix the damage done to the complainant’s credit report. The complainant feels as though this charge was most definitely posted as an error but the company did not care about the 100 point credit score drop it created. The complainant now has to call the credit bureau to try to get the incorrect charge removed. The complainant is very angered by Account Resolution Corporation’s lack of professionalism in this matter, and feels as though they are not a trustworthy company.
Account Resolution Corporation must follow the FDCPA, or the Fair Debt Collection Practices Act. This law protects citizen like you from the abuses and misconduct of collection agencies. It is important that you learn to protect yourself by understanding your rights when it comes to collections companies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you can sue. The smartest decision to make would be suing if you would like to be able to recover your damages and protect yourself as an individual. When your FDCPA rights are breached, sue by utilizing the Federal laws which protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“A happy ending to a bad situation with harassment from a debt collector. Everything stopped immediately. I am very thankful for the help from Lemberg Law.”
“Even in a tough situation the firm went above and beyond to make sure I was compensated properly. Mr. Lemberg called me himself to straighten out my issues. They stopped the harassment! Trust in this firm!!”
“Lemberg Law is the gold standard for consumer rights. Their staff is highly responsive and very personable and their attorneys are tough!! I highly recommend them and if I need their assistance again I will definitely call Lemberg.”
“Lemberg Law stopped a company from harassing me and I mean quick not only that but they got me a settlement from the company for my pain and suffering these lawyers are on it and do a great job if you have someone harassing you please give them a call and they will put a stop to it immediately. Thanks Lemberg Law you guys are the best!!!”
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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