Diversified Adjustment Service is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them
Who is Diversified Adjustment Service?
Diversified Adjustment Service Inc is a debt collection agency based in Minneapolis, MN and founded in 1981. It services all industries and all kinds of businesses — from small companies to Fortune 500 enterprises. They use tactics like pre-collect demand letters, credit bureau reporting, and skip tracing.
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Is Diversified Adjustment Service a scam?
They’re legit. Diversified Adjustment Service is a legitimate debt collection agency with a long history of harassing consumers over debt. They use skip-tracing tools to collect which aren’t available to the general public, such as post office records, voting records, automobile records, business licenses, property records, and lots of others.
The company has created a proprietary library of skip-tracing databases which may be shared with collectors throughout their intranet. These libraries include college admissions advice, which offers access to a student’s name, contact info, as well as their parents’ address and telephone number.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Diversified Adjustment Service?
As of April 2017, the Better Business Bureau reported 69 closed Diversified Adjustment Service complaints over the previous few decades, including 19 closed complaints over the past 12 months. The BBB provides Diversified Adjustment Service a B evaluation. Additionally, Justia lists 14 complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 60 closed complaints for 2016.
Can Diversified Adjustment Service Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Diversified would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Diversified Adjustment Service?
Absolutely. Here is a Sample Case Filed in Federal Court against Diversified Adjustment Service
In 2011, a judge in U.S. District Court, Northern District of Illinois, refused Diversified Adjustment Service’s motion to dismiss D.G. vs. Diversified Adjustment Service for alleged violations of the Telephone Consumer Protection Act. According to the judge’s decision, a minor child alleged that Diversified Adjustment Service robocalled his mobile phone in an attempt to collect a debt from somebody named Chivette. The judge rejected the debt collection agency’s argument that the unintended recipient of a robocall does not have standing to sue under the TCPA, and its argument that it would be hard to need to prove they had approval from the intended recipients of each robocall. The judge allowed the case to proceed.
Here are some past Press Releases of Lawsuits Brought On By Lemberg Law Against Diversified Adjustment Service
May 15, 2017. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Northern District of New York. The case, against Diversified Adjustment Service, charges the company with violating federal law and state law. It asks for $500 to $1,500 per call in Telephone Consumer Protection Act statutory damages, $1,000 in Fair Debt Collection Practices Act (FDCPA) statutory damages, plus other relief.
Debt collection calls are nerve-wracking. They’re even more irritating when a debt collector is calling about a debt someone you know owes. Our client says that Diversified Adjustment Service start calling her about a debt that her boyfriend owed. She was in no way responsible for the repayment of the debt, but Diversified Adjustment Service robocalled her cell phone anyway. She knew it was a robocall because, when she answered the phone, she heard a prerecorded message from Diversified Adjustment Service. On several different occasions, our client spoke with the debt collection agency and requested that the calls call stop. Nevertheless, Diversified Adjustment Service continued to call her.
The lawsuit charges that Diversified Adjustment Service violated the Telephone Consumer Protection Act (TCPA) by robocalling our client’s cell phone without his consent. The lawsuit also charges that Diversified Adjustment Service violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior and by using unfair and unconscionable means to collect a debt. It also charges Diversified Adjustment Service violating New York’s General Business Law by conducting deceptive acts and practices.
Diversified Adjustment Service Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Want to Stop Diversified Adjustment Service Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
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“I got my settlement check yesterday. Thank you all for helping me with my debt problem. The past year has been a really demanding one and this check is really going to help. So impressed by Lemberg Law.”
Can You Help Me Delete Diversified Adjustment Service from My Credit Report?
Odds are good that we could. Call us to learn how we can help.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.