Credit Corp Solutions Inc is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
September 24, 2019
What is Credit Corp Solutions?
Credit Corp Solutions , Inc. is an international third-party collection agency and debt purchaser based in Utah. Credit Corp has received consumer complaints alleging failure to provide verification of debts in violation of the Fair Debt Collections Practices Act (FDCPA). If you are concerned because Credit Corp has been trying to contact you, know your rights before responding.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Credit Corp Solutions a scam?
They’re legit. According to the Better Business Bureau (BBB), Credit Corp Solutions, Inc. is a legitimate debt collection agency founded and incorporated in 2011 in Utah. The BBB established a profile page for Credit Corp in 2016. In addition to its location in Sandy, UT, the BBB lists an address in Draper, UT. It also goes by alternative business names such as Tasman Credit or Tasman Credit Corp. Buzzfile estimates Credit Corp Solutions’ annual revenue at $1.7 million and the size of its headquarters staff at 11 employees.
Who does Credit Corp Solutions collect for?
Credit Corp purchases “past-due consumer debts from major banks, finance companies, telecommunication companies and utility providers in the United States of America, Australia, and New Zealand.”
Credit Corp Solutions describes itself as a “a receivables management company that purchases and collects consumer debt including unpaid retail finance and sales finance credit cards and personal loans” originally established in Australia over 25 years ago. Credit Corp cites as its strengths its mission to “deliver long-term benefits to the societies in which we operate…[with] systems and controls…designed to ensure that we treat our customers fairly and responsibly, with a view to improving their financial situation.”
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Credit Corp Solutions?
The BBB has closed only 4 complaints against Credit Corp Solutions in the past three years, with three of them in the past twelve months. Three of the complaints allege problems with billing and collection; the fourth alleges problems with customer service. The Consumer Financial Protection Bureau (CFPB) has logged 15 complaints against Credit Corp since May 2015. Justia lists at least 1 case of civil litigation in which Credit Corp Solutions, Inc. was named as a defendant.
Can Credit Corp Solutions Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Credit Corp Solutions would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Credit Corp Solutions?
Absolutely. You can sue a debt collector. Here are some Sample Cases against Credit Corp Solutions Inc
In August 2017, a complainant indicated that Credit Corp Solutions failed to verify a debt of $1,651.51 that was reported to TransUnion, Equifax, and Experian credit reporting agencies (CRAs). The complainant further alleged that he had requested verification of the debt according to provisions of the Fair Debt Collections Practices Act (FDCPA) but that Credit Corp failed to respond. In addition, the complainant claimed that Credit Corp continued to make contact attempts despite his having informed them that the debt was not his, and that their reporting of inaccurate information to the CRAs violated the FDCPA’s prohibition against using false, deceptive, or misleading information. Also in August 2017, a complainant disputed Credit Corp’s right to continue collection efforts on the basis of their alleged failure to provide verification of the debt.
The complainant disputed the validity of subsequent efforts on the part of Credit Corp to provide verification by citing their failure to adhere to various provisions of laws specific to his state of residence. In March 2017, a complainant alleged Credit Corp violated his rights by refusing to comply with his request to lower his monthly payment obligation to accommodate his reduced employment.
Past Press Releases of Lawsuits Brought On By Lemberg Law Against Credit Corp Solutions Inc
Jan 1, 2016. Debt collectors are supposed to keep most information about a person’s debt private, but sometimes they violate the prohibition against giving information. Lemberg Law is representing a client who claims that this is what happened to her. She says that Credit Corp Solutions called her brother, who did not co-sign for the credit nor was in any other way responsible for it, and told him about our client’s debt.
Our client says that Credit Corp Solutions called her brother looking for her, and he informed Credit Corp Solutions that they could not reach our client at that number and to please stop calling him. However, our client says that Credit Corp Solutions continued to call her brother and also gave him information about the debt owed by her. Our client thinks Credit Corp Solutions did this to intentionally humiliate her since it had her contact information the entire time.
On behalf of our client, Lemberg Law recently filed suit in U.S. District Court, District of New Jersey, charging Credit Corp Solutions with violating the Fair Debt Collection Practices Act (FDCPA) by contacting third parties for purposes other than to obtain location information; by revealing debt information to third parties; by engaging in harassing behavior; and by using unfair and unconscionable means to collect a debt. It asks for statutory damages of $1,000, plus other relief.
Credit Corp Solutions Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Credit Corp Solutions for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Credit Corp Solutions Debt Collection Harassment Now?
“We realize that ours is only one little case among many — and a lot more serious — but are heartened by the fact that you accepted it represented us with a professionalism that belied the dollar amount.”
“I am so blessed that through this dreadful, terrifying encounter, your company was there to help me. I can not thank you enough”
“Never did I feel anything less than your most important customer. I love your service, and wish that more people were aware that there was a remedy for these vile creatures that call themselves collectors. Do not get me wrong, I pay my debts, or at least attempt to, but those agencies are aware of what they’re doing is illegal and know that the person on the other end of the line probably does not know that.”
Can You Help Me Delete Credit Corp Solutions from My Credit Report?
Chances are good that we can help. Call us today and we’ll explain.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.