NCC Business Services is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is NCC Business Services?
NCC Business Services opened in 1986. Based in Jacksonville, Florida, they operate in the financial, housing, credit, healthcare, education, and small business markets. NCC Business Service claims to work as consumer advocates, and say their core philosophy is one of being “nice.” Yet the debt collection agency seems to take great pride in their ability to track down individuals who do not wish to be found using unconventional data sources.
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NCC Business Services Collection Agency Complaints
As of April 2017, the Better Business Bureau reported 102 closed NCC Business Servicescomplaints within the previous three years, including 47 closed NCC Business Services complaints within the previous 12 months. The BBB gives NCC Business Services a C- rating. In addition, Justia lists nine NCC Business Services complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 145 closed NCC Business Services complaints for 2016.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
NCC Business Services, Inc. 9428 Baymeadows Road, Suite 200 Jacksonville, FL 32217 Phone Number: 888-880-6020 Website: https://www.ncc-business.com/
Understanding Your Debt Collection Rights
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
“Every e-mail sent or phone call made to your firm was answered not only promptly, but virtually immediately. Mr. Hirnyk patiently explained every legal concept – including what was possible and what was not – under existing state and federal consumer law.”
“You were very professional and helpful…. For once I didn’t feel like I was alone in the battle. I received a check from your company – and that was amazing in itself – but also the debt collector is no longer on my back. It feels like a weight has been lifted off my shoulders.”
“It was a pleasure to deal with you. I would recommend this firm to anyone.”
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.
NCC is known for trying to collect debt without sending initial collection letters and they often make false deals, I have an apartment debt they have been trying to collect on that I know I don’t owe money for and I have proof, I sent them 2 debt verification letters and they sent an account ledger that has all kinds of inaccurate charges but they have failed to show proof of what they are trying to collect. I plan on taking them to court soon cuz I’m not paying them anything…
I wouldn’t sent this company a dime of my money without them sending me some legitimate paperwork…… Send them a Pay-and Delete agreement, and don’t send any money without receiving something in writing from this company with their Letterhead and a signature from an authorized collections Manager.
Harassment by ncc and possible illegal eviction proceeding. They never served me a court notice, but i see it on my credit report now
My concern is that the over $2,000 they are saying i owe is from an “auto loan” that i never even attempted to acquire.
I have NCC Business on my credit report and I am unable to get in contact with a representative. I am inquiring on how can I removed them from my credit report but no one is willing to help me out
NCC Business just contacted me at work and I am losing it. I am wondering how and who provided them with my office number. I was not at my desk therefore they left a voicemail. What are my rights?