Hillcrest Davidson & Associates is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Hillcrest Davidson & Associates?
Hillcrest Davidson & Associates is a third-party collection agency based in Texas. Hillcrest Davidson has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), such as failing to verify debts and using false or misleading language in an effort to collect a debt. If Hillcrest Davidson has contacted you about past due collection items,make sure you understand your rights before responding.
Is Hillcrest Davidson & Associates a scam?
They’re legit. Hillcrest Davidson & Associates is a legitimate debt collection agency based in Richardson, Texas. The business was started in 2008 and the agency states that they “stand by the belief that there’s really no debt that’s not collectable.” They use a multi-tiered letter system, skip tracing, credit reporting, and litigation to pursue consumers who they believe owe debts. Hillcrest Davidson & Associates works on a commission basis, and claims that all of their employees are trained in the latest legal and ethical standards for the debt collection industry.
Hillcrest Davidson & Associates seems to operate primarily in the commercial and retail sectors, taking on defaulted contracts for things like home security systems. Hillcrest Davidson & Associates claims that their methods are designed to “keep customers on the books.”
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Hillcrest Davidson & Associates?
As of April 2017, the Better Business Bureau reported 148 closed Hillcrest Davidson & Associates complaints within the previous three years, including 31 closed Hillcrest Davidson & Associates complaints within the previous 12 months. The BBB gives Hillcrest Davidson & Associates a B rating. In addition, Justia lists eight Hillcrest Davidson & Associates complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 52 closed Hillcrest Davidson & Associates complaints for 2016.
Can Hillcrest Davidson & Associates Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Hillcrest would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Hillcrest Davidson & Associates?
Absolutely. If you have been unjustly harassed by this debt collection agency, contact us for a free case evaluation
Hillcrest Davidson & Associates Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
“We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”
“If you are unsure about this company…DONT BE!!! They are for real when they say they are here to help you. It only takes a few short minutes of your time to talk to a rep. I was a skeptic, but you did everything you said you would! I can’t say thank you enough!”
”Lemberg has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”
Can You Help Me Delete Hillcrest Davidson & Associates from My Credit Report?
The short answer is yes. We can help. Call us today.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.