If you’re on the hunt for a job, you may encounter TruDiligence. If TruDiligence runs a background check on you, it’s important to know your rights under the Fair Credit Reporting Act.
Have questions? Call us now at 844-685-8100 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
What is TruDiligence ?
TruDiligence is the trade name used by Asset Management Group, LLC, which was founded in 1993, and is based in Colorado. The company offers employment background screening services. It boasts that it “is a leading provider of applicant background screening products and services to businesses.” According to its website, the company is “a comprehensive applicant screening company that provides a complete arsenal of screening tools…”
The company promotes its services by providing employers with startling statistics. TruDiligence claims that more than a third of job applicants falsify the applications and close to a third of small business shutter due to employee theft and dishonesty. Against that backdrop, TruDiligence offers three packages, all of which do a social security number trace and reference the OFAC, otherwise known as the terrorist watchlist. The difference among the three is how deeply TruDiligence dives into an applicant’s criminal record.
The company is accredited by the National Association of Professional Background Screeners (NAPBS).
Many employers use the background check as a cornerstone of their hiring decision. In other words, if your potential employer sees something they think is shady, you may not get a job offer. The thing is, the type of background check an employer conducts can vary greatly. Some employers request a cursory check, while others go so far as to search your social media accounts. Unfortunately, you may never know whether or not something in your background check is incorrect.
Whatever the scope of the background check, the Fair Credit Reporting Act outlines legal parameters regarding obtaining your consent for a background check and how potential employers can use that information.
If a background check company like TruDiligence fails to meet those standards, the FCRA gives you the right to challenge their findings and even sue them.
If you feel your job prospects have been harmed by TruDiligence, click 844-685-9200 ☎ NOW to call us or fill out our contact form. We will fight for your rights. Our services are absolutely FREE to you.
What are my Background Check Disclosure and Consent Rights?
You have a number of background check and disclosure rights. For example, an employer is required to obtain your written consent in order to conduct a background check. Once the employer receives the background check, they are required to inform you if they didn’t offer you a job or promotion because of the background check.
This is all by way of saying that TruDiligence cannot hand over your information to an employer unless four conditions are met: 1) the employer has given you a standalone document that indicates the employer might conduct a background check; 2) the employer has your written authorization to conduct a background check; 3) the employer says that it will provide you with advance notice if they are going to take an adverse action based on your background report; and 4) if an adverse action is taken, the employer will supply you with a copy of the report and a summary of your rights under the FCRA.
Your Right to an Accurate and Legally-Compliant Report From TruDiligence
Under the law, TruDiligence must take reasonable steps to ensure its report is as accurate as possible.
The Fair Credit Reporting Act curtails the types of negative information included in an employment background check report. For example, certain legal actions – such as civil lawsuits, arrest records, paid tax liens – can’t be included after seven years. The report can’t list expunged convictions, though it can list other criminal convictions, regardless of date. In addition, the report can’t include accounts being handled by debt collection agencies if they’re more than seven years old. If you’ve successfully completed bankruptcy proceedings, your bankruptcy can’t be included if it’s more than ten years old.
Your Right to Dispute Errors on a Report from TruDiligence
Under the Fair Credit Reporting Act, you are entitled to a copy of the background check report if the information contained in the report is the reason you didn’t get the job. If the report contains one or more errors or includes information that is off-limits, you have the right to dispute the information.
If you file a dispute with TruDiligence, the company is responsible for investigating and correcting errors. They have 30 days to do so.
Your Right to Sue TruDiligence if Your Report Includes Mistakes, Inaccurate, or Illegal Info
If you were not offered a job or promotion because your background check report contained inaccurate or illegal information, chances are good that you can sue in federal court. That is more straightforward than it appears, and can definitely be worth your while. That’s because, if you sue and win, you may be entitled to statutory damages of up to $1,000 or actual damages. In addition, you may be awarded punitive damages, attorney fees, and costs.
Many people who lost job opportunities due to an inaccurate or unfair employment background check reports have successfully sued companies like TruDiligence for FCRA violations.
Many of those lawsuits allege that the background check companies didn’t adequately verify criminal information, and listed inaccurate or expunged convictions. Others say that the report contained errors pertaining to the person’s educational background, work history, driving record, or credit information. Still others claim that the company did not handle disputes in accordance with the law.
Ready to Assert Your FCRA Rights?
Fired or Not Hired Because of a TruDiligence Background Check? If So, You’re in the Right Place.
● Our 15-year track record of helping people just like you speaks for itself. We have the experience, knowledge, and dedication to get you the best possible results. ● We’ve helped more than 30,000 consumers recover more than $250 million. We will do our best to add your name to our list of satisfied clients. ● We are dedicated to restoring your reputation and obtaining the compensation you deserve. ● We will fight hard for you and won’t stop. We are not afraid to stand up to big, powerful companies. That’s what we do. ● Our help won’t cost you a dime out of pocket. You pay nothing until we win money for you.
Our mission is to fight for your rights. ✊
If you’re ready to assert your rights and fight incorrect information in your background check, we can help you get justice. Complete our form for a FREE case evaluation, or call 844-685-9200 NOW
What Our Clients are Saying
“Thank you so very much! God bless you all. I am still so thankful for the blessing of finding you online. I know it’s early, but I want to wish EVERYONE at Lemberg Law a WONDERFUL holiday season!”
“I have had experiences before with legal teams and I can say without a doubt that Lemberg Law has certainly earned their reputation the old fashioned way…being relentless in representing their client’s best interest.”
About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.