Controlled Credit Corporation is debt collector specializing in collection services to healthcare industry professionals who has been accused of questionable collection practices. This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Controlled Credit Corporation is a debt collector located in Cincinnati, Ohio. It appears as though there are a variety of different complaints against Controlled Credit Corporation alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as failing to remove paid off debt. If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Due to Controlled Credit Corporation’s 54 years in business, the company’s “A+” rating from the Better Business Bureau, and their BBB accreditation, the collections company should be considered a verified business. Because of the company’s years of experience and their professional accreditation and awards, consumers should be cautious in ignoring Controlled Credit Corporation’s allegations of debt owed. Be wise and choose to contact the collections company with any questions you may have, as refusing to pay off your alleged debt will harm your financial stability and credit.
Controlled Credit Corporation lists a number of their professional memberships on their collections website. These memberships include: ACA International, Central Ohio Patient Account Managers, Ohio Receivables Management Association, HFMA, Cincinnati USA Regional Chamber, BBB Accreditation, and more. This collections company explains that alongside their 50+ years of experience, they have served as the sole external collector for one of the Nation’s most reputable hospitals for over 30 years, and maintains an employee base with “professional, dedicated, and experienced staff” who on average have served the company for 20 years. Though Controlled Credit Corporation promises to be a professional and reputable business, the collections company may still have violated the FDCPA.
Lastly, in regard to leadership, Controlled Credit Corporation cites Mr. Daniel J. Heisel, President and Ms. Patty Olberding as the principal contacts. Additionally, according to dnb.com, this collections company has “42 total employees across all of its locations and generates $6.27 million in sales (USD).
According to their website, Controlled Credit Corporation collects on behalf of creditors in the medical sector. In fact, the collections company writes that the company’s solitary focus throughout its years in business has been on medical debt recovery. More specifically, the collections company explains, “Not only do we have thorough knowledge of the current healthcare industry and the laws governing it, we are highly flexible and adjust quickly to its ever-changing dynamics.” Though this collection company only collects on medical debt, it is still necessary that you verify your account with Controlled Credit Corporation themselves. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Controlled Credit Corporation has received a few complaints over its time in business. On the Better Business Bureau the company has received 5 complainants in the last 3 years with two, 1 star reviews. This collections company has also received 20 Google Reviews which in total awarded Controlled Credit Corporation an underwhelming 1.5 stars. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Controlled Credit Corporation falls within this category.
Debt collectors may try to induce payment by threatening to sue you or garnish your wages. Using empty threats of legal action to intimidate consumers into payment is prohibited under the FDCPA. Likewise, collection agencies are highly unlikely to sue for debts which you cannot be verified to owe. However, it should be noted that debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Above all, we strongly advise you to contact an attorney BEFORE such a judgement would be possible. Here at Lemberg Law, we have advocated for tens of thousands of victims of debt collector harassment. Contact us to see if you may have a case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that Controlled Credit Corporation is allegedly billing them for a medical bill that the consumer claims they already paid off. In fact, the complainant explains that this bill was previously paid to Controlled Credit Corporation’s client prior to it being placed in collections with the company. Later, in dealing with this discrepancy, the complainant provided the collections company with the check number as well as the amount and the date. Additionally, the complainant notes that the client of Controlled Credit Corporation received this payment as the date it was presented it was honored by their bank.
Next, even after sending this evidence and verification of payment, the complainant still received notices stating that the amount is not paid. The collections company claimed that they would contact the client in order to resolve the matter, but after an entire month the complainant received yet another notice for the alleged bill. Moreover, the collections company did not provide the complainant with any supporting documents, and provides no email, fax or address that these documents should be sent to.
If you have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector, you are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
You may have a case, if…
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“They were quick and responsive. I had a debt collector harassing me over a debt that wasn’t mine. They threatened me with ruining my credit. But these guys got it taken care of!! The debt was removed and I received $750 from the collectors. Thank you!!”
“Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.”
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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