Free Help to Stop AAA Collections Harassment

We help consumers who have complaints about collection harassment.


AAA Collections is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.

May 26, 2021

What is AAA Collections?

AAA Collections is a debt collector located in Sioux Falls, SD. It appears as though there are a variety of different complaints against AAA Collections alleging violations of the Fair Debt Collection Practices Act (FDCPA) including incessantly harassing and insulting consumers . If you have been contacted by this debt collector, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is AAA Collections a scam?

They’re legit. AAA Collections is a real business, and the alleged debt you may owed should not be ignored. Because of the collection company’s 56 years of business, AAA collections can be awarded permissibility. Be conscientious about your debt and make sure to contact AAA Collections with any concerns or questions you may have.

On top of the many years of experience that AAA Collections has under its belt, the collections company has also been accredited by the Better Business Bureau and has received an A+ rating from the BBB. Additionally, according to the BBB, the collections company is headed by Mrs. Chris L. Nelson, Vice President of Operations and Mr. Kade Nelson, President. AAA Collections additionally operates under the name Advanced Asset Alliance and serves South Dakota, North Dakota, Minnesota, Iowa, and Nebraska. Lastly, According to, AAA Collections has a total of 35 employees and sales of $6.67 million.

Who does AAA Collections collect for?

AAA Collections leaves an “overview” of their business on the BBB, writing, “Advanced Asset Alliance is a consortium of accounts receivable management companies that specialize in accelerated recovery of accounts receivables. We are technology-driven, performance-based and compliance focused”. While this verifies that AAA Collections specializes in the field of debt collection, there is no information provided about who the company specifically collects for or what area of collections they work within. Because of this lack of clarity it is incredibly important that you verify your debt with AAA Collections and discuss the account. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against AAA Collections?

AAA Collections has received many complaints posted across the internet. For example, on the BBB there are currently 13 complaints closed in the last 3 years and 5 complaints closed in the last 12 months, as well as 7 reviews amounting to a 1 star review overall on the BBB. There are additionally 56 reviews posted on Google Reviews, awarding the collections company a measly 1.6 star review in total. Ultimately, the similarities between these complaints and the angry sentiments of complainants awards this collections company a less than glowing review. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to  Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.

Contact Information

  • Mailing Address: 3500 S 1st Ave Cir # 100 Sioux Falls, SD 57105-5800
  • Website:
  • Phone Number: (605) 339-1333

Can AAA Collections Sue Me or Garnish My Wages?

Ultimately, it is illegal for AAA Collections to make empty threats to sue you or garnish your wages. However, AAA Collections can choose to sue or garnish wages after a default judgement. Therefore, a collection company would likely choose not to sue you for unvalidated debt, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against AAA Collections?

Absolutely. You can sue a debt collector. Here is a sample complaint:

A complainant explains that AAA Collections has allegedly been calling their phone and harassing them in search for their significant other. After inquiring about who the collections company was, the company simply refused to tell the complainant anything other than the fact that, “this is a personal business matter”.  The complainant’s significant other is aware of the overdue bill. Additionally, there is a minimal amount left on the account. The complainant would like the harassment to stop, considering this is not debt which they owe. Ultimately, if the calls do not stop the complainant says that they pursue legal action.

AAA Collections Calling You?

The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Can I sue AAA Collections for harassment?

Yes, and if you would like to defend your rights and recover your damages you should. Therefore, suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop AAA Collections Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • A collector has called you in the early morning or late night
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • A collection company threatened you with negative credit reporting
  • A debt collector attempts to intimidate you
  • A collector accused you of criminal conduct
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“Had an insurance company that wouldn’t stop texting after many “stops”. Lemberg Law took care of everything and I got a settlement. Great communications, great service. Definitely recommend.”

“The lawyers at Lemberg Law were very professional, and handled my case beautifully. I’m very happy with my settlement. I highly recommend Lemberg Law.”

“Lemberg Law is the gold standard for consumer rights. Their staff is highly responsive and very personable and their attorneys are tough!! I highly recommend them and if I need their assistance again I will definitely call Lemberg.”

Can You Help Me Delete AAA Collections from My Credit Report?

Absolutely, we would love to help. Call us today.

Share your story

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About the Author:

Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Sergei Lemberg

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