Morgan & Associates is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Morgan & Associates is a debt collections agency based in Oklahoma City, Oklahoma. It appears as though there are a variety of different complaints against Morgan & Associates alleging violations of the Fair Debt Collection Practices Act (FDCPA) including harassing consumers and failing to provide documentation of debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Morgan & Associates can be considered a legitimate collections company due to the fact that it has been in business for 33 years, has received an “A+” rating from the Better Business Bureau, and has also been BBB accredited. Therefore, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam.
Morgan & Associates is a law firm that works within debt collection. The company sites on their website that Morgan & Associates is a member of ACA International is PPMS Certified, and is PCI Compliant. Many complainants, however, believe that Morgan & Associates may not have helped them resolve their outstanding debt problems in a professional or courteous way and could have violated the FDCPA. Additionally, according to the BBB, the collections company is headed by Ms. Peggy Morgan, Executive Assistant and Mr. Porter H. Morgan III, President. Lastly, According to Zoominfo.com, Morgan & Associates has a total of 14 employees and sales of $2 million.
Morgan & Associates does not cite which specific area of collections that they specialize in, or what specific companies they work for on their website. When collections companies do not provide ample information on the area of collections that they specialize in, it becomes incredibly important that consumers contact the collections company to verify and attain details on the debt. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a few complaints currently posted about Morgan & Associates across the internet. On the BBB there are currently no complaints posted about Morgan & Associates, but two, 1 star reviews are posted on Morgan & Associates’ BBB page. There are additional reviews posted on Googles Reviews which include a number of consumer complaints. Overall, Morgan & Associates received a mediocre 2.5 star review from 20 reviews posted on Google Reviews. Ultimately, the similarities between these complaints and the angry sentiments of complainants awards this collections company a less than glowing review. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Ultimately, it is illegal for Morgan & Associates to make empty threats to sue you or garnish your wages. However, Morgan & Associates can choose to sue or garnish wages after a default judgement. Therefore, a collection company would likely choose not to sue you for unvalidated debt, but it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that an employee of this firm, Morgan & Associates, has been attempting to collect a business debt. This debt is a 2 year old utility bill which the complainant claims they do not owe. Ultimately, Morgan & Associates has not provided any documentation of this debt, and the complainant has additionally contacted said utility company to confirm the debt owed, and the utility company could not confirm the debt. Because the complainant could not received an itemized bill, they refused to pay. The debt collector still contacts the complainant daily while they are at their place of work. Due to this harassment, and a lack of proper documentation, the complainant has refused to pay Morgan & Associates until the debt can be confirmed with real proof.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“They took care of everything. Very efficient, competent and always returned calls quickly. Very pleased with how quickly it was taken care of.”
“A pleasure being represented by Lemberg Law LLC . I have used their services before with the same professional results. A well deserved 5 Star recommendation.”
“I had a Fair Debt Collections Practices Act case, after a creditor called me post 9:00 PM. Working with Lemberg Law was easy and efficient. Just as they say, the case was taken on a contingency that they would win or not charge me –and if they did win, they’d charge the offender the costs. So I had nothing to lose. The creditor agreed to settle, compensating me and Lemberg Law.”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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