Credit Collections Bureau is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
July 16, 2021
What is Credit Collections Bureau?
Credit Collections Bureau is a debt collection firm located in Rapid City, SD which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
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Is Credit Collections Bureau a scam?
They’re legit. Credit Collections Bureau is a real collections company, and your alleged debt with this company should be taken seriously. One can conclude that this collections company is legitimate because Credit Collections Bureau has received an “A+” rating from the Better Business Bureau. On top of this form of professional recognition, according the company’s BBB page, Credit Collections Bureau has been in business for 34 years. The combination of the company’s years of experience along with a stellar BBB rating, lends Credit Collections Bureau legitimacy within the collections world.
Credit Collections Bureau leaves a message on their web page writing, “Because account receivable collections is our only business you can be assured that our results are second to none. To be the best in our industry we have to give the best service and produce the best results – and we do.” While this is a good sign for Credit Collections Bureau’s clients, many complainants feel as though this collections company did not consider consumer rights when attempting to collect on debt. Lastly, this collections company has 35 employees, a revenue of $4.22 million, 10 companies within the corporate family, and additionally goes by the name “Credico” according to dnb.com.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Credit Collections Bureau, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA.
Who does Credit Collections Bureau collect for?
Credit Collections Bureau leaves leaves information regarding their clientele on their website. The collections company writes that “CCB represents a broad base of healthcare, retail, and financial clients from sole proprietors to large corporations. Over 7000 clients have come to trust CCB with their accounts receivable collection.” The company additionally explains under their “Collections” tab that they utilize telephone, Q&F, skips, legal, and payment processes to collect on debt.
While your alleged debt with this collections company likely comes from one of the listed areas of collections, it is still incredibly important that as a consumer you confirm with Credit Collections Bureau about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Credit Collections Bureau?
Credit Collections Bureau only has a few complaints posted across the internet. On the BBB, Credit Collections Bureau has received 12 complaints closed in the last 3 years, 6 complaints closed in the last 12 months and 1, 1 star customer review. Additionally, on Google Reviews, the collections company has received 4 reviews awarding the company 1 star overall. These reviews note that this collections company allegedly uses unethical collections practices and may have violated the FDCPA. If you find that you have experienced a similar situation, do not be afraid to file a complaint or leave a review on the BBB or Google Reviews. Lastly, this collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Can Credit Collections Bureau Sue Me or Garnish My Wages?
Debt collectors cannot make empty threats to sue you or garnish your wages. This action is illegal. Ultimately, if this collections company cannot prove that you owe the alleged debt it is unlikely that they would choose to sue you, especially if the debt cannot be validated. However, debt collection agencies can summon debtors to court and garnish wages after a default judgment. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Credit Collections Bureau?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they believe Credit Collections Bureau uses “illegal, manipulative, exploitative & dishonest business practices.” This claim is due to the fact that the complainant believes that this collections company is trying to collect on a debt that their husband did not sign for. According to the complainant, they believe that because this is not a common property state this action is illegal. The collections company is allegedly refusing payment methods outside of directly taking payments from a bank account, and is charging the complainant’s husband an incorrect amount. The complainant claims that they have documentation showing the correct amount of the debt owed and Credit Collections Bureau refuses to even look at it. Additionally, the company allegedly “refused to give an affordable payment plan and is willing to cause financial hardship under threat of lawsuit.”
Credit Collections Bureau Calling You?
If Credit Collections Bureau is calling you, remember that you have rights under the Fair Debt Collections Practices Act (FDCPA). Federal laws protect you. More specifically, the FDCPA regulates the behaviors of collections companies by prohibiting unethical collections practices such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. On top of rights guaranteed by the FDCPA, consumers are also awarded protection under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). If you find that this collections company may have violated any of these laws, be sure to contact an attorney to protect your rights as a consumer.
Can I sue Credit Collections Bureau for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, consumers can recover up to $1,000 in damage, plus attorney fees and costs because of rights written in the FDCPA.
Want to Stop Credit Collections Bureau Debt Collection Harassment Now?
You may have a case, if…
- You have been receiving multiple calls per week from third party collection agencies.
- Debtors collectors have called in the early morning or late night
- You have received calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collections company threatened negative reporting
- A debt collector attempts to intimidate you
- A collector has made criminal accusations towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
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Can You Help Me Delete Credit Collections Bureau from My Credit Report?
Yes, we would love to assist you with your case. Call us today.
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