Rockford Mercantile Agency is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Rockford Mercantile Agency is a full-service collection agency. The company was founded in 1908 and is headquartered in Rockford, Illinois. Rockford Mercantile Exchange uses state-of-the-art “Bloodhound” software featuring predictive auto-dialing, inbound calling blending, full system support for redundancy, and provides client access to accounts for auditing and reporting purposes.
The harassing company pays our fees.
As of September 2017, the Better Business Bureau reported 5 closed complaints against Rockford Mercantile Agency in the past three years, including 2 closed within the past 12 months. Overall, the Better Business Bureau gives Rockford Mercantile Agency a rating of A+. In addition, Justia lists 5 complaints filed in federal court against Rockford Mercantile Agency in the past 12 months alleging violations of the Fair Debt Collection Practices Act. Further, the Consumer Financial Protection Bureau (CFPB) lists 6 closed Rockford Mercantile Agency complaints in the last three years.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Absolutely. Here are some Sample Cases against Rockford Mercantile Agency
On November 2, 2016, David Smith filed suit against Rockford Mercantile Agency and alleged that the company had violated the Fair Debt Collection Practices Act. Specifically, Rockford Mercantile Agency contacted Mr. Smith on his cell continuously despite not being given permission to do so and an auto dialing system with a prerecorded voice delivered the calls. In addition, he alleged that some calls came before 8 a.m. in his time zone. Ultimately, Rockford Mercantile Agency agreed to settle the matter.
Rockford Mercantile Agency
2502 S. Alpine Rd.
Rockford, IL 61108-7813
Phone Number: 800-369-6116
Website: http://www.rmacollections.com/
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
If you’ve been harassed by debt collectors, we can help. We will fight for your rights.
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200.
“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”
“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
Chances are good that we can help. Call us today and we’ll explain.
In short, the answer is yes. Contact us to find out more.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Rockford Mercantile just reported a past due to my credit report. Over a year ago they called me and I informed them that the er visit was workers comp and that I was signed in and out by employer and that they were responsible for debt.. They agreed and nothing for a year.. Last week they contacted me again and after I explained the situation the lady reported that she saw in the files that I wasn’t responsible and apologised for contacting me again. Three days after the call they reported me as delinquent to credit agencies…
i would like to know why rockford mer is on my credit report