Stillman Law Office is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
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What is Stillman Law Office?
Stillman Law Office or SLO is a law firm based in Michigan that specializes in third-party debt collection. SLO has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as attempting to collect debts not owed and threatening to take actions that cannot legally be taken. If you have been contacted by SLO, understand your rights before responding.
According to the Better Business Bureau (BBB), Stillman Law Offices was founded in 1994, and the BBB established its profile page in 2008. The BBB lists SLO as a law firm. Buzzfile estimates SLO’s annual revenue at $3.5 million and the size of its staff at 40 people.
According to its website, Stillman Law Office employs an “aggressive, skilled attorney staff…prepared to represent clients in all areas of creditors’ rights.” SLO’s “main focus is commercial and retail debt collection and litigation throughout the entire state of Michigan, and nationally, through an extensive co-counsel forwarding network.” SLO “routinely handles insurance subrogation, equipment lease litigation, foreclosures, repossession actions, evictions, and creditors’ rights cases in bankruptcy.”
Stillman Law Office’s clients “range in size from small organizations to large, international companies.” Their client list includes insurance companies, equipment lessors, financial institutions, collection agencies, hospitals, and automotive lenders. SLO is primarily a law firm. However, their legal staff specializes in collecting delinquent debt. Because they are a law firm, SLO is also able to offer its creditor-clients remedies such as “law suits, judgments, garnishments (wage and bank), attachments, and repossessions.”
As a licensed collection agency, Stillman Law Office offers a full range of services, including third-party collections; insurance subrogation; equipment lease litigation, including aggressive pursuit of equipment return orders; repossession; bankruptcy relief, including motions to lift stay, objections to valuation, and adversary complaints to determine non-dischargeablility; and real estate title and probate claims.”
Stillman Law Office’s website stresses that it is an aggressive agency focused on asserting creditors’ rights in all cases it receives. The payment portal displays the mandated disclosure, “This is an attempt by a debt collector to collect a debt. Any information obtained will be used for that purpose.” It also contains an “Apply for Hardship” link that requests detailed personal and financial information. However, there are no consumer protection resources, and there are no links or references to consumer protection laws or enforcement agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Stillman Law Office?
The BBB has closed 6 complaints against Stillman Law Office in the past three years, with 1 closed in the past 12 months. All of those complaints allege problems with billing and collections. Since July 2015, the Consumer Financial Protection Bureau (CFPB) has received 20 complaints about SLO. Justia lists at least 3 cases of civil litigation involving Stillman Law Office.
Can you help me file a No Fee Lawsuit against Stillman Law Office?
Absolutely. Here are some Sample Cases against Stillman Law Office
In August 2015, in United States District Court for the Western District of Michigan, Southern Division, a judge issued an Opinion in a case alleging Stillman Law Office had violated provisions of the Fair Debt Collection Practices Act (FDCPA), the Michigan Collection Practices Act (MCPA), Michigan Comp. Laws, and the Michigan Occupational Code (MOC). The August 2015 hearing was held to determine the outcome of SLO’s request to dismiss the charges. The initial challenge was whether the plaintiff had the right to bring charges against Michael Stillman, the owner of the law firm, as a private individual bearing personal liability for the charges outlined in the complaint. The court denied Mr. Stillman’s request to dismiss these charges and upheld the plaintiff’s right under both the FDCPA and Michigan state laws to hold both SLO and Michael Stillman equally liable for the violations she claimed in the complaint.
As or the actual violations, the plaintiff claimed that SLO violated FDCPA provisions prohibiting “false, deceptive, or misleading representation or means in connection with the collection of any debt” and against “unfair or unconscionable means to collect or attempt to collect any debt.” The basis for this claim was that the debt was too old; therefore, collection efforts were prohibited by the expiration of the statute of limitations. During the hearing, Stillman Law Office presented evidence that this was not the case, and the plaintiff conceded, allowing the judge to dismiss those charges. Similarly, Stillman Law Office objected to the plaintiff’s charge that SLO had violated the FDCPA provision against communicating “credit information which is known or which should be known to be false.” The plaintiff did not respond and the charge was dismissed. However, the plaintiff filed two additional charges. The first was that SLO had violated FDCPA prohibitions against “false representation of ‘the character, amount, or legal status of any debt’” and against “false representation or deceptive means to collect or attempt to collect any debt” by sending several letters with conflicting amounts owed that did not specify how much of each balance was the result of fees, interest, and other charges. The other charge was that Stillman Law Office had violated the FDCPA prohibition against contacting any consumer known to be represented by an attorney. Although the judge did not make any final determinations, he did dismiss SLO’s objections, indicating that the plaintiff adequately alleged plausible violations on these counts.
National Service Bureau, Inc. 18912 N Creek Pkwy., Ste. 205 Bothell, WA 98011 Telephone: (206) 533-0877 Website: http://www.stillmanlaw.com/
Stillman Law Office Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Stillman Law Office Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are recieving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“Thank you and your staff for the exceptional work you did on my behalf in dealing with a debt collector. I’ve not experienced the level of professionalism, care, timeliness in follow-through, and financial compensation obtained through your firm.”
“I won’t be afraid to contact you or recommend your services to others for debt collection difficulties. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I am most grateful.”
“I did not realize I’d be getting any money from this wretched affair. I’m taken aback by what you have achieved in my behalf.”
Can You Help Me Delete Stillman Law Office from My Credit Report?
We can absolutely help. Call us today.
Can Your Firm Help me Deal with Stillman Law Office?
The short answer is yes. Contact us now to find out more.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.