Machol & Johannes LLC is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Founded in 1968, Machol & Johannes is exclusively devoted to representing creditors in bankruptcy proceedings, in groups, and in all other areas of law. This company conducts direct collection actions, represents their corporate clients in court, and files lawsuits against customers to attempt and collect debts. If you are concerned because you have been contacted by M&J, make sure you understand your rights before responding.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Machol & Johannes a scam?
They’re legit. Machol & Johannes is a legitimate law firm that specializes in debt collection litigation. They use skip tracing, telephone calls, and letter string to pressure consumers into paying. This law firm seems to automate lots of its customer correspondence. Machol & Johannes also regularly reports accounts to credit bureaus as a tactic for collecting debt.
If you’ve suffered from M&J debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Machol & Johannes?
As of April 2017, the Better Business Bureau reported 37 closed Machol & Johannes complaints over the previous few decades, including 9 closed Machol & Johannes complaints over the past 12 months. The BBB provides Machol & Johannes an A+ rating. Additionally, Justia lists six Machol & Johannes complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 35 closed Machol & Johannes complaints for 2016.
Machol & Johannes, LLC 700 17th Street, Suite 200 Denver, CO 80202 Phone Number: 866-729-3328 Website: https://www.mjfirm.com/
Can Machol & Johannes Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Machol & Johannes would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Machol & Johannes?
Absolutely. If you have been unjustly harassed by this debt collection agency, contact for a free case evaluation
Machol & Johannes Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue Machol & Johannes for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“You, in addition to your employees and office, went out of your way to be useful, keep us updated, and manage everything to decrease the strain on us. We’re extremely thankful for all the help you’ve given us and making this so easy on us. We’ll definitely be recommending you to any friends who are in a similar situation.
“I never thought I’d finally be free of the nonstop phone calls and letters in the mail, but I finally am free. You went to work straight away, and I saw results fairly quickly. I felt like you really cared about getting me the relief I longed for. I can not thank you enough.”
“Just a brief message to let you know I got my settlement and also to thank you for your help. I wouldn’t hesitate to recommend you to anybody who’s on the receiving end of the sort of harassment that collection agencies participate in.”
Can You Help Me Delete Machol & Johannes from My Credit Report?
Odds are good that we can help. Contact us now and we’ll clarify.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.
I had a judgement against me back in 2010 but I was never served and though their process server claimed to serve me. Said I had blonde hair and I’m a brunette. Anyway, I had the judgement removed from my credit because of this but apparently the city of Denver revived the judgement last year and my bank account was garnished with no notice. I got their contact info from my bank and they have my current address but they never notified me. That’s got to be illegal, right?
I have been paying M&J for over 6 years on a stolen credit card in my name. $16,500.00 It’s down to $9,000.00 now. They succeeded in filing a judgment against me & my home. I only pay $100.00 a month but its not my debt. Now they are not answering the phone and have not cashed my December check yet. I think they’ve been sold? I am lost on what to do. Any advice? I would appreciate it very much.
Machol & Johannes has been successful sued on Washington and Wyoming, and about to be successfully sued in Colorado. We need to do this in New Mexico, and shut them down. I have paid one lawsuit a couple years ago, have a new one I respond to the courts on today, and they have 4 more pending on my credit report. They call excessively enough that I block all robocalls, they added $900+ to the account they are currently suing me for, and they consistently block the law and zombify old debt for profit.
I agreed to a payment plan. They sent the paperwork to an old address, which I never received. Now I’m being sued by M&J for this old debt. It seems so unfair. I tried emailing them to sort it out but no response.
I agreed to a payment plan. They sent the paperwork to an old address, which I never received. Now I’m being sued by M&J for this old debt. It seems so sketchy.
Was told to pay 2500 to get my card out of impound.
They are garnishment my paycheck on a case that got dismissed. in a time were my paycheck feeds my family I reach out to the firm multiple times never got a call back or email. on times like these of a coronavirus I cant even buy food cause of these. I will be following with my attorney..
I have been dealing with Machol & Johannes for close to six years now.
They started out by harassing me and then the communication just stopped.
They started getting really sneaky and one after the other judgement were made. I finally bent to their requests and agreed to a payment plan.
For the last several years payments have been coming out of my account like clockwork.
I just received a declaration of garnishment from my auto financing company.
They never contacted me or reached out to me. I feel like this 100% unfair.
I am willing to pay my debts, I just wish they would communicate with me.
I never received a summons, and only found out about this company when my account was garnished without my knowledge. I contacted them directly to fins out who they were and why they garnished my account. They informed me of 2 debts I had that they were collecting on. I set up monthly payments but they garnished my account again ($10). I contacted them again, they stated that I had not filled out the paperwork and sent it in. I did in fact fill it out, and send it in but they admitted that it may have gotten lost…really?? Their website is very vague with information, as in you are unable to see account balances or payments made. And they randomly help themselves to dinging my credit score by constantly checking my credit!
The company filed in court in Weld Co Colorado. I was never notified, I never received a summons, I was never contacted by a process server. My information is on file in Weld County, so obviously the court was deceived when the company responded to whether I was notified. I was only notified when a default judgement was awarded. The Company took action to attach my bank account. I am a disabled (retired) military Vet. As such, all of my income is received from military retired pay an VA disability pension which by law cannot be garnished or attached. I did however agree to payments as the debt was incurred by ex-spouse and part of the divorce decree. The debt was completely paid and satisfied in March 2019. I didn’t receive notification from the company via the court until May. M&J did not notify the bank and has continued to take automatic payments until I provided the bank documentation on 4 June. M&J has not replied to any of my repeated inquires, they still may owe me a refund. I have never encountered an organization of this low caliber. I plan to contact the Colorado Attorney Generals Office yet again over M&J’s practices.
machol and johannes served me with a motion to revive an old debt that i believe is to old
Malcolm and Johannes keep harassing me. Served me with papers to revive a judgment that’s too old. I’m on social security. Their service processor went to all my neighbors houses although my house is clearly marked for the address.
I have received 2 summons from Machol and Joannes they represent that they are the attorneys for these credit card companies. I currently live in NM these credit cards are from when I lived in Ca. I believe that Machol and Joannes have purchased these and other debts and are misrepresenting their affliation as being the lawyer for the companies. I believe they are violating the Fair Debt Collections Act by deceit. I go to court on one Aug 8th and just received the other summons this past Friday. I know they hope a person does not respond and that they win by default and then receive an order of garnishment or lien. It is far fetched to believe they could be the direct counsel of so many different companies.