Credit Control LLC is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Credit Control?
Credit Control (CC) is a third-party collection agency based in California. CC has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as failing to provide written verification of debts and threatening to take actions that cannot legally be taken. If CC has contacted you about delinquent collection items, make sure you understand your rights before taking action.
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Is Credit Control a scam?
They’re legit. According to the Better Business Bureau (BBB), Credit Control LLC was originally founded in 1989. The BBB established a profile page for CC in 2007 and they have been an accredited business since 2012. The BBB lists Credit Control as a collection agency. Buzzfile estimates Credit Control’s annual revenue at $30.9 million and the size of its staff at 80 people at its headquarters.
They utilize average debt collection tactics, such as skip tracing, letter collection, and telephone calls. They say they’re ready to sue customers, and they’re active in filing proofs of claim for customers that are going through bankruptcy proceedings.
Who does Credit Control collect for?
Credit Control was formed in 2006 by buying an agency that was doing business for 17 years, and in 2015 it obtained another debt collection company named Professional Recovery Services. This collection agency pursues collections from customers with former or accounts accounts with health care providers, credit card companies, utilities, and schools and universities.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Credit Control LLC?
As of April 2017, the Better Business Bureau reported 81 closed Credit Control complaints over the previous few decades, including 17 closed Credit Control complaints over the past 12 months. The BBB provides Credit Control an A+ rating. Additionally, Justia lists 30 Credit Control complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and two alleging violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 166 closed Credit Control complaints for 2016.
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Credit Control would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
In 2017, Credit Control, LLC was the defendant in a proposed class action lawsuit that claimed it failed to communicate the plaintiff’s rights under the Fair Debt Collection Practices Act (FDCPA). According to the suit, the consumer hds 30 days from the receipt of a collection letter to dispute the alleged debt and/or obtain verification from the debt collector. The plaintiff supposedly received a letter from Credit Control around July 14, 2016 that offered her a settlement and required that she accept it by “no later than JULY 22, 2016.” The suit argues that this deadline overshadows the plaintiff’s 30-day validation period and discourages her from disputing the debt or demanding validation. It further claims that the letter would cause the unsophisticated consumer to be “uncertain” and “confused” as to his or her rights under the FDCPA.
Credit Control Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue Credit Control for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Credit Control Debt Collection Harassment Now?
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“I am so blessed that through this dreadful, terrifying encounter, your company was there to help me. I can not thank you enough”
Can You Help Me Delete Credit Control from My Credit Report?
In a word, yes. Contact us and we will explain how we may be able to assist.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.