The Cadle Company CadleCo Collections Complaints? We Stop Calls

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

The Cadle Company CadleCo
The Cadle Company or Cadle Co. is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is The Cadle Company – Cadle Co?

The Cadle Company , Inc. (CADLE CO.) is a third-party collection agency based in Ohio that specializes in collecting delinquent home mortgage loans. CADLE CO.has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as failing to verify debts and attempting to collect debts not owed. If CADLE CO. has contacted you about past due financial obligations, be sure you understand your rights before you take action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is The Cadle Company a scam?

They’re legit. According to the Better Business Bureau (BBB), The Cadle Company, Inc. was founded in 1987 and incorporated in 1992. The BBB established a profile page for CADLE CO. in 1989, and CADLE CO. has been a BBB-accredited business since 2003. The BBB lists CADLE CO. as a collection agency and loan servicing and investment security company. Buzzfile estimates CADLE CO.’s annual revenue at $38 million and the size of its headquarters staff at 136 employees.

The CADLE CO. website provides very little information about its business practices, the types of businesses for whom it collects debts, or its regulatory compliance policies. The website has a very unprofessional and unfinished appearance, with formatting and languageerrors.

The home page contains four large, prominent, centrally located buttons labeled “Online Payment”; “Phone Payment”; “ACH Payment”; and “Mail Payment.” The Phone Payment button responds as a clickable link if the cursor is aimed at a specific spot on the button. The other three buttons do not appear to be actively hyperlinked. However, the menu at the top of the page provides the same options, and all of those links function properly. The top menu also includes a “Request Info” link.

The four payment links lead to pages that provide mailing addresses, phone numbers, and directions for preparing payments to CADLE CO.. The Online Payment link provides a lengthy legal disclaimer and a link to a third-party online payment portal for authorizing electronic bank deposits. All of these pages provide a “mini-Miranda” identifying CADLE CO. as a debt collector, but they do not provide any additional information about the company. The Request Info page also self-identifies CADLE CO. as a debt collector and provides a web-based contact form for account-specific inquires.

CADLE CO. cites certification with the Receivables Management Association (RMA). RMA “is the nonprofit trade association that represents more than 550 companies that support the purchase, sale, and collection of performing and nonperforming receivables on the secondary market.” However, the CADLE CO. website does not provide any information about its regulatory compliance polices, or any links or references to consumer protection resources, laws, or enforcement agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many Complaints are there against The Cadle Company?

As of July 2019, the BBB has closed 4 complaints against The Cadle Company in the past three years, with 1 complaint closed in the previous 12 months. Almost allof those complaints alleged problems with billing and collections. As of June 2016, the Consumer Financial Protection Bureau (CFPB) has closed 2 complaints against CADLE CO. Justia lists at least 20 cases of civil litigation involving CADLE CO..

Contact Information

The Cadle Company, Inc.
100 N. Center St.
Newton Falls, OH 44444-1321
Telephone: (330) 872-0918


Can The Cadle Company Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Cadle Co. would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against The Cadle Company?

Absolutely. Here are some Sample Complaints

In March 2007, in the Appeals Court for the 57th Judicial District Court in Texas, a judge issued a Memorandum Opinion in a case alleging The Cadle Company had imposed an illegal writ of garnishment in its effort to collect a debt. In this case, the plaintiff had originally “borrowed money for a business… The loan was secured by a first lien on certain real estate… Through a series of transactions, CADLE CO.… was assigned the loan and the lien. In October of 1993,” the plaintiff“agreed to a Consent Judgment in favor of CADLE CO., representing the amount outstanding on the loan.” Subsequently, and “for the next four years, CADLE CO. regularly contacted the plaintiff to determine if he had any non-exempt assets that could be used to satisfy the judgment.” In 1997, a CADLE CO. representative proposed a final settlement of the financial obligation that would “settle and release all claims relating to the judgment if the plaintiff would (1) satisfactorily resolve the tax lien on the real estate property; and then (2) sell the property with all of the remaining proceeds going to CADLE CO..” CADLE CO. dictated a letter “for the plaintiff to send to the IRS to negotiate a release of the tax lien, and the IRS negotiated the tax lien to an amount that was acceptable to CADLE CO..” Later in 1997, CADLE CO. “sent a letter to the title company acknowledging the proceeds from the sale of the… property would be approximately $9,000.00, and that “of that amount, CADLE CO. would release the mortgage for $7,500.00, leaving $1,500.00 for the IRS.” After the sale, “the title company sent a letter to” CADLE CO. that stated they had “enclosed a… check… in the amount of $7,500.00 for payment in full,” and instructing CADLE CO.“to return the original Release of Lien to the title company… CADLE CO. endorsed and deposited the check.”

Subsequently, in 2003, the plaintiff received a business card from the county sheriff. He contacted the sheriff “and was advised that the deputy was trying to collect on a judgment in favor of The Cadle Company. The plaintiff informed the deputy that the matter had been settled, …but the record contained a writ of execution for garnishment, which was the basis for the deputy contacting” the plaintiff.  Later that year, CADLE CO. sent the plaintiff a collection letter. The plaintiff told CADLE CO. that the matter had already been settled. However, the CADLE CO. representative he spoke with insisted it had not been settled, and that CADLE CO. intended to seize his assets. Three years later, the plaintiff tried to withdraw money from his bank account, but “the transaction was rejected.” The plaintiff contacted his bank and was “advised that the account was frozen by a writ of garnishment.” The plaintiff “filed an emergency motion to dissolve the writ of garnishment. After a hearing, the trial court granted the motion and dissolved the writ of garnishment.”

At the 2007 appeals hearing, attorneys for The Cadle Company attempted to argue that the writ of garnishment to enforce their judgement should be reinstated. The court disagreed, stating the CADLE CO. had failed to carry the burden of proof showing the judgement had not already been satisfied. The court upheld the previous decision, and the writ of garnishment was dissolved.

The Cadle Company Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“I have to admit, I was not sure of y’all initially but you proved me wrong. You not only got the calls to stop but you have the company to dismiss the accounts once and for all! It had been more than I anticipated.”

“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”

“Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”

“Thank you and your team at Lemberg Law for the exceptional work you did on my behalf. I have never experienced the level of care, professionalism, timeliness in follow-through, and monetary compensation obtained through your firm.”

Can You Help Me Delete The Cadle Company from My Credit Report?

We can absolutely help. Call us today.

Share your story

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • Jt

    Cadle is a crook at best. Cadle steals at will while the courts cater to him.

  • Lang M

    The Cadle Company has mysteriously found an old charged off bank loan from 2008/2009 for $50K and now wants me to pay $174K or they will try to court sell my home in NC.

  • Micaela

    On May 06 Friday 2022 while working in East Africa mentoring young women in the value of Financial Freedom I attempted to use my checking card to buy food for all the women present, my card was denied which I couldn’t understand why because I had $4,200 in my checking & $5,600 in my savings. I was rushed to the American Embassy to call JP Morgan Chase Bank supv and I was told Cadle Company represented by Mason Jones at The Bell Nunnally Firm placed a levy on my accounts for 16,000 but Chase Bank secures 21K per account: chk & sav. I had my husband in TX open my mail and 1 letter states court date schd for August & I have a legal right to regain my property by filing a motion to dissolve their unethical debt collection hold on my checking + savings account. Now all my bills are going to bounce due to Cadle Company insane malpractice. I’ve never experienced this before in my life and I am in E. Africa doing volunteer work under horrible financial circumstances. I am schd to return back to Dallas Texas on July 2nd Saturday & I arrived in East Africa on April 23rd Saturday. This is an EMERGENCY message, any help will be deeply appreciated. Looking forward to your response soon.

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