Rausch Sturm Israel Enerson & Hornik LLP is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Rausch Sturm?
Rausch, Sturm, Israel, Enerson & Hornik, LLP (RSIEH) is a law firm based in Wisconsin that specializes in third-party debt collection. RSIEH has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as threatening to take actions that cannot legally be taken and attempting to collect debts not owed. If you have been contacted by RSIEH, understand your rights before taking action.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Rausch Sturm a scam?
They’re legit. According to the Better Business Bureau (BBB), Rausch, Sturm, Israel, Enerson & Hornick, LLP is a legitimate debt collection firm, founded in 1997 and incorporated in 2008. The BBB established its profile page in 2004. Their profile page lists 13 additional phone numbers. RSIEH is listed as a law firm and collection agency. Buzzfile estimates Rausch Sturm’s annual revenue at $3.9 million, and the size of its headquarters staff at 67 people.
According to its website, Rausch Sturm is “a law firm that helps creditor issuers and consumers resolve financial setbacks and get both parties back on the right track.” RSIEH’s philosophy is that “doing the right thing, being honest, and giving back to our community” lead to success, and that “every interaction with a consumer, a client, or a vendor is an opportunity to prove it.”
Who does Rausch Sturm collect for?
The Rausch Sturm website does not offer a lot of detailed information about their business practices, indicating only that if site visitors have “received a letter or call from our firm, it means your bank or creditor has enlisted our services to help resolve the outstanding debt you owe,” and that RSIEH staff “are committed to working with you to find a suitable plan for resolving your debt.”
Rausch Sturm also does not provide information about its regulatory compliance policies. However, they do provide many links to consumer resources, including sites with financial tools such as Credit Karma; the three national credit reporting agencies; and enforcement agencies such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Rausch Sturm?
The BBB closed has closed 41 complaints against Rausch, Sturm, Israel, Enerson & Hornik, LLP in the past three years, with 3 closed in the past 12 months. Most of those complaints allege problems with billing and collections, although several complaints also allege problems with customer service. Since April 2015, the Consumer Financial Protection Bureau (CFPB) has received 41 complaints about RSIEH. Justia lists at least 8 cases of civil litigation involving Rausch Sturm.
Rausch, Sturm, Israel, Enerson & Hornik LLP
250 N. Sunnyslope Road, Suite 300
Brookfield, WI 53005
Telephone: (866) 456-3744
Can Rausch Sturm Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Rausch Sturm would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Rausch Sturm?
Absolutely. You can sue a debt collector. Here are some Sample Cases
In April 2017 in United States District Court for the Western District of Wisconsin, a judge issued an Opinion and Order in a case in which Rausch, Sturm, Israel, Enerson & Hornik, LLP was alleged to have violated certain provisions of the Fair Debt Collection Practices Act (FDCPA) and the Wisconsin Consumer Act (WCA). In this case, the plaintiff incurred a debt on which she defaulted. The debt was initially sold to a collection agency who in turn retained Rausch, Sturm, Israel, Enerson & Hornick, LLP for the purpose of collecting the bill. The plaintiff received the collection notice from the initial collection agency. She also received the subsequent collection notice from RSIEH. The plaintiff sent a dispute letter to RSIEH by certified mail within the thirty-day limit. She received a receipt indicating Rausch Sturm had received her letter, and RSIEH confirmed that their mailroom had logged receipt of the letter. However, the managing attorney for Rausch Sturm never received or read the plaintiff’s letter, so they began collection proceedings by filing a claim in small claims court.
The plaintiff’s complaint alleged that Rausch, Sturm, Israel, Enerson & Hornik, LLP violated FDCPA provision 1692g(b), which requires a collection agency to provide validation of a debt that has been disputed within thirty days of receipt of the dispute letter. Collection activity must cease until validation of the debt is sent to the consumer. RSIEH failed to provide validation of the debt before filing their case in small claims court. RSIEH argued that the violation should be excused as the result of a “bona fide error,” a legal term defined as an error that is unintentional and for which there are procedures in place that have been followed to a reasonable degree. The court disagreed. They dismissed the plaintiff’s claim that Rausch Sturm violated the WCA by maintaining the small claims suit for 53 days after the plaintiff filed a motion to dismiss; they also dismissed the plaintiff’s husband as a party to the action. However, they upheld the plaintiff’s claim that Rausch Sturm’s actions constituted an actionable cause under FDCPA provision 1692g(b).
Rausch Sturm Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Rausch Sturm for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Rausch Sturm Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
What Our Clients are Saying
“Thank you and your staff for the exceptional work you did on my behalf in dealing with a debt collector. I’ve not experienced the level of professionalism, care, timeliness in follow-through, and financial compensation obtained through your firm.”
“I won’t be afraid to contact you or recommend your services to others for debt collection difficulties. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I am most grateful.”
“I did not realize I’d be getting any money from this wretched affair. I’m taken aback by what you have achieved in my behalf.”
Can You Help Me Delete Rausch Sturm from My Credit Report?
We can absolutely help. Call us today.
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