Credit Solutions Corporation is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Credit Solutions Corporation is a debt collection business based in San Diego, California. It appears as though there are a variety of different complaints against Credit Solutions Corporation alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as failing to remove paid off credit and not communicating with debtors about debt owed. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Credit Solutions Corporation has been in the collections business for an impressive 24 years. On top of this lengthy experience, Credit Solutions Corporation has also received an “A+” rating from the Better Business Bureau, as well as accreditation from the BBB. Due to the company’s extensive years of experience, its stellar rating from the BBB, and its accreditation, consumers should be aware that Credit Solutions Corporation is not a scam.
Credit Solutions Corporation was established on March 1st, 1997 and its BBB account was opened on October 1st, 1997. Additionally, this collections company cites on their website that they have a variety of affiliations, which include, the California Association of Collectors, ACA International, and BBB Accreditation. Lastly, According to zoominfo.com the company has an employee base of 27, and sales of $5 million. The leadership of the collections company is headed by Executive Vice President Raechelle Joplin and Managing Director Andy Strong.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Credit Solutions Corporation, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, remember that the debt which you may have been contacted about is real, and needs to be dealt with.
Credit Solutions Corporation does not provide any information on their website about who they specifically collect for or what area of collections they specialize in. Because this information is not provided by the company, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a number of reviews and complaints currently posted about Credit Solutions Corporation across the internet. In fact on the BBB, Credit Solutions Corporation has received 8 complaints closed in the last 3 years and 4 complaints closed in the last 12 months, with 2 customer reviews amounting to a total 1/5 star review. Additionally, on Yelp the collections company has accumulated 1 review lending the company a 1 star review, and another review on WalletHub, awarding the company another 1 star review. These reviews mainly noted that Credit Solutions Corporation was allegedly suing consumers without warning or notice and using unethical collections practices. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Collections companies cannot make empty threats to sue you or garnish your wages because it is illegal. For most cases, collections companies will likely choose not to sue if they cannot verify your debt or you may not owe said debt. Nevertheless, Credit Solutions Corporation can still summon debtors to court and garnish wages after a default judgement. If you believe that Credit Solutions Corporation may have violated the FDCPA, hire legal aid to resolve the discrepancy. It is wisest to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint.
A complainant explains that Credit Solutions Corporation, “has placed erroneous negative account information” on their credit file without their knowledge and or consent. This complainant additionally claims that they have written the collections company via affidavit over 4 times, and certified mail to prove the alleged account allegations. Credit Solutions Corporation has not responded to any of these messages. Their failure to respond and remove this account have caused major damage to the complainant’s credit and wellbeing. In fact, the complainant has even received punitive damages as a result of this mistake. They are asking that Credit Solutions Corporation resolve this issue and remove the account immediately before more damage is done.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Credit Solutions Corporation. If you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“I received the check … Thank you. Lemberg Law has been one of the best firms I have ever dealt with. The responses to my inquires were prompt and courteous. So glad that I chose Lemberg Law to handle my complicated case.”
“A happy ending to a bad situation with harassment from a debt collector. Everything stopped immediately. I am very thankful for the help from Lemberg Law.”
“Everyone was so helpful and the service was excellent. I am so grateful that I took a chance and clicked on that link that day. I highly recommend their firm.”
“The group at Lemberg Law was professional, courteous, and effective. Their grasp of consumer protection laws and guidelines are second to none, and they work extremely difficult to ensure this procedure is client-friendly.”
Yes, we would love to assist you with your case. Call us today.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
See more posts from Sergei Lemberg
