Commercial Services Group is a debt collection agency based in Louisville, KY. It appears as though there are a variety of different complaints against Commercial Services Group alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Commercial Services Group has been in operation since 1983. The Better Business Bureau has accredited this collections company as a business since 2009, likewise assigning them an A+ letter grade. Therefore, it can be noted that this collections company is a legitimate business. Do not ignore the need to resolve your debt with Commercial Services Group.
This collections company notes on their website that, “CSG continues its dedicated service to our customers with consistent, efficient and ethical collection services delivered on a cost effective basis.” Additionally, The company claims that they have, “many long standing client relationships with demonstrated and measurable performance records.” Though this collections company claims to provide quality service with reputable employees, many complainants feels as though Commercial Services Group did not deliver adequate customer service and may have violated the FDCPA. According to the BBB, this collections company is lead byMrs. Linda Wise, President/Owner. Lastly, according to dnb.com Commercial Services Group has 60 employees, 2 different locations, and a revenue of $5.22 million.
Commercial Services Group claims that their, “clients include several Fortune 500 companies, banks, insurance agencies, manufacturers, and several small businesses across the country.” Therefore, your alleged debt could come from a variety of different areas/clientele. Due to this lack of clarity, it is wisest to inquire about your specific debt. In order to adequately resolve your debt discrepancy, it is necessary to contact the collections company to verify your alleged debt and attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There is currently 1 complaint filed against Commercial Services Group, along with 3 customer reviews amounting to 1 star overall on their Better Business Bureau Web Page. Additionally, there is one, 1 star review on Google Reviews available at this time. The BBB complaints allege that this collections company harassed and threatened consumers, a direct violation of the Fair Debt Collection Practices Act.
It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Commercial Services Group falls within this category.
Yes, however it is illegal for a collection company to make empty threats to sue you or garnish your wages. On the other hand, if there is a default judgement this collections company choose to take action against you. While this is possible, it is not common for collectors to resort to this solution unless they have reasoning or real evidence to do so. If you find yourself in a questionable debt collection discrepancy, contact an attorney preemptively to ensure that you receive full protection over your assets and rights through the FDCPA. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they allegedly have never done business with Commercial Services Group, and do not have a signed contract with Commercial Services Group. Additionally, the complainant claims that they “did not receive the proper 30 day notice to dispute directly with Commercial Services Group before they inserted this erroneous debt onto the credit report.” Ultimately, the complainant claims that, “Commercial Services Group is in FRCA violation with fines punishable of $1,000.” It was on August 29, 2018 that the complainant, “reached out to Commercial Services Group for proper debt validation.” The complainant claims that they have no received said validation and is now trying again to obtain this validation of debt owed.
If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act. This legislation outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if a collections company violates your rights, you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.
Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“I contacted Lemberg Law to assist me in a credit dispute. They were prompt, meticulous and helpful. I highly recommend them for settling creditor disputes. I am very thankful for their involvement and dedication to seeing my case through to a successful conclusion.”
“My experience with the Lemberg Law team was top-notch. They listened to my concerns, answered every one of my questions with patience and professionalism, and kept me informed about my case every step of the way. I highly recommend Sergei Lemberg and his colleagues for any type of consumer law issue.”
“Had an annoying collector that wouldn’t take no for an answer. Lemberg law showed them what NO means and did a GREAT and professional job . . . .”
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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