Collective Solutions Group is a debt collection agency based in Bowmansville, NY. It appears as though there are a variety of different complaints against Collective Solutions Group alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Collective Solutions Group has been in operation since 2014. The Better Business Bureau has accredited Collective Solutions Group as a business since 2019, likewise assigning them an A letter grade. Therefore, it can be noted that this collections company is a legitimate business. Do not ignore the need to resolve your debt with Collective Solutions Group.
This collections company notes on their website that they have “highly professional and reliable services”. Additionally, The company claims that they have 20 years of experience and tons of satisfied customers. Though this collections company claims to provide quality service with reputable employees, many complainants feels as though Collective Solutions Group did not deliver adequate customer service and may have violated the FDCPA. According to the BBB, this collections company is lead by Mr. Tyler Jefferies, Director Of Operations and Mr. Timothy Koller, President. Lastly, according to zoominfo.com Collective Solutions Group has 5 employees and a revenue of $984,000.
Collective Solutions Group claims that they, “provide a wide range of services in the highest professional matter of the industry!” Ultimately, there is no infromation available on who specifically this company collects for or what area of collections they specialize in. Therefore, due to the lack of information available on this collection company’s areas of expertise and their clientele, it is wisest to inquire about your specific debt. In order to adequately resolve your debt discrepancy, it is necessary to contact the collections company to verify your alleged debt and attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are currently 4 complaints filed against Collective Solutions Group on their Better Business Bureau Web Page. However, there are no additional reviews on Google Reviews available at this time. The BBB complaints allege that Collective Solutions Group harassed and threatened consumers, a direct violation of the Fair Debt Collection Practices Act.
It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Collective Solutions Group falls within this category.
Yes, however it is illegal for a collection company to make empty threats to sue you or garnish your wages. On the other hand, if there is a default judgement this collections company choose to take action against you. While this is possible, it is not common for collectors to resort to this solution unless they have reasoning or real evidence to do so. If you find yourself in a questionable debt collection discrepancy, contact an attorney preemptively to ensure that you receive full protection over your assets and rights through the FDCPA. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
The complainant explains that Collective Solutions Group has repeatedly called them, violating the FDCPA. According to the complainant, the company has repeatedly threatened them with legal action, representing themselves as employees of their county court. Additionally, the collections company has repeatedly contacted the complainant’s family and friends, giving them information in violation of the FDCPA. When the complainant contacted the company, they refused to disclose what debt the complainant supposedly owned, and when they asked to no longer be contacted, the complainant was told, “see you in court.”
If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act. This legislation outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if a collections company violates your rights, you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.
Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“I contacted Lemberg Law to assist me in a credit dispute. They were prompt, meticulous and helpful. I highly recommend them for settling creditor disputes. I am very thankful for their involvement and dedication to seeing my case through to a successful conclusion.”
“My experience with the Lemberg Law team was top-notch. They listened to my concerns, answered every one of my questions with patience and professionalism, and kept me informed about my case every step of the way. I highly recommend Sergei Lemberg and his colleagues for any type of consumer law issue.”
“Had an annoying collector that wouldn’t take no for an answer. Lemberg law showed them what NO means and did a GREAT and professional job . . . .”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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