ABC Credit & Recovery Service Collections Complaints?

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

ABC Credit & Recovery Service

ABC Credit & Recovery Service is a debt collection agency which appears to have received a lot of consumer complaints  for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is ABC Credit & Recovery Service?

ABC Credit & Recovery Service is a debt collections agency based in Lisle, Illinois. It appears as though there are a variety of different complaints against ABC Credit & Recovery Service alleging violations of the Fair Debt Collection Practices Act (FDCPA), largely complaints relating to inaccurate debt reporting. If you have been contacted by this debt collector, make sure you understand your rights before taking action.

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Is ABC Credit & Recovery Service a scam?

They’re legit. ABC Credit & Recovery Service is a legitimate collections company, so do not simply brush off the need to resolve your debt. ABC Credit & Recovery was established in 2005 and is not currently accredited by the BBB. The company is a relatively small collections agency that has received an A+ rating on the Better Business Bureau. The main website for company is currently unavailable, but rest assured that ABC Credit & Recovery Service is still willing and able to collect on your debt. On the President of ABC Credit & Recovery Service’s LinkedIn Page, President Joseph Speziale writes that ABC Credit & Recovery Service can handle all debt recovery needs in a “timely manner, professional, and cost efficient manner”. The President additionally claims that the company is only paid when an account is collected, meaning that from a client’s stand point there is not much to lose in utilizing ABC Credit & Recovery Service to collect on outstanding debt. In regard to the company’s revenue and employee base, BuzzFile currently estimates the ABC Credit & Recovery Service generate $527,336 annually in revenue and maintains an employee base of 8 people in their Lisle, Illinois location.

Who does ABC Credit & Recovery Service collect for?

ABC Credit & Recovery Service leaves little detail on who they specifically collect for. The collections agency supposedly works within a plethora of collection areas but does not work within the real estate industry. In other words, the debt which you may have been contacted about could come from a variety of different categories, so be sure to clarify what debt is specifically owed and to whom. Due to the fact that ABC Credit & Recovery Service does not have an active website, this is the extent of the information provided on what ABC Credit & Recovery Service collects and who they collect for. Most websites providing information on this agency have minimal reviews for the company.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against ABC Credit & Recovery Service?

While rated the company with an “A+” without accreditation, there are no current complaints about ABC Credit & Recovery Service on the BBB website. However, the company does hold a handful of complaints lodged against them. There are 5 closed complaints filed against ABC Credit & Recovery Service with the Consumer Financial Protection Bureau. These complaints alleged that ABC Credit & Recovery Service attempted to force debt payment inaccurately on complainants. Additionally, when asked for information the collections agency did not provide accurate documentation. Additionally, ABC Credit & Recovery Service has received 3 Google reviews amounting to total rating of 2.3 out of 5 stars.

Contact Information

  • Mailing Address: 4716 Main St, Lisle, IL 60532-1726
  • Alternate Name: ABC Credit Recovery Service, Inc.
  • Phone Number: 1(630)-969-2047

Can ABC Credit & Recovery Service Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. Be wary that while it is likely that ABC Credit & Recovery Service may choose not to sue you for a debt you may not owe or they cannot verify, it is still very possible for debt collection agencies to summon debtors to court and garnish wages after a default judgement. In order to avoid this situation, it is best to contact an attorney BEFORE this could possibly happen. In doing so you are ensuring greater safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices and with a simple call you can find out how we can help you fight back against ABC Credit & Recovery Service.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against ABC Credit & Recovery Service?

Absolutely. You can sue a debt collector. Here is a sample complaint:

On August 13th, 2009 a complainant was contacted by ABC Credit & Recovery Service. The contact was made via telephone and the employee of ABC Credit & Recovery left a message stating that the complainant owed a dental business $3,336. The employee continued to explain that even with insurance at the time of the service, the outstanding bill was not paid. After explaining the fee that the complainant owed the employee asked that the complainant pay the fee and call back the business. The complainant’s grievances lied in this fact that his son was the one who had heard this message, which caused him embarrassment. Additionally, the complainant received a collection letter even after acquiring counsel for the debt.

ABC Credit & Recovery Service Calling You?

Familiarize yourself with the Fair Debt Collection Practices Act to learn how to protect yourself against fraudulent debt collection practices. The FDCPA outlines a person’s protections against the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under “Debt Collection FAQs”. In addition to the FDCPA, do not forget that you also have secondary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Can I sue ABC Credit & Recovery Service for harassment?

Yes, it is possible to sue ABC Credit & Recovery Service for harassment. If you find yourself in a situation where your rights have been breached, suing would be the best course of action to take. This process will allow you to recover your damages and protect yourself as an individual. Federal laws award citizens protection against fraudulent practices and the ability to defend their rights and receive compensation. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop ABC Credit & Recovery Service Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“This firm made a huge car problem disappear for us. We had a breech of warranty issue that was going on for years without any sign of resolution. I was getting nowhere with the dealership on my own. Within two months, they were able to get the car maker to buy back our car.”

“Lemberg law has changed my life! They did literally all the work, and kept me informed the entire time. Although it was about 5.5 years in total … once Spencer took over my case it was 13 months! Thank you Spencer and the entire firm… they put a STOP to harrassment from phone calls!!!”

“A pleasure being represented by Lemberg Law LLC . I have used their services before with the same professional results. A well deserved 5 Star recommendation.”

“Lemberg Law was great to work with! When I contacted them to file a claim the team was very responsive through emails, phone calls and texts. They worked fast to get my claim settled and kept me informed through the entire process.The attorney and team that handled my case was very knowledgeable and gave me all the information I needed to make the best decision. The team was very personable, reliable and honest every step of the way. I greatly appreciated this approach, as this was my first (and hopefully last!) lawsuit!”

Can You Help Me Delete ABC Credit & Recovery Service from My Credit Report?

Yes, we would love to assist you in your case. Call us today.

Share your story

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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